FNB
Price
$16.92
Change
+$0.30 (+1.81%)
Updated
Dec 3 closing price
Capitalization
6.06B
54 days until earnings call
Intraday BUY SELL Signals
UMBF
Price
$115.00
Change
+$4.00 (+3.60%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
8.54B
61 days until earnings call
Intraday BUY SELL Signals
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FNB vs UMBF

Header iconFNB vs UMBF Comparison
Open Charts FNB vs UMBFBanner chart's image
FNB
Price$16.92
Change+$0.30 (+1.81%)
Volume$5.99M
Capitalization6.06B
UMB Financial
Price$115.00
Change+$4.00 (+3.60%)
Volume$13.3K
Capitalization8.54B
FNB vs UMBF Comparison Chart in %
FNB
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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VS
FNB vs. UMBF commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FNB is a StrongBuy and UMBF is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (FNB: $16.61 vs. UMBF: $111.00)
Brand notoriety: FNB and UMBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FNB: 12% vs. UMBF: 21%
Market capitalization -- FNB: $6.06B vs. UMBF: $8.73B
FNB [@Regional Banks] is valued at $6.06B. UMBF’s [@Regional Banks] market capitalization is $8.73B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FNB’s FA Score shows that 2 FA rating(s) are green whileUMBF’s FA Score has 1 green FA rating(s).

  • FNB’s FA Score: 2 green, 3 red.
  • UMBF’s FA Score: 1 green, 4 red.
According to our system of comparison, FNB is a better buy in the long-term than UMBF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FNB’s TA Score shows that 6 TA indicator(s) are bullish while UMBF’s TA Score has 5 bullish TA indicator(s).

  • FNB’s TA Score: 6 bullish, 3 bearish.
  • UMBF’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, FNB is a better buy in the short-term than UMBF.

Price Growth

FNB (@Regional Banks) experienced а -0.54% price change this week, while UMBF (@Regional Banks) price change was -1.07% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

FNB is expected to report earnings on Jan 27, 2026.

UMBF is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UMBF($8.54B) has a higher market cap than FNB($6.06B). UMBF (12.55) and FNB (12.09) have similar P/E ratio . FNB YTD gains are higher at: 15.114 vs. UMBF (-0.565). UMBF has more cash in the bank: 1.09B vs. FNB (535M). UMBF has less debt than FNB: UMBF (439M) vs FNB (3.71B). UMBF has higher revenues than FNB: UMBF (1.9B) vs FNB (1.64B).
FNBUMBFFNB / UMBF
Capitalization6.06B8.54B71%
EBITDAN/AN/A-
Gain YTD15.114-0.565-2,673%
P/E Ratio12.0912.5596%
Revenue1.64B1.9B86%
Total Cash535M1.09B49%
Total Debt3.71B439M845%
FUNDAMENTALS RATINGS
FNB vs UMBF: Fundamental Ratings
FNB
UMBF
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
70
Overvalued
52
Fair valued
PROFIT vs RISK RATING
1..100
2544
SMR RATING
1..100
1212
PRICE GROWTH RATING
1..100
4958
P/E GROWTH RATING
1..100
7268
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UMBF's Valuation (52) in the Regional Banks industry is in the same range as FNB (70). This means that UMBF’s stock grew similarly to FNB’s over the last 12 months.

FNB's Profit vs Risk Rating (25) in the Regional Banks industry is in the same range as UMBF (44). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

FNB's SMR Rating (12) in the Regional Banks industry is in the same range as UMBF (12). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

FNB's Price Growth Rating (49) in the Regional Banks industry is in the same range as UMBF (58). This means that FNB’s stock grew similarly to UMBF’s over the last 12 months.

UMBF's P/E Growth Rating (68) in the Regional Banks industry is in the same range as FNB (72). This means that UMBF’s stock grew similarly to FNB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FNBUMBF
RSI
ODDS (%)
N/A
Bullish Trend 7 days ago
60%
Stochastic
ODDS (%)
Bearish Trend 7 days ago
54%
Bearish Trend 7 days ago
71%
Momentum
ODDS (%)
Bullish Trend 7 days ago
59%
Bullish Trend 7 days ago
61%
MACD
ODDS (%)
Bullish Trend 7 days ago
70%
Bullish Trend 7 days ago
75%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
59%
Bullish Trend 7 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
54%
Bearish Trend 7 days ago
68%
Advances
ODDS (%)
Bullish Trend 10 days ago
56%
Bullish Trend 10 days ago
61%
Declines
ODDS (%)
Bearish Trend 7 days ago
59%
Bearish Trend 7 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
63%
Bullish Trend 7 days ago
67%
Aroon
ODDS (%)
Bullish Trend 7 days ago
46%
Bearish Trend 7 days ago
88%
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FNB
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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FNB and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNB has been closely correlated with WBS. These tickers have moved in lockstep 93% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNB jumps, then WBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNB
1D Price
Change %
FNB100%
-0.48%
WBS - FNB
93%
Closely correlated
-0.16%
ASB - FNB
93%
Closely correlated
-1.66%
ZION - FNB
92%
Closely correlated
-0.06%
WTFC - FNB
92%
Closely correlated
-0.66%
CFG - FNB
92%
Closely correlated
+0.15%
More

UMBF and

Correlation & Price change

A.I.dvisor indicates that over the last year, UMBF has been closely correlated with FNB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UMBF
1D Price
Change %
UMBF100%
-1.29%
FNB - UMBF
88%
Closely correlated
-0.48%
HWC - UMBF
88%
Closely correlated
-0.56%
UBSI - UMBF
88%
Closely correlated
-0.34%
TRMK - UMBF
88%
Closely correlated
-0.67%
ONB - UMBF
87%
Closely correlated
-1.46%
More