FMAO
Price
$25.90
Change
-$0.40 (-1.52%)
Updated
Dec 24 closing price
Capitalization
356.12M
47 days until earnings call
Intraday BUY SELL Signals
SFST
Price
$52.89
Change
-$0.01 (-0.02%)
Updated
Dec 24 closing price
Capitalization
433.13M
32 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

FMAO vs SFST

Header iconFMAO vs SFST Comparison
Open Charts FMAO vs SFSTBanner chart's image
Farmers & Merchants Ban
Price$25.90
Change-$0.40 (-1.52%)
Volume$8.76K
Capitalization356.12M
Southern First Bancshares
Price$52.89
Change-$0.01 (-0.02%)
Volume$14.39K
Capitalization433.13M
FMAO vs SFST Comparison Chart in %
FMAO
Daily Signal:
Gain/Loss:
SFST
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
FMAO vs. SFST commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FMAO is a StrongBuy and SFST is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 26, 2025
Stock price -- (FMAO: $25.90 vs. SFST: $52.89)
Brand notoriety: FMAO and SFST are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FMAO: 41% vs. SFST: 34%
Market capitalization -- FMAO: $356.12M vs. SFST: $433.13M
FMAO [@Regional Banks] is valued at $356.12M. SFST’s [@Regional Banks] market capitalization is $433.13M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FMAO’s FA Score shows that 0 FA rating(s) are green whileSFST’s FA Score has 0 green FA rating(s).

  • FMAO’s FA Score: 0 green, 5 red.
  • SFST’s FA Score: 0 green, 5 red.
According to our system of comparison, FMAO is a better buy in the long-term than SFST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FMAO’s TA Score shows that 6 TA indicator(s) are bullish while SFST’s TA Score has 3 bullish TA indicator(s).

  • FMAO’s TA Score: 6 bullish, 5 bearish.
  • SFST’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, FMAO is a better buy in the short-term than SFST.

Price Growth

FMAO (@Regional Banks) experienced а -7.50% price change this week, while SFST (@Regional Banks) price change was -3.47% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

FMAO is expected to report earnings on Feb 11, 2026.

SFST is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SFST($433M) has a higher market cap than FMAO($356M). SFST has higher P/E ratio than FMAO: SFST (16.37) vs FMAO (11.12). SFST YTD gains are higher at: 33.057 vs. FMAO (-9.628). FMAO has more cash in the bank: 152M vs. SFST (13.9M). FMAO has less debt than SFST: FMAO (223M) vs SFST (265M). FMAO (112M) and SFST (111M) have equivalent revenues.
FMAOSFSTFMAO / SFST
Capitalization356M433M82%
EBITDAN/AN/A-
Gain YTD-9.62833.057-29%
P/E Ratio11.1216.3768%
Revenue112M111M101%
Total Cash152M13.9M1,094%
Total Debt223M265M84%
FUNDAMENTALS RATINGS
FMAO vs SFST: Fundamental Ratings
FMAO
SFST
OUTLOOK RATING
1..100
5274
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
74
Overvalued
PROFIT vs RISK RATING
1..100
7768
SMR RATING
1..100
4648
PRICE GROWTH RATING
1..100
5342
P/E GROWTH RATING
1..100
8785
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FMAO's Valuation (44) in the Financial Conglomerates industry is in the same range as SFST (74) in the Regional Banks industry. This means that FMAO’s stock grew similarly to SFST’s over the last 12 months.

SFST's Profit vs Risk Rating (68) in the Regional Banks industry is in the same range as FMAO (77) in the Financial Conglomerates industry. This means that SFST’s stock grew similarly to FMAO’s over the last 12 months.

FMAO's SMR Rating (46) in the Financial Conglomerates industry is in the same range as SFST (48) in the Regional Banks industry. This means that FMAO’s stock grew similarly to SFST’s over the last 12 months.

SFST's Price Growth Rating (42) in the Regional Banks industry is in the same range as FMAO (53) in the Financial Conglomerates industry. This means that SFST’s stock grew similarly to FMAO’s over the last 12 months.

SFST's P/E Growth Rating (85) in the Regional Banks industry is in the same range as FMAO (87) in the Financial Conglomerates industry. This means that SFST’s stock grew similarly to FMAO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FMAOSFST
RSI
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
64%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
64%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
73%
Advances
ODDS (%)
Bullish Trend 11 days ago
70%
Bullish Trend 15 days ago
64%
Declines
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
59%
Aroon
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
71%
View a ticker or compare two or three
Interact to see
Advertisement
FMAO
Daily Signal:
Gain/Loss:
SFST
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
CZMSX15.670.04
+0.26%
Multi-Manager Small Cap Eq Strat Inst
MSCIX10.750.02
+0.19%
Madison Small Cap I
BRWJX28.000.04
+0.14%
MFS Blended Research Growth Eq I
FGRCX29.99N/A
N/A
Fidelity Advisor Mega Cap Stock C
EILAX14.16-0.02
-0.14%
Eaton Vance International Small-Cap A

FMAO and

Correlation & Price change

A.I.dvisor indicates that over the last year, FMAO has been closely correlated with GABC. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if FMAO jumps, then GABC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FMAO
1D Price
Change %
FMAO100%
-1.52%
GABC - FMAO
73%
Closely correlated
-0.40%
FNLC - FMAO
72%
Closely correlated
-0.41%
SFST - FMAO
72%
Closely correlated
-0.02%
CCBG - FMAO
72%
Closely correlated
-0.33%
MCBS - FMAO
72%
Closely correlated
+0.11%
More

SFST and

Correlation & Price change

A.I.dvisor indicates that over the last year, SFST has been closely correlated with SHBI. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if SFST jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SFST
1D Price
Change %
SFST100%
-0.02%
SHBI - SFST
74%
Closely correlated
+0.11%
ORRF - SFST
74%
Closely correlated
N/A
HTB - SFST
74%
Closely correlated
-0.11%
GABC - SFST
74%
Closely correlated
-0.40%
CCBG - SFST
73%
Closely correlated
-0.33%
More