FMAO
Price
$26.09
Change
+$0.19 (+0.73%)
Updated
Dec 26 closing price
Capitalization
358.74M
46 days until earnings call
Intraday BUY SELL Signals
HBT
Price
$26.04
Change
-$0.15 (-0.57%)
Updated
Dec 26 closing price
Capitalization
818.49M
32 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

FMAO vs HBT

Header iconFMAO vs HBT Comparison
Open Charts FMAO vs HBTBanner chart's image
Farmers & Merchants Ban
Price$26.09
Change+$0.19 (+0.73%)
Volume$9.69K
Capitalization358.74M
HBT Financial
Price$26.04
Change-$0.15 (-0.57%)
Volume$27.7K
Capitalization818.49M
FMAO vs HBT Comparison Chart in %
FMAO
Daily Signal:
Gain/Loss:
HBT
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
FMAO vs. HBT commentary
Dec 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FMAO is a Hold and HBT is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 28, 2025
Stock price -- (FMAO: $26.09 vs. HBT: $26.04)
Brand notoriety: FMAO and HBT are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FMAO: 46% vs. HBT: 77%
Market capitalization -- FMAO: $358.74M vs. HBT: $818.49M
FMAO [@Regional Banks] is valued at $358.74M. HBT’s [@Regional Banks] market capitalization is $818.49M. The market cap for tickers in the [@Regional Banks] industry ranges from $170.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FMAO’s FA Score shows that 0 FA rating(s) are green whileHBT’s FA Score has 2 green FA rating(s).

  • FMAO’s FA Score: 0 green, 5 red.
  • HBT’s FA Score: 2 green, 3 red.
According to our system of comparison, HBT is a better buy in the long-term than FMAO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FMAO’s TA Score shows that 6 TA indicator(s) are bullish while HBT’s TA Score has 5 bullish TA indicator(s).

  • FMAO’s TA Score: 6 bullish, 5 bearish.
  • HBT’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, FMAO is a better buy in the short-term than HBT.

Price Growth

FMAO (@Regional Banks) experienced а -5.13% price change this week, while HBT (@Regional Banks) price change was -2.80% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.29%. For the same industry, the average monthly price growth was +3.93%, and the average quarterly price growth was +15.53%.

Reported Earning Dates

FMAO is expected to report earnings on Feb 11, 2026.

HBT is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (-0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
HBT($818M) has a higher market cap than FMAO($359M). FMAO has higher P/E ratio than HBT: FMAO (11.20) vs HBT (10.50). HBT YTD gains are higher at: 23.127 vs. FMAO (-8.965). FMAO has more cash in the bank: 152M vs. HBT (25.6M). HBT has less debt than FMAO: HBT (60.2M) vs FMAO (223M). HBT has higher revenues than FMAO: HBT (234M) vs FMAO (112M).
FMAOHBTFMAO / HBT
Capitalization359M818M44%
EBITDAN/AN/A-
Gain YTD-8.96523.127-39%
P/E Ratio11.2010.50107%
Revenue112M234M48%
Total Cash152M25.6M594%
Total Debt223M60.2M370%
FUNDAMENTALS RATINGS
FMAO vs HBT: Fundamental Ratings
FMAO
HBT
OUTLOOK RATING
1..100
5312
VALUATION
overvalued / fair valued / undervalued
1..100
45
Fair valued
54
Fair valued
PROFIT vs RISK RATING
1..100
7715
SMR RATING
1..100
4626
PRICE GROWTH RATING
1..100
5548
P/E GROWTH RATING
1..100
8844
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FMAO's Valuation (45) in the Financial Conglomerates industry is in the same range as HBT (54) in the null industry. This means that FMAO’s stock grew similarly to HBT’s over the last 12 months.

HBT's Profit vs Risk Rating (15) in the null industry is somewhat better than the same rating for FMAO (77) in the Financial Conglomerates industry. This means that HBT’s stock grew somewhat faster than FMAO’s over the last 12 months.

HBT's SMR Rating (26) in the null industry is in the same range as FMAO (46) in the Financial Conglomerates industry. This means that HBT’s stock grew similarly to FMAO’s over the last 12 months.

HBT's Price Growth Rating (48) in the null industry is in the same range as FMAO (55) in the Financial Conglomerates industry. This means that HBT’s stock grew similarly to FMAO’s over the last 12 months.

HBT's P/E Growth Rating (44) in the null industry is somewhat better than the same rating for FMAO (88) in the Financial Conglomerates industry. This means that HBT’s stock grew somewhat faster than FMAO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FMAOHBT
RSI
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
69%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
72%
Momentum
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
63%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bearish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 13 days ago
70%
Bullish Trend 10 days ago
62%
Declines
ODDS (%)
Bearish Trend 4 days ago
63%
Bearish Trend 5 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
64%
Aroon
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
50%
View a ticker or compare two or three
Interact to see
Advertisement
FMAO
Daily Signal:
Gain/Loss:
HBT
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
SOTGY84.961.87
+2.25%
Sunny Optical Technology (Group) Co Ltd
TBTC3.980.06
+1.43%
Table Trac, Inc.
ALIZF460.123.67
+0.81%
Allianz SE
PHCUF5.58N/A
N/A
Photocure ASA
AUTLF4.67-0.05
-1.06%
Austal Ltd.

FMAO and

Correlation & Price change

A.I.dvisor indicates that over the last year, FMAO has been closely correlated with GABC. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if FMAO jumps, then GABC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FMAO
1D Price
Change %
FMAO100%
+0.73%
GABC - FMAO
73%
Closely correlated
+0.48%
MCBS - FMAO
72%
Closely correlated
-0.89%
HBT - FMAO
71%
Closely correlated
-0.57%
NFBK - FMAO
71%
Closely correlated
-0.76%
FNLC - FMAO
71%
Closely correlated
-0.26%
More

HBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBT has been closely correlated with MCBS. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBT jumps, then MCBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBT
1D Price
Change %
HBT100%
-0.57%
MCBS - HBT
86%
Closely correlated
-0.89%
FCBC - HBT
82%
Closely correlated
-0.29%
FMBH - HBT
82%
Closely correlated
-0.30%
CTBI - HBT
81%
Closely correlated
-0.81%
PEBO - HBT
81%
Closely correlated
-0.46%
More