FISI
Price
$29.47
Change
-$0.13 (-0.44%)
Updated
Nov 13 closing price
Capitalization
593.25M
76 days until earnings call
Intraday BUY SELL Signals
HTBK
Price
$10.56
Change
-$0.15 (-1.40%)
Updated
Nov 13 closing price
Capitalization
646.85M
69 days until earnings call
Intraday BUY SELL Signals
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FISI vs HTBK

Header iconFISI vs HTBK Comparison
Open Charts FISI vs HTBKBanner chart's image
Financial Institutions
Price$29.47
Change-$0.13 (-0.44%)
Volume$111.15K
Capitalization593.25M
Heritage Commerce
Price$10.56
Change-$0.15 (-1.40%)
Volume$240.84K
Capitalization646.85M
FISI vs HTBK Comparison Chart in %
FISI
Daily Signal:
Gain/Loss:
HTBK
Daily Signal:
Gain/Loss:
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VS
FISI vs. HTBK commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FISI is a Buy and HTBK is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (FISI: $29.60 vs. HTBK: $10.71)
Brand notoriety: FISI and HTBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FISI: 64% vs. HTBK: 98%
Market capitalization -- FISI: $593.25M vs. HTBK: $646.85M
FISI [@Regional Banks] is valued at $593.25M. HTBK’s [@Regional Banks] market capitalization is $646.85M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FISI’s FA Score shows that 2 FA rating(s) are green whileHTBK’s FA Score has 0 green FA rating(s).

  • FISI’s FA Score: 2 green, 3 red.
  • HTBK’s FA Score: 0 green, 5 red.
According to our system of comparison, FISI is a better buy in the long-term than HTBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FISI’s TA Score shows that 5 TA indicator(s) are bullish while HTBK’s TA Score has 6 bullish TA indicator(s).

  • FISI’s TA Score: 5 bullish, 5 bearish.
  • HTBK’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than FISI.

Price Growth

FISI (@Regional Banks) experienced а +1.23% price change this week, while HTBK (@Regional Banks) price change was +0.19% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +11.21%.

Reported Earning Dates

FISI is expected to report earnings on Jan 29, 2026.

HTBK is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTBK($647M) has a higher market cap than FISI($593M). HTBK has higher P/E ratio than FISI: HTBK (15.08) vs FISI (8.32). HTBK YTD gains are higher at: 20.430 vs. FISI (12.382). FISI has more cash in the bank: 72.2M vs. HTBK (55.4M). HTBK has less debt than FISI: HTBK (39.7M) vs FISI (248M). HTBK has higher revenues than FISI: HTBK (190M) vs FISI (116M).
FISIHTBKFISI / HTBK
Capitalization593M647M92%
EBITDAN/AN/A-
Gain YTD12.38220.43061%
P/E Ratio8.3215.0855%
Revenue116M190M61%
Total Cash72.2M55.4M130%
Total Debt248M39.7M625%
FUNDAMENTALS RATINGS
FISI vs HTBK: Fundamental Ratings
FISI
HTBK
OUTLOOK RATING
1..100
8218
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
55
Fair valued
PROFIT vs RISK RATING
1..100
4052
SMR RATING
1..100
5935
PRICE GROWTH RATING
1..100
4545
P/E GROWTH RATING
1..100
1641
SEASONALITY SCORE
1..100
75n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FISI's Valuation (18) in the Regional Banks industry is somewhat better than the same rating for HTBK (55). This means that FISI’s stock grew somewhat faster than HTBK’s over the last 12 months.

FISI's Profit vs Risk Rating (40) in the Regional Banks industry is in the same range as HTBK (52). This means that FISI’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's SMR Rating (35) in the Regional Banks industry is in the same range as FISI (59). This means that HTBK’s stock grew similarly to FISI’s over the last 12 months.

HTBK's Price Growth Rating (45) in the Regional Banks industry is in the same range as FISI (45). This means that HTBK’s stock grew similarly to FISI’s over the last 12 months.

FISI's P/E Growth Rating (16) in the Regional Banks industry is in the same range as HTBK (41). This means that FISI’s stock grew similarly to HTBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FISIHTBK
RSI
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
55%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
56%
Momentum
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
52%
MACD
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
53%
Advances
ODDS (%)
Bullish Trend 4 days ago
64%
Bullish Trend 4 days ago
56%
Declines
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 22 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
63%
Aroon
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
55%
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FISI
Daily Signal:
Gain/Loss:
HTBK
Daily Signal:
Gain/Loss:
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FISI and

Correlation & Price change

A.I.dvisor indicates that over the last year, FISI has been closely correlated with UVSP. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if FISI jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FISI
1D Price
Change %
FISI100%
-0.34%
UVSP - FISI
85%
Closely correlated
+0.59%
TCBK - FISI
84%
Closely correlated
+0.42%
HTBK - FISI
84%
Closely correlated
-0.28%
BY - FISI
84%
Closely correlated
+0.11%
PEBO - FISI
84%
Closely correlated
+1.44%
More

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with HOMB. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then HOMB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
-0.28%
HOMB - HTBK
85%
Closely correlated
-0.80%
UVSP - HTBK
84%
Closely correlated
+0.59%
BY - HTBK
83%
Closely correlated
+0.11%
IBCP - HTBK
83%
Closely correlated
+0.03%
PEBO - HTBK
82%
Closely correlated
+1.44%
More