FISI
Price
$31.25
Change
-$0.01 (-0.03%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
629.28M
56 days until earnings call
Intraday BUY SELL Signals
HTBK
Price
$11.34
Change
-$0.02 (-0.18%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
696.18M
49 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

FISI vs HTBK

Header iconFISI vs HTBK Comparison
Open Charts FISI vs HTBKBanner chart's image
Financial Institutions
Price$31.25
Change-$0.01 (-0.03%)
Volume$2.63K
Capitalization629.28M
Heritage Commerce
Price$11.34
Change-$0.02 (-0.18%)
Volume$7.77K
Capitalization696.18M
FISI vs HTBK Comparison Chart in %
FISI
Daily Signal:
Gain/Loss:
HTBK
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
FISI vs. HTBK commentary
Dec 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FISI is a StrongBuy and HTBK is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 05, 2025
Stock price -- (FISI: $31.26 vs. HTBK: $11.36)
Brand notoriety: FISI and HTBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FISI: 81% vs. HTBK: 94%
Market capitalization -- FISI: $629.28M vs. HTBK: $696.18M
FISI [@Regional Banks] is valued at $629.28M. HTBK’s [@Regional Banks] market capitalization is $696.18M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FISI’s FA Score shows that 2 FA rating(s) are green whileHTBK’s FA Score has 1 green FA rating(s).

  • FISI’s FA Score: 2 green, 3 red.
  • HTBK’s FA Score: 1 green, 4 red.
According to our system of comparison, both FISI and HTBK are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FISI’s TA Score shows that 4 TA indicator(s) are bullish while HTBK’s TA Score has 5 bullish TA indicator(s).

  • FISI’s TA Score: 4 bullish, 4 bearish.
  • HTBK’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, HTBK is a better buy in the short-term than FISI.

Price Growth

FISI (@Regional Banks) experienced а +2.19% price change this week, while HTBK (@Regional Banks) price change was +3.27% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.28%. For the same industry, the average monthly price growth was +4.63%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

FISI is expected to report earnings on Jan 29, 2026.

HTBK is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+1.28% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
HTBK($696M) has a higher market cap than FISI($629M). HTBK has higher P/E ratio than FISI: HTBK (16.23) vs FISI (8.32). HTBK YTD gains are higher at: 27.739 vs. FISI (18.685). FISI has more cash in the bank: 72.2M vs. HTBK (55.4M). HTBK has less debt than FISI: HTBK (39.7M) vs FISI (248M). HTBK has higher revenues than FISI: HTBK (190M) vs FISI (116M).
FISIHTBKFISI / HTBK
Capitalization629M696M90%
EBITDAN/AN/A-
Gain YTD18.68527.73967%
P/E Ratio8.3216.2351%
Revenue116M190M61%
Total Cash72.2M55.4M130%
Total Debt248M39.7M625%
FUNDAMENTALS RATINGS
FISI vs HTBK: Fundamental Ratings
FISI
HTBK
OUTLOOK RATING
1..100
2126
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
60
Fair valued
PROFIT vs RISK RATING
1..100
4150
SMR RATING
1..100
6136
PRICE GROWTH RATING
1..100
4445
P/E GROWTH RATING
1..100
1730
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FISI's Valuation (18) in the Regional Banks industry is somewhat better than the same rating for HTBK (60). This means that FISI’s stock grew somewhat faster than HTBK’s over the last 12 months.

FISI's Profit vs Risk Rating (41) in the Regional Banks industry is in the same range as HTBK (50). This means that FISI’s stock grew similarly to HTBK’s over the last 12 months.

HTBK's SMR Rating (36) in the Regional Banks industry is in the same range as FISI (61). This means that HTBK’s stock grew similarly to FISI’s over the last 12 months.

FISI's Price Growth Rating (44) in the Regional Banks industry is in the same range as HTBK (45). This means that FISI’s stock grew similarly to HTBK’s over the last 12 months.

FISI's P/E Growth Rating (17) in the Regional Banks industry is in the same range as HTBK (30). This means that FISI’s stock grew similarly to HTBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FISIHTBK
RSI
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
61%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
46%
Momentum
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
63%
MACD
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 10 days ago
63%
Bullish Trend 10 days ago
57%
Declines
ODDS (%)
Bearish Trend 17 days ago
57%
Bearish Trend 7 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
62%
Aroon
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
43%
View a ticker or compare two or three
Interact to see
Advertisement
FISI
Daily Signal:
Gain/Loss:
HTBK
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
BISVX14.560.13
+0.90%
Brown Advisory Sustainable Val Inv
DRDAX25.550.13
+0.51%
Dearborn Partners Rising Dividend A
JBAFX32.970.12
+0.37%
JHancock Balanced R4
RYCSX48.250.11
+0.23%
Rydex Telecommunications C
SGDLX117.24-0.69
-0.59%
Sprott Gold Equity Investor

FISI and

Correlation & Price change

A.I.dvisor indicates that over the last year, FISI has been closely correlated with FFBC. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if FISI jumps, then FFBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FISI
1D Price
Change %
FISI100%
+2.32%
FFBC - FISI
83%
Closely correlated
+1.87%
FFIN - FISI
82%
Closely correlated
+1.67%
UVSP - FISI
82%
Closely correlated
+2.18%
HTBK - FISI
81%
Closely correlated
+2.16%
BY - FISI
81%
Closely correlated
+2.82%
More

HTBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTBK has been closely correlated with HOMB. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTBK jumps, then HOMB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTBK
1D Price
Change %
HTBK100%
+2.16%
HOMB - HTBK
85%
Closely correlated
+1.79%
GBCI - HTBK
82%
Closely correlated
+0.38%
UVSP - HTBK
81%
Closely correlated
+2.18%
FISI - HTBK
81%
Closely correlated
+2.32%
BFST - HTBK
80%
Closely correlated
+2.44%
More