FINW
Price
$17.29
Change
+$1.63 (+10.41%)
Updated
Jul 25 closing price
Capitalization
128.83M
88 days until earnings call
UBCP
Price
$14.40
Change
+$0.34 (+2.42%)
Updated
Jul 25 closing price
Capitalization
82.52M
3 days until earnings call
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FINW vs UBCP

Header iconFINW vs UBCP Comparison
Open Charts FINW vs UBCPBanner chart's image
FinWise Ban
Price$17.29
Change+$1.63 (+10.41%)
Volume$43.82K
Capitalization128.83M
United Ban
Price$14.40
Change+$0.34 (+2.42%)
Volume$1.38K
Capitalization82.52M
FINW vs UBCP Comparison Chart in %
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FINW
Daily Signalchanged days ago
Gain/Loss if bought
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UBCP
Daily Signalchanged days ago
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FINW vs. UBCP commentary
Jul 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINW is a StrongBuy and UBCP is a Hold.

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COMPARISON
Comparison
Jul 28, 2025
Stock price -- (FINW: $17.29 vs. UBCP: $14.40)
Brand notoriety: FINW and UBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FINW: 192% vs. UBCP: 25%
Market capitalization -- FINW: $128.83M vs. UBCP: $82.52M
FINW [@Regional Banks] is valued at $128.83M. UBCP’s [@Regional Banks] market capitalization is $82.52M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINW’s FA Score shows that 1 FA rating(s) are green whileUBCP’s FA Score has 1 green FA rating(s).

  • FINW’s FA Score: 1 green, 4 red.
  • UBCP’s FA Score: 1 green, 4 red.
According to our system of comparison, FINW is a better buy in the long-term than UBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINW’s TA Score shows that 6 TA indicator(s) are bullish while UBCP’s TA Score has 4 bullish TA indicator(s).

  • FINW’s TA Score: 6 bullish, 4 bearish.
  • UBCP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, FINW is a better buy in the short-term than UBCP.

Price Growth

FINW (@Regional Banks) experienced а +9.71% price change this week, while UBCP (@Regional Banks) price change was +1.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Reported Earning Dates

FINW is expected to report earnings on Oct 23, 2025.

UBCP is expected to report earnings on Jul 30, 2025.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINW($129M) has a higher market cap than UBCP($82.5M). UBCP has higher P/E ratio than FINW: UBCP (9.46) vs FINW (7.53). UBCP YTD gains are higher at: 15.342 vs. FINW (8.198). FINW has less debt than UBCP: FINW (6.49M) vs UBCP (102M). FINW has higher revenues than UBCP: FINW (76.2M) vs UBCP (29.9M).
FINWUBCPFINW / UBCP
Capitalization129M82.5M156%
EBITDAN/AN/A-
Gain YTD8.19815.34253%
P/E Ratio7.539.4680%
Revenue76.2M29.9M255%
Total CashN/A7.95M-
Total Debt6.49M102M6%
FUNDAMENTALS RATINGS
UBCP: Fundamental Ratings
UBCP
OUTLOOK RATING
1..100
68
VALUATION
overvalued / fair valued / undervalued
1..100
74
Overvalued
PROFIT vs RISK RATING
1..100
54
SMR RATING
1..100
53
PRICE GROWTH RATING
1..100
47
P/E GROWTH RATING
1..100
17
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
FINWUBCP
RSI
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
64%
Bullish Trend 3 days ago
63%
Momentum
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
69%
MACD
ODDS (%)
Bullish Trend 3 days ago
63%
Bearish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
71%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
69%
Bullish Trend 3 days ago
71%
Advances
ODDS (%)
Bullish Trend 5 days ago
73%
Bullish Trend 10 days ago
71%
Declines
ODDS (%)
Bearish Trend 7 days ago
72%
Bearish Trend 6 days ago
49%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 5 days ago
57%
Aroon
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
65%
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FINW
Daily Signalchanged days ago
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UBCP
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FINW and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINW has been loosely correlated with SHBI. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if FINW jumps, then SHBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINW
1D Price
Change %
FINW100%
+10.41%
SHBI - FINW
50%
Loosely correlated
-1.37%
TFC - FINW
50%
Loosely correlated
+0.36%
COLB - FINW
50%
Loosely correlated
+6.30%
UCB - FINW
49%
Loosely correlated
+0.54%
PFS - FINW
49%
Loosely correlated
+3.76%
More

UBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBCP has been loosely correlated with BSBK. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if UBCP jumps, then BSBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBCP
1D Price
Change %
UBCP100%
+2.45%
BSBK - UBCP
34%
Loosely correlated
+0.62%
TCBS - UBCP
23%
Poorly correlated
N/A
BWFG - UBCP
23%
Poorly correlated
+1.27%
LNKB - UBCP
22%
Poorly correlated
+0.41%
FINW - UBCP
22%
Poorly correlated
+10.41%
More