FINV
Price
$6.68
Change
+$0.08 (+1.21%)
Updated
Oct 15, 11:16 AM (EDT)
Capitalization
1.67B
40 days until earnings call
Intraday Buy/Sell Signals
YRD
Price
$6.01
Change
-$0.04 (-0.66%)
Updated
Oct 14 closing price
Capitalization
519.3M
35 days until earnings call
Intraday Buy/Sell Signals
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FINV vs YRD

Header iconFINV vs YRD Comparison
Open Charts FINV vs YRDBanner chart's image
FinVolution Group
Price$6.68
Change+$0.08 (+1.21%)
Volume$617
Capitalization1.67B
Yiren Digital
Price$6.01
Change-$0.04 (-0.66%)
Volume$40.76K
Capitalization519.3M
FINV vs YRD Comparison Chart in %
FINV
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
Gain/Loss if bought
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FINV vs. YRD commentary
Oct 16, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Oct 16, 2025
Stock price -- (FINV: $6.60 vs. YRD: $6.01)
Brand notoriety: FINV and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FINV: 55% vs. YRD: 46%
Market capitalization -- FINV: $1.67B vs. YRD: $519.3M
FINV [@Savings Banks] is valued at $1.67B. YRD’s [@Savings Banks] market capitalization is $519.3M. The market cap for tickers in the [@Savings Banks] industry ranges from $676.19B to $0. The average market capitalization across the [@Savings Banks] industry is $22.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINV’s FA Score shows that 1 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • FINV’s FA Score: 1 green, 4 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, FINV is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINV’s TA Score shows that 4 TA indicator(s) are bullish while YRD’s TA Score has 6 bullish TA indicator(s).

  • FINV’s TA Score: 4 bullish, 5 bearish.
  • YRD’s TA Score: 6 bullish, 5 bearish.
According to our system of comparison, YRD is a better buy in the short-term than FINV.

Price Growth

FINV (@Savings Banks) experienced а -6.91% price change this week, while YRD (@Savings Banks) price change was -5.80% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.11%. For the same industry, the average monthly price growth was -0.08%, and the average quarterly price growth was +44.98%.

Reported Earning Dates

FINV is expected to report earnings on Nov 24, 2025.

YRD is expected to report earnings on Nov 19, 2025.

Industries' Descriptions

@Savings Banks (+0.11% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINV($1.67B) has a higher market cap than YRD($519M). FINV has higher P/E ratio than YRD: FINV (4.42) vs YRD (2.88). YRD YTD gains are higher at: 34.444 vs. FINV (0.873).
FINVYRDFINV / YRD
Capitalization1.67B519M322%
EBITDA3.1BN/A-
Gain YTD0.87334.4443%
P/E Ratio4.422.88153%
Revenue13.8BN/A-
Total Cash7.89BN/A-
Total Debt1.14BN/A-
FUNDAMENTALS RATINGS
FINV vs YRD: Fundamental Ratings
FINV
YRD
OUTLOOK RATING
1..100
821
VALUATION
overvalued / fair valued / undervalued
1..100
15
Undervalued
89
Overvalued
PROFIT vs RISK RATING
1..100
4454
SMR RATING
1..100
4757
PRICE GROWTH RATING
1..100
6447
P/E GROWTH RATING
1..100
6111
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FINV's Valuation (15) in the null industry is significantly better than the same rating for YRD (89) in the Internet Software Or Services industry. This means that FINV’s stock grew significantly faster than YRD’s over the last 12 months.

FINV's Profit vs Risk Rating (44) in the null industry is in the same range as YRD (54) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

FINV's SMR Rating (47) in the null industry is in the same range as YRD (57) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

YRD's Price Growth Rating (47) in the Internet Software Or Services industry is in the same range as FINV (64) in the null industry. This means that YRD’s stock grew similarly to FINV’s over the last 12 months.

YRD's P/E Growth Rating (11) in the Internet Software Or Services industry is somewhat better than the same rating for FINV (61) in the null industry. This means that YRD’s stock grew somewhat faster than FINV’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FINVYRD
RSI
ODDS (%)
Bullish Trend 8 days ago
75%
Bearish Trend 8 days ago
90%
Stochastic
ODDS (%)
Bullish Trend 8 days ago
77%
Bearish Trend 8 days ago
82%
Momentum
ODDS (%)
Bearish Trend 8 days ago
62%
Bullish Trend 8 days ago
75%
MACD
ODDS (%)
Bearish Trend 8 days ago
72%
Bullish Trend 8 days ago
79%
TrendWeek
ODDS (%)
Bearish Trend 8 days ago
69%
Bullish Trend 8 days ago
77%
TrendMonth
ODDS (%)
Bearish Trend 8 days ago
67%
Bullish Trend 8 days ago
78%
Advances
ODDS (%)
Bullish Trend 14 days ago
82%
Bullish Trend 14 days ago
79%
Declines
ODDS (%)
Bearish Trend 16 days ago
72%
Bearish Trend 22 days ago
79%
BollingerBands
ODDS (%)
Bullish Trend 8 days ago
71%
Bearish Trend 8 days ago
90%
Aroon
ODDS (%)
Bearish Trend 8 days ago
81%
Bullish Trend 8 days ago
86%
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FINV
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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FINV and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINV has been loosely correlated with QFIN. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if FINV jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINV
1D Price
Change %
FINV100%
-1.79%
QFIN - FINV
64%
Loosely correlated
-1.78%
LX - FINV
53%
Loosely correlated
-1.98%
YRD - FINV
53%
Loosely correlated
-0.66%
LU - FINV
49%
Loosely correlated
-3.44%
XYF - FINV
39%
Loosely correlated
+2.46%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with FINV. These tickers have moved in lockstep 53% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then FINV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-0.66%
FINV - YRD
53%
Loosely correlated
-1.79%
LU - YRD
49%
Loosely correlated
-3.44%
LX - YRD
49%
Loosely correlated
-1.98%
QFIN - YRD
48%
Loosely correlated
-1.78%
XYF - YRD
41%
Loosely correlated
+2.46%
More