FINV
Price
$9.83
Change
-$0.30 (-2.96%)
Updated
Jul 18 closing price
Capitalization
1.41B
36 days until earnings call
YRD
Price
$6.07
Change
-$0.04 (-0.65%)
Updated
Jul 18 closing price
Capitalization
431.55M
25 days until earnings call
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FINV vs YRD

Header iconFINV vs YRD Comparison
Open Charts FINV vs YRDBanner chart's image
FinVolution Group
Price$9.83
Change-$0.30 (-2.96%)
Volume$1.38M
Capitalization1.41B
Yiren Digital
Price$6.07
Change-$0.04 (-0.65%)
Volume$36.35K
Capitalization431.55M
FINV vs YRD Comparison Chart in %
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FINV
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
Gain/Loss if bought
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FINV vs. YRD commentary
Jul 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Jul 20, 2025
Stock price -- (FINV: $9.83 vs. YRD: $6.07)
Brand notoriety: FINV and YRD are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: FINV: 96% vs. YRD: 32%
Market capitalization -- FINV: $1.41B vs. YRD: $431.55M
FINV [@Finance/Rental/Leasing] is valued at $1.41B. YRD’s [@Finance/Rental/Leasing] market capitalization is $431.55M. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINV’s FA Score shows that 3 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • FINV’s FA Score: 3 green, 2 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, FINV is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINV’s TA Score shows that 2 TA indicator(s) are bullish while YRD’s TA Score has 5 bullish TA indicator(s).

  • FINV’s TA Score: 2 bullish, 6 bearish.
  • YRD’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, YRD is a better buy in the short-term than FINV.

Price Growth

FINV (@Finance/Rental/Leasing) experienced а -7.26% price change this week, while YRD (@Finance/Rental/Leasing) price change was +0.66% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.06%. For the same industry, the average monthly price growth was +6.23%, and the average quarterly price growth was +17.31%.

Reported Earning Dates

FINV is expected to report earnings on Aug 25, 2025.

YRD is expected to report earnings on Aug 14, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.06% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINV($1.41B) has a higher market cap than YRD($432M). FINV has higher P/E ratio than YRD: FINV (4.34) vs YRD (1.55). FINV YTD gains are higher at: 50.240 vs. YRD (30.799). YRD (2.54B) and FINV (2.49B) have comparable annual earnings (EBITDA) . FINV has more cash in the bank: 8.53B vs. YRD (5.85B). YRD has less debt than FINV: YRD (27.7M) vs FINV (160M). FINV has higher revenues than YRD: FINV (12.5B) vs YRD (4.71B).
FINVYRDFINV / YRD
Capitalization1.41B432M327%
EBITDA2.49B2.54B98%
Gain YTD50.24030.799163%
P/E Ratio4.341.55279%
Revenue12.5B4.71B265%
Total Cash8.53B5.85B146%
Total Debt160M27.7M578%
FUNDAMENTALS RATINGS
FINV vs YRD: Fundamental Ratings
FINV
YRD
OUTLOOK RATING
1..100
774
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
41
Fair valued
PROFIT vs RISK RATING
1..100
2970
SMR RATING
1..100
5042
PRICE GROWTH RATING
1..100
3845
P/E GROWTH RATING
1..100
159
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FINV's Valuation (33) in the null industry is in the same range as YRD (41) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

FINV's Profit vs Risk Rating (29) in the null industry is somewhat better than the same rating for YRD (70) in the Internet Software Or Services industry. This means that FINV’s stock grew somewhat faster than YRD’s over the last 12 months.

YRD's SMR Rating (42) in the Internet Software Or Services industry is in the same range as FINV (50) in the null industry. This means that YRD’s stock grew similarly to FINV’s over the last 12 months.

FINV's Price Growth Rating (38) in the null industry is in the same range as YRD (45) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

YRD's P/E Growth Rating (9) in the Internet Software Or Services industry is in the same range as FINV (15) in the null industry. This means that YRD’s stock grew similarly to FINV’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FINVYRD
RSI
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 4 days ago
85%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 2 days ago
79%
Momentum
ODDS (%)
Bullish Trend 5 days ago
85%
Bullish Trend 2 days ago
76%
MACD
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
77%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
82%
Bearish Trend 2 days ago
83%
Advances
ODDS (%)
Bullish Trend 9 days ago
83%
Bullish Trend 18 days ago
79%
Declines
ODDS (%)
Bearish Trend 24 days ago
71%
Bearish Trend 3 days ago
79%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
68%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
82%
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FINV
Daily Signalchanged days ago
Gain/Loss if bought
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YRD
Daily Signalchanged days ago
Gain/Loss if bought
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FINV and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINV has been loosely correlated with LX. These tickers have moved in lockstep 55% of the time. This A.I.-generated data suggests there is some statistical probability that if FINV jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINV
1D Price
Change %
FINV100%
-2.96%
LX - FINV
55%
Loosely correlated
-2.77%
YRD - FINV
53%
Loosely correlated
-0.65%
LU - FINV
46%
Loosely correlated
N/A
XYF - FINV
37%
Loosely correlated
-0.38%
QD - FINV
36%
Loosely correlated
-0.93%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
-0.65%
LX - YRD
57%
Loosely correlated
-2.77%
FINV - YRD
53%
Loosely correlated
-2.96%
QFIN - YRD
46%
Loosely correlated
+0.67%
XYF - YRD
45%
Loosely correlated
-0.38%
LU - YRD
41%
Loosely correlated
N/A
More