FINV
Price
$4.97
Change
+$0.04 (+0.81%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
1.3B
110 days until earnings call
Intraday BUY SELL Signals
YRD
Price
$4.61
Change
+$0.15 (+3.36%)
Updated
Dec 3 closing price
Capitalization
381.92M
Intraday BUY SELL Signals
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FINV vs YRD

Header iconFINV vs YRD Comparison
Open Charts FINV vs YRDBanner chart's image
FinVolution Group
Price$4.97
Change+$0.04 (+0.81%)
Volume$31.32K
Capitalization1.3B
Yiren Digital
Price$4.61
Change+$0.15 (+3.36%)
Volume$91.34K
Capitalization381.92M
FINV vs YRD Comparison Chart in %
FINV
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
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VS
FINV vs. YRD commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Hold and YRD is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (FINV: $4.90 vs. YRD: $4.45)
Brand notoriety: FINV and YRD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FINV: 41% vs. YRD: 62%
Market capitalization -- FINV: $1.3B vs. YRD: $381.92M
FINV [@Savings Banks] is valued at $1.3B. YRD’s [@Savings Banks] market capitalization is $381.92M. The market cap for tickers in the [@Savings Banks] industry ranges from $637.62B to $0. The average market capitalization across the [@Savings Banks] industry is $21.35B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINV’s FA Score shows that 1 FA rating(s) are green whileYRD’s FA Score has 1 green FA rating(s).

  • FINV’s FA Score: 1 green, 4 red.
  • YRD’s FA Score: 1 green, 4 red.
According to our system of comparison, FINV is a better buy in the long-term than YRD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINV’s TA Score shows that 4 TA indicator(s) are bullish while YRD’s TA Score has 4 bullish TA indicator(s).

  • FINV’s TA Score: 4 bullish, 4 bearish.
  • YRD’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, FINV is a better buy in the short-term than YRD.

Price Growth

FINV (@Savings Banks) experienced а -6.49% price change this week, while YRD (@Savings Banks) price change was +4.71% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.08%. For the same industry, the average monthly price growth was -3.18%, and the average quarterly price growth was +4.97%.

Reported Earning Dates

FINV is expected to report earnings on Mar 23, 2026.

Industries' Descriptions

@Savings Banks (+0.08% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINV($1.3B) has a higher market cap than YRD($382M). FINV has higher P/E ratio than YRD: FINV (3.42) vs YRD (2.17). YRD YTD gains are higher at: -0.454 vs. FINV (-25.109). FINV has higher annual earnings (EBITDA): 3.1B vs. YRD (1.31B). FINV has higher revenues than YRD: FINV (13.8B) vs YRD (6.14B).
FINVYRDFINV / YRD
Capitalization1.3B382M341%
EBITDA3.1B1.31B237%
Gain YTD-25.109-0.4545,535%
P/E Ratio3.422.17158%
Revenue13.8B6.14B225%
Total Cash7.89BN/A-
Total Debt1.14BN/A-
FUNDAMENTALS RATINGS
FINV vs YRD: Fundamental Ratings
FINV
YRD
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
8
Undervalued
86
Overvalued
PROFIT vs RISK RATING
1..100
6377
SMR RATING
1..100
4757
PRICE GROWTH RATING
1..100
8782
P/E GROWTH RATING
1..100
9020
SEASONALITY SCORE
1..100
5065

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FINV's Valuation (8) in the null industry is significantly better than the same rating for YRD (86) in the Internet Software Or Services industry. This means that FINV’s stock grew significantly faster than YRD’s over the last 12 months.

FINV's Profit vs Risk Rating (63) in the null industry is in the same range as YRD (77) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

FINV's SMR Rating (47) in the null industry is in the same range as YRD (57) in the Internet Software Or Services industry. This means that FINV’s stock grew similarly to YRD’s over the last 12 months.

YRD's Price Growth Rating (82) in the Internet Software Or Services industry is in the same range as FINV (87) in the null industry. This means that YRD’s stock grew similarly to FINV’s over the last 12 months.

YRD's P/E Growth Rating (20) in the Internet Software Or Services industry is significantly better than the same rating for FINV (90) in the null industry. This means that YRD’s stock grew significantly faster than FINV’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FINVYRD
RSI
ODDS (%)
Bullish Trend 6 days ago
67%
Bullish Trend 6 days ago
75%
Stochastic
ODDS (%)
Bullish Trend 6 days ago
84%
Bullish Trend 6 days ago
79%
Momentum
ODDS (%)
Bearish Trend 6 days ago
67%
Bearish Trend 6 days ago
83%
MACD
ODDS (%)
Bearish Trend 6 days ago
63%
N/A
TrendWeek
ODDS (%)
Bullish Trend 6 days ago
81%
Bearish Trend 6 days ago
79%
TrendMonth
ODDS (%)
Bearish Trend 6 days ago
71%
Bearish Trend 6 days ago
81%
Advances
ODDS (%)
Bullish Trend 9 days ago
81%
Bullish Trend 6 days ago
77%
Declines
ODDS (%)
Bearish Trend 6 days ago
74%
Bearish Trend 13 days ago
78%
BollingerBands
ODDS (%)
Bullish Trend 6 days ago
85%
Bullish Trend 6 days ago
77%
Aroon
ODDS (%)
Bearish Trend 6 days ago
83%
Bearish Trend 6 days ago
87%
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FINV
Daily Signal:
Gain/Loss:
YRD
Daily Signal:
Gain/Loss:
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FINV and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINV has been closely correlated with QFIN. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if FINV jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINV
1D Price
Change %
FINV100%
-4.67%
QFIN - FINV
67%
Closely correlated
-0.76%
LX - FINV
59%
Loosely correlated
+0.62%
LU - FINV
49%
Loosely correlated
+0.98%
YRD - FINV
49%
Loosely correlated
+0.68%
XYF - FINV
43%
Loosely correlated
-0.06%
More

YRD and

Correlation & Price change

A.I.dvisor indicates that over the last year, YRD has been loosely correlated with LX. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if YRD jumps, then LX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To YRD
1D Price
Change %
YRD100%
+0.68%
LX - YRD
52%
Loosely correlated
+0.62%
QFIN - YRD
49%
Loosely correlated
-0.76%
FINV - YRD
48%
Loosely correlated
-4.67%
LU - YRD
46%
Loosely correlated
+0.98%
XYF - YRD
45%
Loosely correlated
-0.06%
More