FINV
Price
$4.96
Change
+$0.03 (+0.61%)
Updated
Dec 3 closing price
Capitalization
1.26B
109 days until earnings call
Intraday BUY SELL Signals
JCAP
Price
$21.07
Change
+$0.37 (+1.79%)
Updated
Dec 3 closing price
Capitalization
1.23B
83 days until earnings call
Intraday BUY SELL Signals
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FINV vs JCAP

Header iconFINV vs JCAP Comparison
Open Charts FINV vs JCAPBanner chart's image
FinVolution Group
Price$4.96
Change+$0.03 (+0.61%)
Volume$1.3M
Capitalization1.26B
Jefferson Capital
Price$21.07
Change+$0.37 (+1.79%)
Volume$169.68K
Capitalization1.23B
FINV vs JCAP Comparison Chart in %
FINV
Daily Signal:
Gain/Loss:
JCAP
Daily Signal:
Gain/Loss:
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VS
FINV vs. JCAP commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FINV is a Hold and JCAP is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (FINV: $4.90 vs. JCAP: $20.70)
Brand notoriety: FINV and JCAP are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FINV: 41% vs. JCAP: 59%
Market capitalization -- FINV: $1.26B vs. JCAP: $1.23B
FINV [@Savings Banks] is valued at $1.26B. JCAP’s [@Savings Banks] market capitalization is $1.23B. The market cap for tickers in the [@Savings Banks] industry ranges from $636.11B to $0. The average market capitalization across the [@Savings Banks] industry is $21.35B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FINV’s FA Score shows that 1 FA rating(s) are green whileJCAP’s FA Score has 2 green FA rating(s).

  • FINV’s FA Score: 1 green, 4 red.
  • JCAP’s FA Score: 2 green, 3 red.
According to our system of comparison, JCAP is a better buy in the long-term than FINV.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FINV’s TA Score shows that 4 TA indicator(s) are bullish while JCAP’s TA Score has 1 bullish TA indicator(s).

  • FINV’s TA Score: 4 bullish, 4 bearish.
  • JCAP’s TA Score: 1 bullish, 5 bearish.
According to our system of comparison, FINV is a better buy in the short-term than JCAP.

Price Growth

FINV (@Savings Banks) experienced а -6.49% price change this week, while JCAP (@Savings Banks) price change was -1.94% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.08%. For the same industry, the average monthly price growth was -3.18%, and the average quarterly price growth was +4.97%.

Reported Earning Dates

FINV is expected to report earnings on Mar 23, 2026.

JCAP is expected to report earnings on Feb 25, 2026.

Industries' Descriptions

@Savings Banks (+0.08% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FINV($1.26B) and JCAP($1.23B) have the same market capitalization . JCAP has higher P/E ratio than FINV: JCAP (8.85) vs FINV (3.29). FINV has higher annual earnings (EBITDA): 3.1B vs. JCAP (213M). FINV has more cash in the bank: 7.89B vs. JCAP (51.7M). FINV (1.14B) and JCAP (1.19B) have identical debt. FINV has higher revenues than JCAP: FINV (13.8B) vs JCAP (537M).
FINVJCAPFINV / JCAP
Capitalization1.26B1.23B102%
EBITDA3.1B213M1,454%
Gain YTD-25.109N/A-
P/E Ratio3.298.8537%
Revenue13.8B537M2,570%
Total Cash7.89B51.7M15,265%
Total Debt1.14B1.19B96%
FUNDAMENTALS RATINGS
FINV vs JCAP: Fundamental Ratings
FINV
JCAP
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
8
Undervalued
51
Fair valued
PROFIT vs RISK RATING
1..100
6348
SMR RATING
1..100
4725
PRICE GROWTH RATING
1..100
8748
P/E GROWTH RATING
1..100
9023
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FINV's Valuation (8) in the null industry is somewhat better than the same rating for JCAP (51) in the Real Estate Development industry. This means that FINV’s stock grew somewhat faster than JCAP’s over the last 12 months.

JCAP's Profit vs Risk Rating (48) in the Real Estate Development industry is in the same range as FINV (63) in the null industry. This means that JCAP’s stock grew similarly to FINV’s over the last 12 months.

JCAP's SMR Rating (25) in the Real Estate Development industry is in the same range as FINV (47) in the null industry. This means that JCAP’s stock grew similarly to FINV’s over the last 12 months.

JCAP's Price Growth Rating (48) in the Real Estate Development industry is somewhat better than the same rating for FINV (87) in the null industry. This means that JCAP’s stock grew somewhat faster than FINV’s over the last 12 months.

JCAP's P/E Growth Rating (23) in the Real Estate Development industry is significantly better than the same rating for FINV (90) in the null industry. This means that JCAP’s stock grew significantly faster than FINV’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FINVJCAP
RSI
ODDS (%)
Bullish Trend 7 days ago
67%
Bearish Trend 7 days ago
90%
Stochastic
ODDS (%)
Bullish Trend 7 days ago
84%
Bearish Trend 7 days ago
50%
Momentum
ODDS (%)
Bearish Trend 7 days ago
67%
N/A
MACD
ODDS (%)
Bearish Trend 7 days ago
63%
Bearish Trend 7 days ago
90%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
81%
Bullish Trend 7 days ago
87%
TrendMonth
ODDS (%)
Bearish Trend 7 days ago
71%
Bullish Trend 7 days ago
62%
Advances
ODDS (%)
Bullish Trend 10 days ago
81%
Bullish Trend 11 days ago
86%
Declines
ODDS (%)
Bearish Trend 7 days ago
74%
Bearish Trend 9 days ago
53%
BollingerBands
ODDS (%)
Bullish Trend 7 days ago
85%
Bearish Trend 7 days ago
75%
Aroon
ODDS (%)
Bearish Trend 7 days ago
83%
N/A
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FINV
Daily Signal:
Gain/Loss:
JCAP
Daily Signal:
Gain/Loss:
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FINV and

Correlation & Price change

A.I.dvisor indicates that over the last year, FINV has been closely correlated with QFIN. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if FINV jumps, then QFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FINV
1D Price
Change %
FINV100%
-4.67%
QFIN - FINV
67%
Closely correlated
-0.76%
LX - FINV
59%
Loosely correlated
+0.62%
LU - FINV
49%
Loosely correlated
+0.98%
YRD - FINV
49%
Loosely correlated
+0.68%
XYF - FINV
43%
Loosely correlated
-0.06%
More

JCAP and

Correlation & Price change

A.I.dvisor tells us that JCAP and FINV have been poorly correlated (+20% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that JCAP and FINV's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
-0.29%
FINV - JCAP
20%
Poorly correlated
-4.67%
PYPL - JCAP
15%
Poorly correlated
+0.46%
ALLY - JCAP
13%
Poorly correlated
-0.62%
ENVA - JCAP
12%
Poorly correlated
+0.48%
WRLD - JCAP
12%
Poorly correlated
+0.85%
More