FFIN
Price
$34.19
Change
+$0.90 (+2.70%)
Updated
Feb 4, 02:42 PM (EDT)
Capitalization
4.74B
71 days until earnings call
Intraday BUY SELL Signals
TOWN
Price
$37.38
Change
+$0.97 (+2.66%)
Updated
Feb 4, 03:22 PM (EDT)
Capitalization
3.36B
78 days until earnings call
Intraday BUY SELL Signals
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FFIN vs TOWN

Header iconFFIN vs TOWN Comparison
Open Charts FFIN vs TOWNBanner chart's image
First Financial Bankshares
Price$34.19
Change+$0.90 (+2.70%)
Volume$700
Capitalization4.74B
TowneBank
Price$37.38
Change+$0.97 (+2.66%)
Volume$1.92K
Capitalization3.36B
FFIN vs TOWN Comparison Chart in %
FFIN
Daily Signal:
Gain/Loss:
TOWN
Daily Signal:
Gain/Loss:
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VS
FFIN vs. TOWN commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FFIN is a Hold and TOWN is a Hold.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (FFIN: $33.29 vs. TOWN: $36.41)
Brand notoriety: FFIN and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FFIN: 131% vs. TOWN: 124%
Market capitalization -- FFIN: $4.74B vs. TOWN: $3.36B
FFIN [@Regional Banks] is valued at $4.74B. TOWN’s [@Regional Banks] market capitalization is $3.36B. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FFIN’s FA Score shows that 1 FA rating(s) are green whileTOWN’s FA Score has 1 green FA rating(s).

  • FFIN’s FA Score: 1 green, 4 red.
  • TOWN’s FA Score: 1 green, 4 red.
According to our system of comparison, TOWN is a better buy in the long-term than FFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FFIN’s TA Score shows that 7 TA indicator(s) are bullish while TOWN’s TA Score has 5 bullish TA indicator(s).

  • FFIN’s TA Score: 7 bullish, 3 bearish.
  • TOWN’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, FFIN is a better buy in the short-term than TOWN.

Price Growth

FFIN (@Regional Banks) experienced а +4.55% price change this week, while TOWN (@Regional Banks) price change was +0.44% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.21%. For the same industry, the average monthly price growth was +5.99%, and the average quarterly price growth was +19.36%.

Reported Earning Dates

FFIN is expected to report earnings on Apr 16, 2026.

TOWN is expected to report earnings on Apr 23, 2026.

Industries' Descriptions

@Regional Banks (+3.21% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FFIN($4.74B) has a higher market cap than TOWN($3.36B). FFIN has higher P/E ratio than TOWN: FFIN (18.81) vs TOWN (16.33). FFIN YTD gains are higher at: 11.450 vs. TOWN (9.110). FFIN has more cash in the bank: 237M vs. TOWN (153M). FFIN has less debt than TOWN: FFIN (21.1M) vs TOWN (336M). TOWN has higher revenues than FFIN: TOWN (791M) vs FFIN (600M).
FFINTOWNFFIN / TOWN
Capitalization4.74B3.36B141%
EBITDAN/AN/A-
Gain YTD11.4509.110126%
P/E Ratio18.8116.33115%
Revenue600M791M76%
Total Cash237M153M155%
Total Debt21.1M336M6%
FUNDAMENTALS RATINGS
FFIN vs TOWN: Fundamental Ratings
FFIN
TOWN
OUTLOOK RATING
1..100
7611
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
63
Fair valued
PROFIT vs RISK RATING
1..100
10037
SMR RATING
1..100
1616
PRICE GROWTH RATING
1..100
5551
P/E GROWTH RATING
1..100
7360
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TOWN's Valuation (63) in the Regional Banks industry is in the same range as FFIN (84). This means that TOWN’s stock grew similarly to FFIN’s over the last 12 months.

TOWN's Profit vs Risk Rating (37) in the Regional Banks industry is somewhat better than the same rating for FFIN (100). This means that TOWN’s stock grew somewhat faster than FFIN’s over the last 12 months.

TOWN's SMR Rating (16) in the Regional Banks industry is in the same range as FFIN (16). This means that TOWN’s stock grew similarly to FFIN’s over the last 12 months.

TOWN's Price Growth Rating (51) in the Regional Banks industry is in the same range as FFIN (55). This means that TOWN’s stock grew similarly to FFIN’s over the last 12 months.

TOWN's P/E Growth Rating (60) in the Regional Banks industry is in the same range as FFIN (73). This means that TOWN’s stock grew similarly to FFIN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FFINTOWN
RSI
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
65%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
56%
Bearish Trend 2 days ago
59%
Momentum
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
53%
MACD
ODDS (%)
Bullish Trend 2 days ago
49%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
56%
Declines
ODDS (%)
Bearish Trend 8 days ago
65%
Bearish Trend 6 days ago
55%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
72%
Aroon
ODDS (%)
Bullish Trend 2 days ago
52%
Bullish Trend 2 days ago
49%
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FFIN
Daily Signal:
Gain/Loss:
TOWN
Daily Signal:
Gain/Loss:
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FFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, FFIN has been closely correlated with UBSI. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if FFIN jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FFIN
1D Price
Change %
FFIN100%
+2.72%
UBSI - FFIN
92%
Closely correlated
+2.11%
STBA - FFIN
90%
Closely correlated
+0.65%
CATY - FFIN
89%
Closely correlated
-0.19%
WSFS - FFIN
88%
Closely correlated
+1.99%
UCB - FFIN
88%
Closely correlated
+1.09%
More

TOWN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TOWN has been closely correlated with FMBH. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if TOWN jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TOWN
1D Price
Change %
TOWN100%
+2.10%
FMBH - TOWN
88%
Closely correlated
+0.50%
STBA - TOWN
88%
Closely correlated
+0.65%
EFSC - TOWN
87%
Closely correlated
+0.10%
FBNC - TOWN
86%
Closely correlated
+1.47%
FFIN - TOWN
86%
Closely correlated
+2.72%
More