FFIN
Price
$30.97
Change
-$0.39 (-1.24%)
Updated
Nov 13 closing price
Capitalization
4.44B
69 days until earnings call
Intraday BUY SELL Signals
SPFI
Price
$37.90
Change
-$0.04 (-0.11%)
Updated
Nov 13 closing price
Capitalization
615.79M
70 days until earnings call
Intraday BUY SELL Signals
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FFIN vs SPFI

Header iconFFIN vs SPFI Comparison
Open Charts FFIN vs SPFIBanner chart's image
First Financial Bankshares
Price$30.97
Change-$0.39 (-1.24%)
Volume$457.02K
Capitalization4.44B
South Plains Financial
Price$37.90
Change-$0.04 (-0.11%)
Volume$39.66K
Capitalization615.79M
FFIN vs SPFI Comparison Chart in %
FFIN
Daily Signal:
Gain/Loss:
SPFI
Daily Signal:
Gain/Loss:
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FFIN vs. SPFI commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FFIN is a Buy and SPFI is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (FFIN: $31.36 vs. SPFI: $37.94)
Brand notoriety: FFIN and SPFI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FFIN: 80% vs. SPFI: 63%
Market capitalization -- FFIN: $4.44B vs. SPFI: $615.79M
FFIN [@Regional Banks] is valued at $4.44B. SPFI’s [@Regional Banks] market capitalization is $615.79M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FFIN’s FA Score shows that 1 FA rating(s) are green whileSPFI’s FA Score has 2 green FA rating(s).

  • FFIN’s FA Score: 1 green, 4 red.
  • SPFI’s FA Score: 2 green, 3 red.
According to our system of comparison, SPFI is a better buy in the long-term than FFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FFIN’s TA Score shows that 5 TA indicator(s) are bullish while SPFI’s TA Score has 4 bullish TA indicator(s).

  • FFIN’s TA Score: 5 bullish, 3 bearish.
  • SPFI’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, FFIN is a better buy in the short-term than SPFI.

Price Growth

FFIN (@Regional Banks) experienced а +0.45% price change this week, while SPFI (@Regional Banks) price change was +1.31% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +11.21%.

Reported Earning Dates

FFIN is expected to report earnings on Jan 22, 2026.

SPFI is expected to report earnings on Jan 23, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FFIN($4.44B) has a higher market cap than SPFI($616M). FFIN has higher P/E ratio than SPFI: FFIN (18.33) vs SPFI (10.80). SPFI YTD gains are higher at: 11.040 vs. FFIN (-11.626). FFIN has more cash in the bank: 264M vs. SPFI (60.4M). FFIN has less debt than SPFI: FFIN (21.1M) vs SPFI (112M). FFIN has higher revenues than SPFI: FFIN (578M) vs SPFI (198M).
FFINSPFIFFIN / SPFI
Capitalization4.44B616M720%
EBITDAN/AN/A-
Gain YTD-11.62611.040-105%
P/E Ratio18.3310.80170%
Revenue578M198M292%
Total Cash264M60.4M437%
Total Debt21.1M112M19%
FUNDAMENTALS RATINGS
FFIN vs SPFI: Fundamental Ratings
FFIN
SPFI
OUTLOOK RATING
1..100
710
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
47
Fair valued
PROFIT vs RISK RATING
1..100
8620
SMR RATING
1..100
1632
PRICE GROWTH RATING
1..100
7758
P/E GROWTH RATING
1..100
8781
SEASONALITY SCORE
1..100
5011

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SPFI's Valuation (47) in the Financial Conglomerates industry is somewhat better than the same rating for FFIN (84) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than FFIN’s over the last 12 months.

SPFI's Profit vs Risk Rating (20) in the Financial Conglomerates industry is significantly better than the same rating for FFIN (86) in the Regional Banks industry. This means that SPFI’s stock grew significantly faster than FFIN’s over the last 12 months.

FFIN's SMR Rating (16) in the Regional Banks industry is in the same range as SPFI (32) in the Financial Conglomerates industry. This means that FFIN’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's Price Growth Rating (58) in the Financial Conglomerates industry is in the same range as FFIN (77) in the Regional Banks industry. This means that SPFI’s stock grew similarly to FFIN’s over the last 12 months.

SPFI's P/E Growth Rating (81) in the Financial Conglomerates industry is in the same range as FFIN (87) in the Regional Banks industry. This means that SPFI’s stock grew similarly to FFIN’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FFINSPFI
RSI
ODDS (%)
Bullish Trend 2 days ago
69%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
53%
Momentum
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
66%
MACD
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
75%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 17 days ago
62%
Bullish Trend 2 days ago
57%
Declines
ODDS (%)
Bearish Trend 21 days ago
63%
Bearish Trend 10 days ago
62%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
56%
Bullish Trend 2 days ago
71%
Aroon
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
77%
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FFIN
Daily Signal:
Gain/Loss:
SPFI
Daily Signal:
Gain/Loss:
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FFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, FFIN has been closely correlated with SBSI. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if FFIN jumps, then SBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FFIN
1D Price
Change %
FFIN100%
-0.25%
SBSI - FFIN
90%
Closely correlated
+0.45%
TRMK - FFIN
90%
Closely correlated
-1.30%
HWC - FFIN
89%
Closely correlated
+0.53%
FCF - FFIN
89%
Closely correlated
-0.69%
HOMB - FFIN
89%
Closely correlated
-0.80%
More

SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with GSBC. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then GSBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
+0.34%
GSBC - SPFI
83%
Closely correlated
-0.46%
BY - SPFI
82%
Closely correlated
+0.11%
FFIN - SPFI
82%
Closely correlated
-0.25%
NIC - SPFI
81%
Closely correlated
+0.27%
SBSI - SPFI
81%
Closely correlated
+0.45%
More