FCFS
Price
$162.35
Change
+$0.11 (+0.07%)
Updated
Dec 24 closing price
Capitalization
7.17B
34 days until earnings call
Intraday BUY SELL Signals
LMFA
Price
$0.51
Change
-$0.01 (-1.92%)
Updated
Dec 24 closing price
Capitalization
7.16M
Intraday BUY SELL Signals
Interact to see
Advertisement

FCFS vs LMFA

Header iconFCFS vs LMFA Comparison
Open Charts FCFS vs LMFABanner chart's image
FirstCash Holdings
Price$162.35
Change+$0.11 (+0.07%)
Volume$61.43K
Capitalization7.17B
LM Funding America
Price$0.51
Change-$0.01 (-1.92%)
Volume$207.33K
Capitalization7.16M
FCFS vs LMFA Comparison Chart in %
FCFS
Daily Signal:
Gain/Loss:
LMFA
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
FCFS vs. LMFA commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCFS is a Buy and LMFA is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 26, 2025
Stock price -- (FCFS: $162.35 vs. LMFA: $0.51)
Brand notoriety: FCFS and LMFA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: FCFS: 23% vs. LMFA: 18%
Market capitalization -- FCFS: $7.17B vs. LMFA: $7.16M
FCFS [@Savings Banks] is valued at $7.17B. LMFA’s [@Savings Banks] market capitalization is $7.16M. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCFS’s FA Score shows that 2 FA rating(s) are green whileLMFA’s FA Score has 1 green FA rating(s).

  • FCFS’s FA Score: 2 green, 3 red.
  • LMFA’s FA Score: 1 green, 4 red.
According to our system of comparison, FCFS is a better buy in the long-term than LMFA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCFS’s TA Score shows that 7 TA indicator(s) are bullish while LMFA’s TA Score has 4 bullish TA indicator(s).

  • FCFS’s TA Score: 7 bullish, 2 bearish.
  • LMFA’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, FCFS is a better buy in the short-term than LMFA.

Price Growth

FCFS (@Savings Banks) experienced а +0.98% price change this week, while LMFA (@Savings Banks) price change was -29.28% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

FCFS is expected to report earnings on Jan 29, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
FCFS($7.17B) has a higher market cap than LMFA($7.16M). FCFS YTD gains are higher at: 58.157 vs. LMFA (-76.279). FCFS has higher annual earnings (EBITDA): 975M vs. LMFA (-525.16K). FCFS has more cash in the bank: 130M vs. LMFA (315K). LMFA has less debt than FCFS: LMFA (8.62M) vs FCFS (2.58B). FCFS has higher revenues than LMFA: FCFS (3.49B) vs LMFA (14.3M).
FCFSLMFAFCFS / LMFA
Capitalization7.17B7.16M100,126%
EBITDA975M-525.16K-185,656%
Gain YTD58.157-76.279-76%
P/E Ratio23.46N/A-
Revenue3.49B14.3M24,378%
Total Cash130M315K41,270%
Total Debt2.58B8.62M29,922%
FUNDAMENTALS RATINGS
FCFS vs LMFA: Fundamental Ratings
FCFS
LMFA
OUTLOOK RATING
1..100
9052
VALUATION
overvalued / fair valued / undervalued
1..100
93
Overvalued
11
Undervalued
PROFIT vs RISK RATING
1..100
10100
SMR RATING
1..100
5595
PRICE GROWTH RATING
1..100
4496
P/E GROWTH RATING
1..100
2492
SEASONALITY SCORE
1..100
43n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

LMFA's Valuation (11) in the Miscellaneous Commercial Services industry is significantly better than the same rating for FCFS (93) in the Finance Or Rental Or Leasing industry. This means that LMFA’s stock grew significantly faster than FCFS’s over the last 12 months.

FCFS's Profit vs Risk Rating (10) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for LMFA (100) in the Miscellaneous Commercial Services industry. This means that FCFS’s stock grew significantly faster than LMFA’s over the last 12 months.

FCFS's SMR Rating (55) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for LMFA (95) in the Miscellaneous Commercial Services industry. This means that FCFS’s stock grew somewhat faster than LMFA’s over the last 12 months.

FCFS's Price Growth Rating (44) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for LMFA (96) in the Miscellaneous Commercial Services industry. This means that FCFS’s stock grew somewhat faster than LMFA’s over the last 12 months.

FCFS's P/E Growth Rating (24) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for LMFA (92) in the Miscellaneous Commercial Services industry. This means that FCFS’s stock grew significantly faster than LMFA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCFSLMFA
RSI
ODDS (%)
N/A
Bullish Trend 3 days ago
90%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
54%
Bullish Trend 3 days ago
82%
Momentum
ODDS (%)
Bullish Trend 3 days ago
71%
Bearish Trend 3 days ago
90%
MACD
ODDS (%)
Bullish Trend 3 days ago
83%
Bearish Trend 3 days ago
90%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
69%
Bearish Trend 3 days ago
90%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
67%
Bearish Trend 3 days ago
90%
Advances
ODDS (%)
Bullish Trend 12 days ago
66%
Bullish Trend 24 days ago
87%
Declines
ODDS (%)
Bearish Trend 10 days ago
59%
Bearish Trend 3 days ago
90%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
78%
Bullish Trend 3 days ago
90%
Aroon
ODDS (%)
Bullish Trend 3 days ago
63%
Bearish Trend 3 days ago
90%
View a ticker or compare two or three
Interact to see
Advertisement
FCFS
Daily Signal:
Gain/Loss:
LMFA
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
HSDT2.830.06
+2.17%
Solana Company
WU9.350.12
+1.30%
Western Union Company (The)
EGBN21.150.15
+0.71%
Eagle Bancorp
INCY100.44-0.47
-0.47%
Incyte Corp
IOTR2.66-0.15
-5.34%
iOThree Ltd

FCFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCFS has been loosely correlated with EZPW. These tickers have moved in lockstep 47% of the time. This A.I.-generated data suggests there is some statistical probability that if FCFS jumps, then EZPW could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCFS
1D Price
Change %
FCFS100%
+0.07%
EZPW - FCFS
47%
Loosely correlated
+0.45%
UPBD - FCFS
43%
Loosely correlated
+0.51%
BBDC - FCFS
34%
Loosely correlated
+0.57%
LMFA - FCFS
31%
Poorly correlated
-1.77%
R - FCFS
30%
Poorly correlated
+0.39%
More

LMFA and

Correlation & Price change

A.I.dvisor tells us that LMFA and FCFS have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that LMFA and FCFS's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To LMFA
1D Price
Change %
LMFA100%
-1.77%
FCFS - LMFA
30%
Poorly correlated
+0.07%
GATX - LMFA
29%
Poorly correlated
+0.45%
ENVA - LMFA
29%
Poorly correlated
+0.94%
EZPW - LMFA
27%
Poorly correlated
+0.45%
SOFI - LMFA
26%
Poorly correlated
+1.07%
More