FCBC
Price
$33.80
Change
+$0.59 (+1.78%)
Updated
Dec 3 closing price
Capitalization
617.58M
54 days until earnings call
Intraday BUY SELL Signals
FNLC
Price
$26.14
Change
+$0.81 (+3.20%)
Updated
Dec 3 closing price
Capitalization
293.55M
Intraday BUY SELL Signals
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FCBC vs FNLC

Header iconFCBC vs FNLC Comparison
Open Charts FCBC vs FNLCBanner chart's image
First Community Bankshares
Price$33.80
Change+$0.59 (+1.78%)
Volume$42.28K
Capitalization617.58M
First Ban
Price$26.14
Change+$0.81 (+3.20%)
Volume$19.11K
Capitalization293.55M
FCBC vs FNLC Comparison Chart in %
FCBC
Daily Signal:
Gain/Loss:
FNLC
Daily Signal:
Gain/Loss:
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VS
FCBC vs. FNLC commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCBC is a StrongBuy and FNLC is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (FCBC: $33.22 vs. FNLC: $25.33)
Brand notoriety: FCBC and FNLC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCBC: 25% vs. FNLC: 17%
Market capitalization -- FCBC: $617.58M vs. FNLC: $293.55M
FCBC [@Regional Banks] is valued at $617.58M. FNLC’s [@Regional Banks] market capitalization is $293.55M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCBC’s FA Score shows that 0 FA rating(s) are green whileFNLC’s FA Score has 1 green FA rating(s).

  • FCBC’s FA Score: 0 green, 5 red.
  • FNLC’s FA Score: 1 green, 4 red.
According to our system of comparison, both FCBC and FNLC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCBC’s TA Score shows that 4 TA indicator(s) are bullish while FNLC’s TA Score has 5 bullish TA indicator(s).

  • FCBC’s TA Score: 4 bullish, 4 bearish.
  • FNLC’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, FNLC is a better buy in the short-term than FCBC.

Price Growth

FCBC (@Regional Banks) experienced а -0.98% price change this week, while FNLC (@Regional Banks) price change was -2.24% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

FCBC is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FCBC($618M) has a higher market cap than FNLC($294M). FCBC has higher P/E ratio than FNLC: FCBC (12.58) vs FNLC (9.31). FNLC YTD gains are higher at: -2.009 vs. FCBC (-14.239). FCBC has more cash in the bank: 85.5M vs. FNLC (27.4M). FCBC has less debt than FNLC: FCBC (1M) vs FNLC (196M). FCBC has higher revenues than FNLC: FCBC (156M) vs FNLC (86.8M).
FCBCFNLCFCBC / FNLC
Capitalization618M294M210%
EBITDAN/AN/A-
Gain YTD-14.239-2.009709%
P/E Ratio12.589.31135%
Revenue156M86.8M180%
Total Cash85.5M27.4M312%
Total Debt1M196M1%
FUNDAMENTALS RATINGS
FCBC vs FNLC: Fundamental Ratings
FCBC
FNLC
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
47
Fair valued
19
Undervalued
PROFIT vs RISK RATING
1..100
3750
SMR RATING
1..100
3946
PRICE GROWTH RATING
1..100
6254
P/E GROWTH RATING
1..100
7472
SEASONALITY SCORE
1..100
6550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FNLC's Valuation (19) in the Regional Banks industry is in the same range as FCBC (47). This means that FNLC’s stock grew similarly to FCBC’s over the last 12 months.

FCBC's Profit vs Risk Rating (37) in the Regional Banks industry is in the same range as FNLC (50). This means that FCBC’s stock grew similarly to FNLC’s over the last 12 months.

FCBC's SMR Rating (39) in the Regional Banks industry is in the same range as FNLC (46). This means that FCBC’s stock grew similarly to FNLC’s over the last 12 months.

FNLC's Price Growth Rating (54) in the Regional Banks industry is in the same range as FCBC (62). This means that FNLC’s stock grew similarly to FCBC’s over the last 12 months.

FNLC's P/E Growth Rating (72) in the Regional Banks industry is in the same range as FCBC (74). This means that FNLC’s stock grew similarly to FCBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCBCFNLC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 7 days ago
65%
Bearish Trend 7 days ago
53%
Momentum
ODDS (%)
Bullish Trend 7 days ago
73%
Bearish Trend 7 days ago
49%
MACD
ODDS (%)
Bullish Trend 7 days ago
77%
Bullish Trend 7 days ago
70%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
68%
Bullish Trend 7 days ago
52%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
67%
Bullish Trend 7 days ago
53%
Advances
ODDS (%)
Bullish Trend 14 days ago
67%
Bullish Trend 21 days ago
53%
Declines
ODDS (%)
Bearish Trend 17 days ago
63%
Bearish Trend 7 days ago
52%
BollingerBands
ODDS (%)
Bullish Trend 7 days ago
62%
N/A
Aroon
ODDS (%)
Bearish Trend 7 days ago
62%
Bullish Trend 7 days ago
46%
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FCBC
Daily Signal:
Gain/Loss:
FNLC
Daily Signal:
Gain/Loss:
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FCBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCBC has been closely correlated with MCBS. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if FCBC jumps, then MCBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCBC
1D Price
Change %
FCBC100%
+0.38%
MCBS - FCBC
85%
Closely correlated
-0.15%
CTBI - FCBC
83%
Closely correlated
-0.31%
IBCP - FCBC
83%
Closely correlated
-0.90%
RBCAA - FCBC
83%
Closely correlated
-1.07%
STEL - FCBC
82%
Closely correlated
-1.02%
More

FNLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FNLC has been closely correlated with KRNY. These tickers have moved in lockstep 75% of the time. This A.I.-generated data suggests there is a high statistical probability that if FNLC jumps, then KRNY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FNLC
1D Price
Change %
FNLC100%
-0.71%
KRNY - FNLC
75%
Closely correlated
+1.01%
HFWA - FNLC
74%
Closely correlated
-0.46%
FCBC - FNLC
74%
Closely correlated
+0.38%
CTBI - FNLC
73%
Closely correlated
-0.31%
RBCAA - FNLC
73%
Closely correlated
-1.07%
More