FCAP
Price
$37.78
Change
+$0.37 (+0.99%)
Updated
Jul 25 closing price
Capitalization
95.66M
UBFO
Price
$8.76
Change
-$0.00 (-0.00%)
Updated
Jul 25 closing price
Capitalization
133.04M
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FCAP vs UBFO

Header iconFCAP vs UBFO Comparison
Open Charts FCAP vs UBFOBanner chart's image
First Capital
Price$37.78
Change+$0.37 (+0.99%)
Volume$5.05K
Capitalization95.66M
United Security Bancshares
Price$8.76
Change-$0.00 (-0.00%)
Volume$15.89K
Capitalization133.04M
FCAP vs UBFO Comparison Chart in %
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FCAP
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FCAP vs. UBFO commentary
Jul 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCAP is a Hold and UBFO is a Hold.

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COMPARISON
Comparison
Jul 28, 2025
Stock price -- (FCAP: $37.78 vs. UBFO: $8.76)
Brand notoriety: FCAP and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCAP: 29% vs. UBFO: 24%
Market capitalization -- FCAP: $95.66M vs. UBFO: $133.04M
FCAP [@Regional Banks] is valued at $95.66M. UBFO’s [@Regional Banks] market capitalization is $133.04M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCAP’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FCAP’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than FCAP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCAP’s TA Score shows that 4 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • FCAP’s TA Score: 4 bullish, 4 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, both FCAP and UBFO are a good buy in the short-term.

Price Growth

FCAP (@Regional Banks) experienced а -3.15% price change this week, while UBFO (@Regional Banks) price change was +1.86% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($133M) has a higher market cap than FCAP($95.7M). FCAP has higher P/E ratio than UBFO: FCAP (7.67) vs UBFO (6.49). FCAP YTD gains are higher at: 18.789 vs. UBFO (-9.714). UBFO has more cash in the bank: 33.2M vs. FCAP (18M). FCAP has less debt than UBFO: FCAP (28M) vs UBFO (74.6M). UBFO has higher revenues than FCAP: UBFO (54.8M) vs FCAP (42.9M).
FCAPUBFOFCAP / UBFO
Capitalization95.7M133M72%
EBITDAN/AN/A-
Gain YTD18.789-9.714-193%
P/E Ratio7.676.49118%
Revenue42.9M54.8M78%
Total Cash18M33.2M54%
Total Debt28M74.6M38%
FUNDAMENTALS RATINGS
FCAP vs UBFO: Fundamental Ratings
FCAP
UBFO
OUTLOOK RATING
1..100
4448
VALUATION
overvalued / fair valued / undervalued
1..100
53
Fair valued
63
Fair valued
PROFIT vs RISK RATING
1..100
10026
SMR RATING
1..100
4946
PRICE GROWTH RATING
1..100
6054
P/E GROWTH RATING
1..100
3013
SEASONALITY SCORE
1..100
n/a22

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FCAP's Valuation (53) in the Financial Conglomerates industry is in the same range as UBFO (63) in the Regional Banks industry. This means that FCAP’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (26) in the Regional Banks industry is significantly better than the same rating for FCAP (100) in the Financial Conglomerates industry. This means that UBFO’s stock grew significantly faster than FCAP’s over the last 12 months.

UBFO's SMR Rating (46) in the Regional Banks industry is in the same range as FCAP (49) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to FCAP’s over the last 12 months.

UBFO's Price Growth Rating (54) in the Regional Banks industry is in the same range as FCAP (60) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to FCAP’s over the last 12 months.

UBFO's P/E Growth Rating (13) in the Regional Banks industry is in the same range as FCAP (30) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to FCAP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCAPUBFO
RSI
ODDS (%)
Bullish Trend 3 days ago
67%
Bearish Trend 3 days ago
48%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
55%
Bearish Trend 3 days ago
47%
Momentum
ODDS (%)
Bearish Trend 3 days ago
54%
Bullish Trend 3 days ago
59%
MACD
ODDS (%)
Bearish Trend 3 days ago
45%
Bearish Trend 3 days ago
37%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
64%
Bullish Trend 3 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
62%
Bullish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 11 days ago
66%
Bullish Trend 5 days ago
62%
Declines
ODDS (%)
Bearish Trend 13 days ago
66%
N/A
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
51%
Bearish Trend 3 days ago
55%
Aroon
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
56%
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FCAP
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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FCAP and

Correlation & Price change

A.I.dvisor tells us that FCAP and UBFO have been poorly correlated (+30% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FCAP and UBFO's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCAP
1D Price
Change %
FCAP100%
+0.99%
UBFO - FCAP
30%
Poorly correlated
N/A
LNKB - FCAP
24%
Poorly correlated
+0.41%
OPHC - FCAP
24%
Poorly correlated
-1.18%
SSBI - FCAP
23%
Poorly correlated
N/A
BOTJ - FCAP
23%
Poorly correlated
-0.97%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
N/A
UCB - UBFO
64%
Loosely correlated
+0.54%
WNEB - UBFO
63%
Loosely correlated
-0.44%
CFG - UBFO
63%
Loosely correlated
+0.43%
PNC - UBFO
63%
Loosely correlated
-0.05%
FNB - UBFO
63%
Loosely correlated
+0.32%
More