FCAP
Price
$60.85
Change
-$0.38 (-0.62%)
Updated
Dec 24 closing price
Capitalization
203.7M
Intraday BUY SELL Signals
UBFO
Price
$10.22
Change
+$0.02 (+0.20%)
Updated
Dec 24 closing price
Capitalization
179.64M
Intraday BUY SELL Signals
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FCAP vs UBFO

Header iconFCAP vs UBFO Comparison
Open Charts FCAP vs UBFOBanner chart's image
First Capital
Price$60.85
Change-$0.38 (-0.62%)
Volume$3.22K
Capitalization203.7M
United Security Bancshares
Price$10.22
Change+$0.02 (+0.20%)
Volume$8.77K
Capitalization179.64M
FCAP vs UBFO Comparison Chart in %
FCAP
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
FCAP vs. UBFO commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCAP is a StrongBuy and UBFO is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (FCAP: $60.85 vs. UBFO: $10.22)
Brand notoriety: FCAP and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCAP: 26% vs. UBFO: 22%
Market capitalization -- FCAP: $203.7M vs. UBFO: $179.64M
FCAP [@Regional Banks] is valued at $203.7M. UBFO’s [@Regional Banks] market capitalization is $179.64M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCAP’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • FCAP’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than FCAP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCAP’s TA Score shows that 2 TA indicator(s) are bullish while UBFO’s TA Score has 3 bullish TA indicator(s).

  • FCAP’s TA Score: 2 bullish, 5 bearish.
  • UBFO’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than FCAP.

Price Growth

FCAP (@Regional Banks) experienced а -12.70% price change this week, while UBFO (@Regional Banks) price change was -0.78% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FCAP($204M) has a higher market cap than UBFO($180M). UBFO has higher P/E ratio than FCAP: UBFO (15.72) vs FCAP (13.80). FCAP YTD gains are higher at: 92.688 vs. UBFO (6.722). UBFO has more cash in the bank: 44M vs. FCAP (26.3M). UBFO has less debt than FCAP: UBFO (11.8M) vs FCAP (33.6M). UBFO has higher revenues than FCAP: UBFO (52.6M) vs FCAP (48.5M).
FCAPUBFOFCAP / UBFO
Capitalization204M180M113%
EBITDAN/AN/A-
Gain YTD92.6886.7221,379%
P/E Ratio13.8015.7288%
Revenue48.5M52.6M92%
Total Cash26.3M44M60%
Total Debt33.6M11.8M285%
FUNDAMENTALS RATINGS
FCAP vs UBFO: Fundamental Ratings
FCAP
UBFO
OUTLOOK RATING
1..100
5754
VALUATION
overvalued / fair valued / undervalued
1..100
71
Overvalued
73
Overvalued
PROFIT vs RISK RATING
1..100
9421
SMR RATING
1..100
5258
PRICE GROWTH RATING
1..100
3749
P/E GROWTH RATING
1..100
1412
SEASONALITY SCORE
1..100
950

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FCAP's Valuation (71) in the Financial Conglomerates industry is in the same range as UBFO (73) in the Regional Banks industry. This means that FCAP’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is significantly better than the same rating for FCAP (94) in the Financial Conglomerates industry. This means that UBFO’s stock grew significantly faster than FCAP’s over the last 12 months.

FCAP's SMR Rating (52) in the Financial Conglomerates industry is in the same range as UBFO (58) in the Regional Banks industry. This means that FCAP’s stock grew similarly to UBFO’s over the last 12 months.

FCAP's Price Growth Rating (37) in the Financial Conglomerates industry is in the same range as UBFO (49) in the Regional Banks industry. This means that FCAP’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (12) in the Regional Banks industry is in the same range as FCAP (14) in the Financial Conglomerates industry. This means that UBFO’s stock grew similarly to FCAP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCAPUBFO
RSI
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
50%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
42%
Momentum
ODDS (%)
N/A
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
36%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
45%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
58%
Advances
ODDS (%)
Bullish Trend 9 days ago
67%
Bullish Trend 15 days ago
60%
Declines
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 3 days ago
44%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
59%
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FCAP
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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FCAP and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCAP has been loosely correlated with UBFO. These tickers have moved in lockstep 40% of the time. This A.I.-generated data suggests there is some statistical probability that if FCAP jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCAP
1D Price
Change %
FCAP100%
-0.62%
UBFO - FCAP
40%
Loosely correlated
+0.20%
HBNC - FCAP
38%
Loosely correlated
-0.40%
SRCE - FCAP
37%
Loosely correlated
+0.09%
MPB - FCAP
36%
Loosely correlated
+0.03%
HFWA - FCAP
36%
Loosely correlated
-0.20%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.20%
WAL - UBFO
71%
Closely correlated
+0.09%
WBS - UBFO
70%
Closely correlated
+0.33%
ABCB - UBFO
69%
Closely correlated
+0.22%
ZION - UBFO
69%
Closely correlated
+0.49%
AUB - UBFO
68%
Closely correlated
+0.69%
More