FCAP
Price
$40.00
Change
+$1.11 (+2.85%)
Updated
Oct 17 closing price
Capitalization
134.2M
SOMC
Price
$24.98
Change
-$0.00 (-0.00%)
Updated
Oct 14 closing price
Capitalization
111.6M
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FCAP vs SOMC

Header iconFCAP vs SOMC Comparison
Open Charts FCAP vs SOMCBanner chart's image
First Capital
Price$40.00
Change+$1.11 (+2.85%)
Volume$6K
Capitalization134.2M
Southern Michigan Ban
Price$24.98
Change-$0.00 (-0.00%)
Volume$4.25K
Capitalization111.6M
FCAP vs SOMC Comparison Chart in %
FCAP
Daily Signalchanged days ago
Gain/Loss if bought
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SOMC
Daily Signalchanged days ago
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FCAP vs. SOMC commentary
Oct 19, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCAP is a Hold and SOMC is a Hold.

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COMPARISON
Comparison
Oct 19, 2025
Stock price -- (FCAP: $40.00 vs. SOMC: $24.98)
Brand notoriety: FCAP and SOMC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCAP: 130% vs. SOMC: 268%
Market capitalization -- FCAP: $134.2M vs. SOMC: $111.6M
FCAP [@Regional Banks] is valued at $134.2M. SOMC’s [@Regional Banks] market capitalization is $111.6M. The market cap for tickers in the [@Regional Banks] industry ranges from $175.05B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCAP’s FA Score shows that 0 FA rating(s) are green whileSOMC’s FA Score has 3 green FA rating(s).

  • FCAP’s FA Score: 0 green, 5 red.
  • SOMC’s FA Score: 3 green, 2 red.
According to our system of comparison, SOMC is a better buy in the long-term than FCAP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCAP’s TA Score shows that 5 TA indicator(s) are bullish while SOMC’s TA Score has 2 bullish TA indicator(s).

  • FCAP’s TA Score: 5 bullish, 4 bearish.
  • SOMC’s TA Score: 2 bullish, 2 bearish.
According to our system of comparison, both FCAP and SOMC are a good buy in the short-term.

Price Growth

FCAP (@Regional Banks) experienced а -5.68% price change this week, while SOMC (@Regional Banks) price change was 0.00% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FCAP($134M) has a higher market cap than SOMC($112M). SOMC YTD gains are higher at: 33.748 vs. FCAP (26.664). FCAP has more cash in the bank: 26.3M vs. SOMC (5.8M). FCAP (33.6M) and SOMC (33.7M) have identical debt. FCAP has higher revenues than SOMC: FCAP (46.1M) vs SOMC (31.2M).
FCAPSOMCFCAP / SOMC
Capitalization134M112M120%
EBITDAN/AN/A-
Gain YTD26.66433.74879%
P/E Ratio10.18N/A-
Revenue46.1M31.2M148%
Total Cash26.3M5.8M453%
Total Debt33.6M33.7M100%
FUNDAMENTALS RATINGS
FCAP vs SOMC: Fundamental Ratings
FCAP
SOMC
OUTLOOK RATING
1..100
7550
VALUATION
overvalued / fair valued / undervalued
1..100
56
Fair valued
31
Undervalued
PROFIT vs RISK RATING
1..100
10028
SMR RATING
1..100
535
PRICE GROWTH RATING
1..100
6144
P/E GROWTH RATING
1..100
4867
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SOMC's Valuation (31) in the null industry is in the same range as FCAP (56) in the Financial Conglomerates industry. This means that SOMC’s stock grew similarly to FCAP’s over the last 12 months.

SOMC's Profit vs Risk Rating (28) in the null industry is significantly better than the same rating for FCAP (100) in the Financial Conglomerates industry. This means that SOMC’s stock grew significantly faster than FCAP’s over the last 12 months.

SOMC's SMR Rating (5) in the null industry is somewhat better than the same rating for FCAP (53) in the Financial Conglomerates industry. This means that SOMC’s stock grew somewhat faster than FCAP’s over the last 12 months.

SOMC's Price Growth Rating (44) in the null industry is in the same range as FCAP (61) in the Financial Conglomerates industry. This means that SOMC’s stock grew similarly to FCAP’s over the last 12 months.

FCAP's P/E Growth Rating (48) in the Financial Conglomerates industry is in the same range as SOMC (67) in the null industry. This means that FCAP’s stock grew similarly to SOMC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCAPSOMC
RSI
ODDS (%)
Bullish Trend 2 days ago
68%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
63%
N/A
Momentum
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
52%
MACD
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
34%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
52%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
55%
Advances
ODDS (%)
Bullish Trend 18 days ago
66%
N/A
Declines
ODDS (%)
Bearish Trend 3 days ago
65%
N/A
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
61%
Bearish Trend 2 days ago
41%
Aroon
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
52%
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FCAP
Daily Signalchanged days ago
Gain/Loss if bought
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SOMC
Daily Signalchanged days ago
Gain/Loss if bought
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FCAP and

Correlation & Price change

A.I.dvisor tells us that FCAP and ECBK have been poorly correlated (+33% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that FCAP and ECBK's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCAP
1D Price
Change %
FCAP100%
+2.85%
ECBK - FCAP
33%
Poorly correlated
+0.74%
FNWD - FCAP
32%
Poorly correlated
+1.38%
MNSB - FCAP
32%
Poorly correlated
-0.49%
HFWA - FCAP
31%
Poorly correlated
-0.50%
WNEB - FCAP
31%
Poorly correlated
-0.28%
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SOMC and

Correlation & Price change

A.I.dvisor tells us that SOMC and FCAP have been poorly correlated (+21% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that SOMC and FCAP's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOMC
1D Price
Change %
SOMC100%
N/A
FCAP - SOMC
21%
Poorly correlated
+2.85%
FFMR - SOMC
20%
Poorly correlated
N/A
SGBLY - SOMC
9%
Poorly correlated
-0.95%
SUTNY - SOMC
8%
Poorly correlated
-1.09%
SRNN - SOMC
4%
Poorly correlated
N/A
More