FCAP
Price
$45.96
Change
+$0.81 (+1.79%)
Updated
Sep 26 closing price
Capitalization
154.2M
HBNC
Price
$16.20
Change
+$0.09 (+0.56%)
Updated
Sep 26 closing price
Capitalization
830.02M
24 days until earnings call
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FCAP vs HBNC

Header iconFCAP vs HBNC Comparison
Open Charts FCAP vs HBNCBanner chart's image
First Capital
Price$45.96
Change+$0.81 (+1.79%)
Volume$3.31K
Capitalization154.2M
Horizon Ban
Price$16.20
Change+$0.09 (+0.56%)
Volume$217.33K
Capitalization830.02M
FCAP vs HBNC Comparison Chart in %
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FCAP
Daily Signalchanged days ago
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HBNC
Daily Signalchanged days ago
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FCAP vs. HBNC commentary
Sep 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCAP is a Buy and HBNC is a StrongBuy.

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COMPARISON
Comparison
Sep 29, 2025
Stock price -- (FCAP: $45.96 vs. HBNC: $16.20)
Brand notoriety: FCAP and HBNC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCAP: 65% vs. HBNC: 59%
Market capitalization -- FCAP: $154.2M vs. HBNC: $830.02M
FCAP [@Regional Banks] is valued at $154.2M. HBNC’s [@Regional Banks] market capitalization is $830.02M. The market cap for tickers in the [@Regional Banks] industry ranges from $163.52B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCAP’s FA Score shows that 1 FA rating(s) are green whileHBNC’s FA Score has 1 green FA rating(s).

  • FCAP’s FA Score: 1 green, 4 red.
  • HBNC’s FA Score: 1 green, 4 red.
According to our system of comparison, both FCAP and HBNC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCAP’s TA Score shows that 5 TA indicator(s) are bullish while HBNC’s TA Score has 3 bullish TA indicator(s).

  • FCAP’s TA Score: 5 bullish, 4 bearish.
  • HBNC’s TA Score: 3 bullish, 3 bearish.
According to our system of comparison, FCAP is a better buy in the short-term than HBNC.

Price Growth

FCAP (@Regional Banks) experienced а -0.09% price change this week, while HBNC (@Regional Banks) price change was -1.82% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

HBNC is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HBNC($830M) has a higher market cap than FCAP($154M). HBNC has higher P/E ratio than FCAP: HBNC (13.85) vs FCAP (11.69). FCAP YTD gains are higher at: 45.537 vs. HBNC (3.792). HBNC has more cash in the bank: 89.6M vs. FCAP (26.3M). FCAP has less debt than HBNC: FCAP (33.6M) vs HBNC (1.09B).
FCAPHBNCFCAP / HBNC
Capitalization154M830M19%
EBITDAN/AN/A-
Gain YTD45.5373.7921,201%
P/E Ratio11.6913.8584%
RevenueN/A213M-
Total Cash26.3M89.6M29%
Total Debt33.6M1.09B3%
FUNDAMENTALS RATINGS
FCAP vs HBNC: Fundamental Ratings
FCAP
HBNC
OUTLOOK RATING
1..100
4061
VALUATION
overvalued / fair valued / undervalued
1..100
63
Fair valued
45
Fair valued
PROFIT vs RISK RATING
1..100
10063
SMR RATING
1..100
5332
PRICE GROWTH RATING
1..100
4453
P/E GROWTH RATING
1..100
3097
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBNC's Valuation (45) in the Regional Banks industry is in the same range as FCAP (63) in the Financial Conglomerates industry. This means that HBNC’s stock grew similarly to FCAP’s over the last 12 months.

HBNC's Profit vs Risk Rating (63) in the Regional Banks industry is somewhat better than the same rating for FCAP (100) in the Financial Conglomerates industry. This means that HBNC’s stock grew somewhat faster than FCAP’s over the last 12 months.

HBNC's SMR Rating (32) in the Regional Banks industry is in the same range as FCAP (53) in the Financial Conglomerates industry. This means that HBNC’s stock grew similarly to FCAP’s over the last 12 months.

FCAP's Price Growth Rating (44) in the Financial Conglomerates industry is in the same range as HBNC (53) in the Regional Banks industry. This means that FCAP’s stock grew similarly to HBNC’s over the last 12 months.

FCAP's P/E Growth Rating (30) in the Financial Conglomerates industry is significantly better than the same rating for HBNC (97) in the Regional Banks industry. This means that FCAP’s stock grew significantly faster than HBNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCAPHBNC
RSI
ODDS (%)
Bearish Trend 3 days ago
58%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
62%
Bullish Trend 3 days ago
67%
Momentum
ODDS (%)
Bullish Trend 7 days ago
58%
Bearish Trend 3 days ago
66%
MACD
ODDS (%)
N/A
Bearish Trend 3 days ago
73%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
65%
Bearish Trend 3 days ago
67%
Advances
ODDS (%)
Bullish Trend 10 days ago
67%
N/A
Declines
ODDS (%)
Bearish Trend 6 days ago
65%
Bearish Trend 4 days ago
67%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
68%
N/A
Aroon
ODDS (%)
Bullish Trend 3 days ago
74%
N/A
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FCAP
Daily Signalchanged days ago
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HBNC
Daily Signalchanged days ago
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FCAP and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCAP has been loosely correlated with MNSB. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if FCAP jumps, then MNSB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCAP
1D Price
Change %
FCAP100%
+1.79%
MNSB - FCAP
34%
Loosely correlated
+0.19%
UBFO - FCAP
32%
Poorly correlated
+0.10%
UVSP - FCAP
31%
Poorly correlated
+0.29%
HFWA - FCAP
31%
Poorly correlated
+1.02%
HBNC - FCAP
30%
Poorly correlated
+0.56%
More

HBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBNC has been closely correlated with FMBH. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBNC
1D Price
Change %
HBNC100%
+0.56%
FMBH - HBNC
87%
Closely correlated
+0.08%
UVSP - HBNC
87%
Closely correlated
+0.29%
HFWA - HBNC
87%
Closely correlated
+1.02%
TCBK - HBNC
87%
Closely correlated
+0.38%
PEBO - HBNC
86%
Closely correlated
+0.46%
More