FCAP
Price
$49.98
Change
+$2.93 (+6.23%)
Updated
Jan 14 closing price
Capitalization
165.47M
Intraday BUY SELL Signals
HBNC
Price
$17.33
Change
+$0.30 (+1.76%)
Updated
Jan 14 closing price
Capitalization
888.37M
6 days until earnings call
Intraday BUY SELL Signals
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FCAP vs HBNC

Header iconFCAP vs HBNC Comparison
Open Charts FCAP vs HBNCBanner chart's image
First Capital
Price$49.98
Change+$2.93 (+6.23%)
Volume$7.8K
Capitalization165.47M
Horizon Ban
Price$17.33
Change+$0.30 (+1.76%)
Volume$404.48K
Capitalization888.37M
FCAP vs HBNC Comparison Chart in %
FCAP
Daily Signal:
Gain/Loss:
HBNC
Daily Signal:
Gain/Loss:
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VS
FCAP vs. HBNC commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FCAP is a Hold and HBNC is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (FCAP: $49.98 vs. HBNC: $17.33)
Brand notoriety: FCAP and HBNC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FCAP: 56% vs. HBNC: 119%
Market capitalization -- FCAP: $165.47M vs. HBNC: $888.37M
FCAP [@Regional Banks] is valued at $165.47M. HBNC’s [@Regional Banks] market capitalization is $888.37M. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FCAP’s FA Score shows that 1 FA rating(s) are green whileHBNC’s FA Score has 0 green FA rating(s).

  • FCAP’s FA Score: 1 green, 4 red.
  • HBNC’s FA Score: 0 green, 5 red.
According to our system of comparison, FCAP is a better buy in the long-term than HBNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FCAP’s TA Score shows that 5 TA indicator(s) are bullish while HBNC’s TA Score has 5 bullish TA indicator(s).

  • FCAP’s TA Score: 5 bullish, 4 bearish.
  • HBNC’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, HBNC is a better buy in the short-term than FCAP.

Price Growth

FCAP (@Regional Banks) experienced а -5.77% price change this week, while HBNC (@Regional Banks) price change was +3.96% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.18%, and the average quarterly price growth was +13.82%.

Reported Earning Dates

HBNC is expected to report earnings on Jan 21, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HBNC($888M) has a higher market cap than FCAP($165M). HBNC has higher P/E ratio than FCAP: HBNC (13.73) vs FCAP (11.21). HBNC YTD gains are higher at: 3.155 vs. FCAP (-15.574). HBNC has more cash in the bank: 76.4M vs. FCAP (20.6M). FCAP has less debt than HBNC: FCAP (33.6M) vs HBNC (459M). FCAP has higher revenues than HBNC: FCAP (48.5M) vs HBNC (-82.17M).
FCAPHBNCFCAP / HBNC
Capitalization165M888M19%
EBITDAN/AN/A-
Gain YTD-15.5743.155-494%
P/E Ratio11.2113.7382%
Revenue48.5M-82.17M-59%
Total Cash20.6M76.4M27%
Total Debt33.6M459M7%
FUNDAMENTALS RATINGS
FCAP vs HBNC: Fundamental Ratings
FCAP
HBNC
OUTLOOK RATING
1..100
5352
VALUATION
overvalued / fair valued / undervalued
1..100
54
Fair valued
53
Fair valued
PROFIT vs RISK RATING
1..100
10074
SMR RATING
1..100
5291
PRICE GROWTH RATING
1..100
5653
P/E GROWTH RATING
1..100
3498
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

HBNC's Valuation (53) in the Regional Banks industry is in the same range as FCAP (54) in the Financial Conglomerates industry. This means that HBNC’s stock grew similarly to FCAP’s over the last 12 months.

HBNC's Profit vs Risk Rating (74) in the Regional Banks industry is in the same range as FCAP (100) in the Financial Conglomerates industry. This means that HBNC’s stock grew similarly to FCAP’s over the last 12 months.

FCAP's SMR Rating (52) in the Financial Conglomerates industry is somewhat better than the same rating for HBNC (91) in the Regional Banks industry. This means that FCAP’s stock grew somewhat faster than HBNC’s over the last 12 months.

HBNC's Price Growth Rating (53) in the Regional Banks industry is in the same range as FCAP (56) in the Financial Conglomerates industry. This means that HBNC’s stock grew similarly to FCAP’s over the last 12 months.

FCAP's P/E Growth Rating (34) in the Financial Conglomerates industry is somewhat better than the same rating for HBNC (98) in the Regional Banks industry. This means that FCAP’s stock grew somewhat faster than HBNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FCAPHBNC
RSI
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
67%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
66%
Momentum
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 3 days ago
71%
MACD
ODDS (%)
Bearish Trend 3 days ago
50%
Bearish Trend 3 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
63%
Bullish Trend 3 days ago
63%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
66%
Advances
ODDS (%)
Bullish Trend 30 days ago
67%
N/A
Declines
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 14 days ago
68%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
69%
Aroon
ODDS (%)
Bullish Trend 3 days ago
75%
Bullish Trend 3 days ago
56%
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FCAP
Daily Signal:
Gain/Loss:
HBNC
Daily Signal:
Gain/Loss:
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FCAP and

Correlation & Price change

A.I.dvisor indicates that over the last year, FCAP has been loosely correlated with UBFO. These tickers have moved in lockstep 39% of the time. This A.I.-generated data suggests there is some statistical probability that if FCAP jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FCAP
1D Price
Change %
FCAP100%
+6.23%
UBFO - FCAP
39%
Loosely correlated
+1.40%
HBNC - FCAP
38%
Loosely correlated
+1.76%
HFWA - FCAP
37%
Loosely correlated
+2.35%
SRCE - FCAP
36%
Loosely correlated
+1.26%
RBCAA - FCAP
36%
Loosely correlated
+1.91%
More

HBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, HBNC has been closely correlated with FMBH. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if HBNC jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HBNC
1D Price
Change %
HBNC100%
+1.76%
FMBH - HBNC
86%
Closely correlated
+2.72%
MBWM - HBNC
85%
Closely correlated
+2.18%
SRCE - HBNC
85%
Closely correlated
+1.26%
PEBO - HBNC
85%
Closely correlated
+1.61%
BY - HBNC
85%
Closely correlated
+2.16%
More