FBNC
Price
$55.43
Change
+$1.15 (+2.12%)
Updated
Jan 14, 04:59 PM (EDT)
Capitalization
2.25B
14 days until earnings call
Intraday BUY SELL Signals
UBSI
Price
$40.53
Change
+$0.63 (+1.58%)
Updated
Jan 14 closing price
Capitalization
5.65B
7 days until earnings call
Intraday BUY SELL Signals
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FBNC vs UBSI

Header iconFBNC vs UBSI Comparison
Open Charts FBNC vs UBSIBanner chart's image
First Ban
Price$55.43
Change+$1.15 (+2.12%)
Volume$9.31K
Capitalization2.25B
United Bankshares
Price$40.53
Change+$0.63 (+1.58%)
Volume$979.13K
Capitalization5.65B
FBNC vs UBSI Comparison Chart in %
FBNC
Daily Signal:
Gain/Loss:
UBSI
Daily Signal:
Gain/Loss:
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VS
FBNC vs. UBSI commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is FBNC is a Hold and UBSI is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (FBNC: $55.42 vs. UBSI: $40.53)
Brand notoriety: FBNC and UBSI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: FBNC: 151% vs. UBSI: 125%
Market capitalization -- FBNC: $2.3B vs. UBSI: $5.65B
FBNC [@Regional Banks] is valued at $2.3B. UBSI’s [@Regional Banks] market capitalization is $5.65B. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

FBNC’s FA Score shows that 2 FA rating(s) are green whileUBSI’s FA Score has 1 green FA rating(s).

  • FBNC’s FA Score: 2 green, 3 red.
  • UBSI’s FA Score: 1 green, 4 red.
According to our system of comparison, UBSI is a better buy in the long-term than FBNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

FBNC’s TA Score shows that 5 TA indicator(s) are bullish while UBSI’s TA Score has 4 bullish TA indicator(s).

  • FBNC’s TA Score: 5 bullish, 4 bearish.
  • UBSI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, FBNC is a better buy in the short-term than UBSI.

Price Growth

FBNC (@Regional Banks) experienced а +5.48% price change this week, while UBSI (@Regional Banks) price change was +3.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.86%. For the same industry, the average monthly price growth was +1.07%, and the average quarterly price growth was +13.85%.

Reported Earning Dates

FBNC is expected to report earnings on Jan 28, 2026.

UBSI is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBSI($5.65B) has a higher market cap than FBNC($2.25B). FBNC has higher P/E ratio than UBSI: FBNC (22.81) vs UBSI (13.29). FBNC YTD gains are higher at: 6.871 vs. UBSI (5.547). UBSI has more cash in the bank: 268M vs. FBNC (138M). FBNC has less debt than UBSI: FBNC (15.1M) vs UBSI (627M). UBSI has higher revenues than FBNC: UBSI (1.18B) vs FBNC (366M).
FBNCUBSIFBNC / UBSI
Capitalization2.25B5.65B40%
EBITDAN/AN/A-
Gain YTD6.8715.547124%
P/E Ratio22.8113.29172%
Revenue366M1.18B31%
Total Cash138M268M51%
Total Debt15.1M627M2%
FUNDAMENTALS RATINGS
FBNC vs UBSI: Fundamental Ratings
FBNC
UBSI
OUTLOOK RATING
1..100
868
VALUATION
overvalued / fair valued / undervalued
1..100
82
Overvalued
46
Fair valued
PROFIT vs RISK RATING
1..100
4146
SMR RATING
1..100
1912
PRICE GROWTH RATING
1..100
4850
P/E GROWTH RATING
1..100
1958
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBSI's Valuation (46) in the Regional Banks industry is somewhat better than the same rating for FBNC (82). This means that UBSI’s stock grew somewhat faster than FBNC’s over the last 12 months.

FBNC's Profit vs Risk Rating (41) in the Regional Banks industry is in the same range as UBSI (46). This means that FBNC’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's SMR Rating (12) in the Regional Banks industry is in the same range as FBNC (19). This means that UBSI’s stock grew similarly to FBNC’s over the last 12 months.

FBNC's Price Growth Rating (48) in the Regional Banks industry is in the same range as UBSI (50). This means that FBNC’s stock grew similarly to UBSI’s over the last 12 months.

FBNC's P/E Growth Rating (19) in the Regional Banks industry is somewhat better than the same rating for UBSI (58). This means that FBNC’s stock grew somewhat faster than UBSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
FBNCUBSI
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
62%
Momentum
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bullish Trend 2 days ago
61%
Bearish Trend 2 days ago
61%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
49%
Advances
ODDS (%)
Bullish Trend 7 days ago
64%
Bullish Trend 6 days ago
51%
Declines
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 13 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
56%
Aroon
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
45%
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FBNC
Daily Signal:
Gain/Loss:
UBSI
Daily Signal:
Gain/Loss:
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FBNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FBNC has been closely correlated with TRMK. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if FBNC jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FBNC
1D Price
Change %
FBNC100%
+1.44%
TRMK - FBNC
85%
Closely correlated
+0.05%
EFSC - FBNC
85%
Closely correlated
-0.79%
UCB - FBNC
85%
Closely correlated
-0.64%
WSFS - FBNC
84%
Closely correlated
-0.07%
UBSI - FBNC
84%
Closely correlated
+0.13%
More

UBSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBSI has been closely correlated with WSFS. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBSI jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBSI
1D Price
Change %
UBSI100%
+1.58%
WSFS - UBSI
89%
Closely correlated
+0.72%
UCB - UBSI
89%
Closely correlated
+2.80%
TRMK - UBSI
89%
Closely correlated
+0.68%
AUB - UBSI
89%
Closely correlated
+1.77%
FHB - UBSI
88%
Closely correlated
+1.61%
More