EZPW
Price
$20.24
Change
+$0.09 (+0.45%)
Updated
Dec 24 closing price
Capitalization
1.23B
40 days until earnings call
Intraday BUY SELL Signals
UPBD
Price
$17.66
Change
+$0.09 (+0.51%)
Updated
Dec 24 closing price
Capitalization
1.02B
55 days until earnings call
Intraday BUY SELL Signals
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EZPW vs UPBD

Header iconEZPW vs UPBD Comparison
Open Charts EZPW vs UPBDBanner chart's image
EZ
Price$20.24
Change+$0.09 (+0.45%)
Volume$385.07K
Capitalization1.23B
Upbound Group
Price$17.66
Change+$0.09 (+0.51%)
Volume$247.96K
Capitalization1.02B
EZPW vs UPBD Comparison Chart in %
EZPW
Daily Signal:
Gain/Loss:
UPBD
Daily Signal:
Gain/Loss:
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VS
EZPW vs. UPBD commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EZPW is a Buy and UPBD is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (EZPW: $20.24 vs. UPBD: $17.66)
Brand notoriety: EZPW and UPBD are both not notable
EZPW represents the Savings Banks, while UPBD is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: EZPW: 40% vs. UPBD: 30%
Market capitalization -- EZPW: $1.23B vs. UPBD: $1.02B
EZPW [@Savings Banks] is valued at $1.23B. UPBD’s [@Packaged Software] market capitalization is $1.02B. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $285.29B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B. The average market capitalization across the [@Packaged Software] industry is $8.48B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EZPW’s FA Score shows that 2 FA rating(s) are green whileUPBD’s FA Score has 1 green FA rating(s).

  • EZPW’s FA Score: 2 green, 3 red.
  • UPBD’s FA Score: 1 green, 4 red.
According to our system of comparison, EZPW is a better buy in the long-term than UPBD.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EZPW’s TA Score shows that 6 TA indicator(s) are bullish while UPBD’s TA Score has 5 bullish TA indicator(s).

  • EZPW’s TA Score: 6 bullish, 4 bearish.
  • UPBD’s TA Score: 5 bullish, 2 bearish.
According to our system of comparison, UPBD is a better buy in the short-term than EZPW.

Price Growth

EZPW (@Savings Banks) experienced а +2.33% price change this week, while UPBD (@Packaged Software) price change was -0.73% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

The average weekly price growth across all stocks in the @Packaged Software industry was +0.39%. For the same industry, the average monthly price growth was +1.40%, and the average quarterly price growth was +50.90%.

Reported Earning Dates

EZPW is expected to report earnings on Feb 04, 2026.

UPBD is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Packaged Software (+0.39% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
EZPW($1.23B) has a higher market cap than UPBD($1.02B). EZPW has higher P/E ratio than UPBD: EZPW (14.25) vs UPBD (12.10). EZPW YTD gains are higher at: 65.630 vs. UPBD (-36.491). UPBD has higher annual earnings (EBITDA): 1.73B vs. EZPW (202M). EZPW has more cash in the bank: 470M vs. UPBD (107M). EZPW has less debt than UPBD: EZPW (764M) vs UPBD (1.83B). UPBD has higher revenues than EZPW: UPBD (4.58B) vs EZPW (1.27B).
EZPWUPBDEZPW / UPBD
Capitalization1.23B1.02B120%
EBITDA202M1.73B12%
Gain YTD65.630-36.491-180%
P/E Ratio14.2512.10118%
Revenue1.27B4.58B28%
Total Cash470M107M439%
Total Debt764M1.83B42%
FUNDAMENTALS RATINGS
EZPW vs UPBD: Fundamental Ratings
EZPW
UPBD
OUTLOOK RATING
1..100
8260
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
3
Undervalued
PROFIT vs RISK RATING
1..100
4100
SMR RATING
1..100
6460
PRICE GROWTH RATING
1..100
4064
P/E GROWTH RATING
1..100
2090
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UPBD's Valuation (3) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for EZPW (67). This means that UPBD’s stock grew somewhat faster than EZPW’s over the last 12 months.

EZPW's Profit vs Risk Rating (4) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for UPBD (100). This means that EZPW’s stock grew significantly faster than UPBD’s over the last 12 months.

UPBD's SMR Rating (60) in the Finance Or Rental Or Leasing industry is in the same range as EZPW (64). This means that UPBD’s stock grew similarly to EZPW’s over the last 12 months.

EZPW's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is in the same range as UPBD (64). This means that EZPW’s stock grew similarly to UPBD’s over the last 12 months.

EZPW's P/E Growth Rating (20) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for UPBD (90). This means that EZPW’s stock grew significantly faster than UPBD’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EZPWUPBD
RSI
ODDS (%)
Bearish Trend 3 days ago
73%
Bullish Trend 3 days ago
78%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
74%
Momentum
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
76%
MACD
ODDS (%)
Bearish Trend 3 days ago
65%
Bullish Trend 3 days ago
76%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
72%
Bearish Trend 3 days ago
74%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
71%
Bullish Trend 3 days ago
71%
Advances
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 17 days ago
70%
Declines
ODDS (%)
Bearish Trend 8 days ago
59%
Bearish Trend 8 days ago
74%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
70%
N/A
Aroon
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
61%
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EZPW
Daily Signal:
Gain/Loss:
UPBD
Daily Signal:
Gain/Loss:
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EZPW and

Correlation & Price change

A.I.dvisor indicates that over the last year, EZPW has been loosely correlated with FCFS. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if EZPW jumps, then FCFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EZPW
1D Price
Change %
EZPW100%
+0.45%
FCFS - EZPW
50%
Loosely correlated
+0.07%
UPBD - EZPW
38%
Loosely correlated
+0.51%
RM - EZPW
29%
Poorly correlated
+0.90%
PRAA - EZPW
28%
Poorly correlated
+0.86%
LMFA - EZPW
27%
Poorly correlated
-1.77%
More

UPBD and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPBD has been closely correlated with PRG. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if UPBD jumps, then PRG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPBD
1D Price
Change %
UPBD100%
+0.51%
PRG - UPBD
67%
Closely correlated
+1.13%
ALLY - UPBD
53%
Loosely correlated
-0.30%
OMF - UPBD
52%
Loosely correlated
+0.41%
SYF - UPBD
52%
Loosely correlated
+0.57%
CPAY - UPBD
51%
Loosely correlated
+0.58%
More