EZPW
Price
$20.24
Change
+$0.09 (+0.45%)
Updated
Dec 24 closing price
Capitalization
1.23B
40 days until earnings call
Intraday BUY SELL Signals
PRAA
Price
$17.52
Change
+$0.15 (+0.86%)
Updated
Dec 24 closing price
Capitalization
683.55M
66 days until earnings call
Intraday BUY SELL Signals
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EZPW vs PRAA

Header iconEZPW vs PRAA Comparison
Open Charts EZPW vs PRAABanner chart's image
EZ
Price$20.24
Change+$0.09 (+0.45%)
Volume$385.07K
Capitalization1.23B
PRA Group
Price$17.52
Change+$0.15 (+0.86%)
Volume$117.84K
Capitalization683.55M
EZPW vs PRAA Comparison Chart in %
EZPW
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
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VS
EZPW vs. PRAA commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EZPW is a Buy and PRAA is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (EZPW: $20.24 vs. PRAA: $17.52)
Brand notoriety: EZPW and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: EZPW: 40% vs. PRAA: 28%
Market capitalization -- EZPW: $1.23B vs. PRAA: $683.55M
EZPW [@Savings Banks] is valued at $1.23B. PRAA’s [@Savings Banks] market capitalization is $683.55M. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EZPW’s FA Score shows that 2 FA rating(s) are green whilePRAA’s FA Score has 1 green FA rating(s).

  • EZPW’s FA Score: 2 green, 3 red.
  • PRAA’s FA Score: 1 green, 4 red.
According to our system of comparison, EZPW is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EZPW’s TA Score shows that 6 TA indicator(s) are bullish while PRAA’s TA Score has 3 bullish TA indicator(s).

  • EZPW’s TA Score: 6 bullish, 4 bearish.
  • PRAA’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, EZPW is a better buy in the short-term than PRAA.

Price Growth

EZPW (@Savings Banks) experienced а +2.33% price change this week, while PRAA (@Savings Banks) price change was +4.16% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

EZPW is expected to report earnings on Feb 04, 2026.

PRAA is expected to report earnings on Mar 02, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
EZPW($1.23B) has a higher market cap than PRAA($684M). EZPW has higher P/E ratio than PRAA: EZPW (14.25) vs PRAA (6.33). EZPW YTD gains are higher at: 65.630 vs. PRAA (-16.132). EZPW has higher annual earnings (EBITDA): 202M vs. PRAA (-162.38M). EZPW has more cash in the bank: 470M vs. PRAA (171M). EZPW has less debt than PRAA: EZPW (764M) vs PRAA (3.64B). EZPW has higher revenues than PRAA: EZPW (1.27B) vs PRAA (1.17B).
EZPWPRAAEZPW / PRAA
Capitalization1.23B684M180%
EBITDA202M-162.38M-124%
Gain YTD65.630-16.132-407%
P/E Ratio14.256.33225%
Revenue1.27B1.17B109%
Total Cash470M171M275%
Total Debt764M3.64B21%
FUNDAMENTALS RATINGS
EZPW vs PRAA: Fundamental Ratings
EZPW
PRAA
OUTLOOK RATING
1..100
8234
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
21
Undervalued
PROFIT vs RISK RATING
1..100
4100
SMR RATING
1..100
6496
PRICE GROWTH RATING
1..100
4047
P/E GROWTH RATING
1..100
2099
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PRAA's Valuation (21) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for EZPW (67) in the Finance Or Rental Or Leasing industry. This means that PRAA’s stock grew somewhat faster than EZPW’s over the last 12 months.

EZPW's Profit vs Risk Rating (4) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that EZPW’s stock grew significantly faster than PRAA’s over the last 12 months.

EZPW's SMR Rating (64) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (96) in the Miscellaneous Commercial Services industry. This means that EZPW’s stock grew similarly to PRAA’s over the last 12 months.

EZPW's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (47) in the Miscellaneous Commercial Services industry. This means that EZPW’s stock grew similarly to PRAA’s over the last 12 months.

EZPW's P/E Growth Rating (20) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (99) in the Miscellaneous Commercial Services industry. This means that EZPW’s stock grew significantly faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EZPWPRAA
RSI
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
70%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
71%
Momentum
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
73%
MACD
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
71%
Bullish Trend 3 days ago
65%
Advances
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 5 days ago
65%
Declines
ODDS (%)
Bearish Trend 8 days ago
59%
Bearish Trend 12 days ago
72%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
76%
Aroon
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
68%
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EZPW
Daily Signal:
Gain/Loss:
PRAA
Daily Signal:
Gain/Loss:
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EZPW and

Correlation & Price change

A.I.dvisor indicates that over the last year, EZPW has been loosely correlated with FCFS. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if EZPW jumps, then FCFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EZPW
1D Price
Change %
EZPW100%
+0.45%
FCFS - EZPW
50%
Loosely correlated
+0.07%
UPBD - EZPW
38%
Loosely correlated
+0.51%
RM - EZPW
29%
Poorly correlated
+0.90%
PRAA - EZPW
28%
Poorly correlated
+0.86%
LMFA - EZPW
27%
Poorly correlated
-1.77%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
+0.86%
ECPG - PRAA
59%
Loosely correlated
+0.88%
OMF - PRAA
56%
Loosely correlated
+0.41%
ALLY - PRAA
54%
Loosely correlated
-0.30%
SYF - PRAA
52%
Loosely correlated
+0.57%
COF - PRAA
49%
Loosely correlated
+0.27%
More