EZPW
Price
$11.73
Change
-$0.29 (-2.41%)
Updated
Nov 15, 03:13 PM (EDT)
75 days until earnings call
PFSI
Price
$101.64
Change
+$0.40 (+0.40%)
Updated
Nov 15, 03:31 PM (EDT)
76 days until earnings call
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EZPW vs PFSI

Header iconEZPW vs PFSI Comparison
Open Charts EZPW vs PFSIBanner chart's image
EZ
Price$11.73
Change-$0.29 (-2.41%)
Volume$1.59K
CapitalizationN/A
PennyMac Financial Services
Price$101.64
Change+$0.40 (+0.40%)
Volume$200
CapitalizationN/A
EZPW vs PFSI Comparison Chart
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EZPW
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
PFSI
Daily Signalchanged days ago
Gain/Loss if shorted
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EZPW vs. PFSI commentary
Nov 15, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EZPW is a StrongBuy and PFSI is a StrongBuy.

COMPARISON
Comparison
Nov 15, 2024
Stock price -- (EZPW: $12.02 vs. PFSI: $101.24)
Brand notoriety: EZPW and PFSI are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: EZPW: 213% vs. PFSI: 92%
Market capitalization -- EZPW: $624.89M vs. PFSI: $4.52B
EZPW [@Finance/Rental/Leasing] is valued at $624.89M. PFSI’s [@Finance/Rental/Leasing] market capitalization is $4.52B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.25B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EZPW’s FA Score shows that 1 FA rating(s) are green whilePFSI’s FA Score has 3 green FA rating(s).

  • EZPW’s FA Score: 1 green, 4 red.
  • PFSI’s FA Score: 3 green, 2 red.
According to our system of comparison, PFSI is a better buy in the long-term than EZPW.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EZPW’s TA Score shows that 5 TA indicator(s) are bullish while PFSI’s TA Score has 4 bullish TA indicator(s).

  • EZPW’s TA Score: 5 bullish, 2 bearish.
  • PFSI’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, EZPW is a better buy in the short-term than PFSI.

Price Growth

EZPW (@Finance/Rental/Leasing) experienced а +2.74% price change this week, while PFSI (@Finance/Rental/Leasing) price change was -2.31% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.25%. For the same industry, the average monthly price growth was +3.86%, and the average quarterly price growth was +19.93%.

Reported Earning Dates

EZPW is expected to report earnings on Jan 29, 2025.

PFSI is expected to report earnings on Jan 30, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-0.25% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFSI($4.53B) has a higher market cap than EZPW($625M). PFSI has higher P/E ratio than EZPW: PFSI (32.75) vs EZPW (13.89). EZPW YTD gains are higher at: 37.529 vs. PFSI (15.425). PFSI has higher annual earnings (EBITDA): 424M vs. EZPW (168M). PFSI has more cash in the bank: 949M vs. EZPW (219M). EZPW has less debt than PFSI: EZPW (607M) vs PFSI (13.5B). PFSI has higher revenues than EZPW: PFSI (2.04B) vs EZPW (1.09B).
EZPWPFSIEZPW / PFSI
Capitalization625M4.53B14%
EBITDA168M424M40%
Gain YTD37.52915.425243%
P/E Ratio13.8932.7542%
Revenue1.09B2.04B53%
Total Cash219M949M23%
Total Debt607M13.5B4%
FUNDAMENTALS RATINGS
EZPW vs PFSI: Fundamental Ratings
EZPW
PFSI
OUTLOOK RATING
1..100
172
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
30
Undervalued
PROFIT vs RISK RATING
1..100
1610
SMR RATING
1..100
8084
PRICE GROWTH RATING
1..100
4550
P/E GROWTH RATING
1..100
8317
SEASONALITY SCORE
1..100
5095

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFSI's Valuation (30) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for EZPW (76). This means that PFSI’s stock grew somewhat faster than EZPW’s over the last 12 months.

PFSI's Profit vs Risk Rating (10) in the Finance Or Rental Or Leasing industry is in the same range as EZPW (16). This means that PFSI’s stock grew similarly to EZPW’s over the last 12 months.

EZPW's SMR Rating (80) in the Finance Or Rental Or Leasing industry is in the same range as PFSI (84). This means that EZPW’s stock grew similarly to PFSI’s over the last 12 months.

EZPW's Price Growth Rating (45) in the Finance Or Rental Or Leasing industry is in the same range as PFSI (50). This means that EZPW’s stock grew similarly to PFSI’s over the last 12 months.

PFSI's P/E Growth Rating (17) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for EZPW (83). This means that PFSI’s stock grew significantly faster than EZPW’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EZPWPFSI
RSI
ODDS (%)
N/A
Bullish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
68%
MACD
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 5 days ago
73%
Declines
ODDS (%)
N/A
Bearish Trend 2 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
74%
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EZPW
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
PFSI
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
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EZPW and

Correlation & Price change

A.I.dvisor indicates that over the last year, EZPW has been loosely correlated with KNMOF. These tickers have moved in lockstep 37% of the time. This A.I.-generated data suggests there is some statistical probability that if EZPW jumps, then KNMOF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EZPW
1D Price
Change %
EZPW100%
+1.43%
KNMOF - EZPW
37%
Loosely correlated
N/A
ENVA - EZPW
35%
Loosely correlated
-1.90%
PFSI - EZPW
33%
Poorly correlated
-1.45%
AGM - EZPW
32%
Poorly correlated
-1.21%
CACC - EZPW
30%
Poorly correlated
-0.05%
More

PFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFSI has been closely correlated with WD. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFSI jumps, then WD could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFSI
1D Price
Change %
PFSI100%
-1.45%
WD - PFSI
69%
Closely correlated
-1.31%
UWMC - PFSI
63%
Loosely correlated
-2.71%
LC - PFSI
56%
Loosely correlated
-2.77%
UHAL - PFSI
55%
Loosely correlated
-1.05%
ONIT - PFSI
48%
Loosely correlated
-0.26%
More