ESQ
Price
$98.65
Change
-$6.13 (-5.85%)
Updated
Jul 25 closing price
Capitalization
393.14M
92 days until earnings call
MCBS
Price
$29.34
Change
-$0.30 (-1.01%)
Updated
Jul 25 closing price
Capitalization
629.13M
82 days until earnings call
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ESQ vs MCBS

Header iconESQ vs MCBS Comparison
Open Charts ESQ vs MCBSBanner chart's image
Esquire Financial Holdings
Price$98.65
Change-$6.13 (-5.85%)
Volume$169.45K
Capitalization393.14M
MetroCity Bankshares
Price$29.34
Change-$0.30 (-1.01%)
Volume$58.66K
Capitalization629.13M
ESQ vs MCBS Comparison Chart in %
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ESQ
Daily Signalchanged days ago
Gain/Loss if bought
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MCBS
Daily Signalchanged days ago
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ESQ vs. MCBS commentary
Jul 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ESQ is a Hold and MCBS is a StrongBuy.

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COMPARISON
Comparison
Jul 27, 2025
Stock price -- (ESQ: $98.65 vs. MCBS: $29.34)
Brand notoriety: ESQ and MCBS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ESQ: 122% vs. MCBS: 143%
Market capitalization -- ESQ: $393.14M vs. MCBS: $629.13M
ESQ [@Regional Banks] is valued at $393.14M. MCBS’s [@Regional Banks] market capitalization is $629.13M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ESQ’s FA Score shows that 3 FA rating(s) are green whileMCBS’s FA Score has 2 green FA rating(s).

  • ESQ’s FA Score: 3 green, 2 red.
  • MCBS’s FA Score: 2 green, 3 red.
According to our system of comparison, ESQ is a better buy in the long-term than MCBS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ESQ’s TA Score shows that 4 TA indicator(s) are bullish while MCBS’s TA Score has 5 bullish TA indicator(s).

  • ESQ’s TA Score: 4 bullish, 4 bearish.
  • MCBS’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both ESQ and MCBS are a good buy in the short-term.

Price Growth

ESQ (@Regional Banks) experienced а -1.42% price change this week, while MCBS (@Regional Banks) price change was +0.14% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Reported Earning Dates

ESQ is expected to report earnings on Oct 27, 2025.

MCBS is expected to report earnings on Oct 17, 2025.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MCBS($629M) has a higher market cap than ESQ($393M). MCBS has higher P/E ratio than ESQ: MCBS (11.86) vs ESQ (9.71). ESQ YTD gains are higher at: 24.585 vs. MCBS (-6.730). MCBS has more cash in the bank: 251M vs. ESQ (614K). ESQ has less debt than MCBS: ESQ (49K) vs MCBS (334M). MCBS has higher revenues than ESQ: MCBS (118M) vs ESQ (110M).
ESQMCBSESQ / MCBS
Capitalization393M629M62%
EBITDAN/AN/A-
Gain YTD24.585-6.730-365%
P/E Ratio9.7111.8682%
Revenue110M118M93%
Total Cash614K251M0%
Total Debt49K334M0%
FUNDAMENTALS RATINGS
ESQ vs MCBS: Fundamental Ratings
ESQ
MCBS
OUTLOOK RATING
1..100
3866
VALUATION
overvalued / fair valued / undervalued
1..100
96
Overvalued
88
Overvalued
PROFIT vs RISK RATING
1..100
332
SMR RATING
1..100
2324
PRICE GROWTH RATING
1..100
4255
P/E GROWTH RATING
1..100
1780
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

MCBS's Valuation (88) in the null industry is in the same range as ESQ (96) in the Major Banks industry. This means that MCBS’s stock grew similarly to ESQ’s over the last 12 months.

ESQ's Profit vs Risk Rating (3) in the Major Banks industry is in the same range as MCBS (32) in the null industry. This means that ESQ’s stock grew similarly to MCBS’s over the last 12 months.

ESQ's SMR Rating (23) in the Major Banks industry is in the same range as MCBS (24) in the null industry. This means that ESQ’s stock grew similarly to MCBS’s over the last 12 months.

ESQ's Price Growth Rating (42) in the Major Banks industry is in the same range as MCBS (55) in the null industry. This means that ESQ’s stock grew similarly to MCBS’s over the last 12 months.

ESQ's P/E Growth Rating (17) in the Major Banks industry is somewhat better than the same rating for MCBS (80) in the null industry. This means that ESQ’s stock grew somewhat faster than MCBS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ESQMCBS
RSI
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
62%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
56%
Momentum
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
68%
MACD
ODDS (%)
Bullish Trend 3 days ago
74%
Bearish Trend 3 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
48%
Bullish Trend 3 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
80%
Bullish Trend 3 days ago
68%
Advances
ODDS (%)
Bullish Trend 4 days ago
79%
Bullish Trend 11 days ago
68%
Declines
ODDS (%)
Bearish Trend 17 days ago
50%
Bearish Trend 3 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
51%
Bearish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
79%
Bullish Trend 3 days ago
65%
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ESQ
Daily Signalchanged days ago
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MCBS
Daily Signalchanged days ago
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ESQ and

Correlation & Price change

A.I.dvisor indicates that over the last year, ESQ has been closely correlated with SMBC. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if ESQ jumps, then SMBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ESQ
1D Price
Change %
ESQ100%
-5.85%
SMBC - ESQ
71%
Closely correlated
-0.88%
CAC - ESQ
69%
Closely correlated
+0.12%
MCBS - ESQ
68%
Closely correlated
-1.01%
FBIZ - ESQ
68%
Closely correlated
-5.67%
BHLB - ESQ
68%
Closely correlated
-0.31%
More

MCBS and

Correlation & Price change

A.I.dvisor indicates that over the last year, MCBS has been closely correlated with CTBI. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if MCBS jumps, then CTBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MCBS
1D Price
Change %
MCBS100%
-1.01%
CTBI - MCBS
89%
Closely correlated
-0.16%
TRMK - MCBS
88%
Closely correlated
+0.21%
UBSI - MCBS
88%
Closely correlated
-1.07%
MBWM - MCBS
88%
Closely correlated
-0.56%
IBOC - MCBS
87%
Closely correlated
+1.22%
More