ESQ
Price
$104.44
Change
+$2.47 (+2.42%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
873.51M
50 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$34.04
Change
+$0.89 (+2.68%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
692.15M
49 days until earnings call
Intraday BUY SELL Signals
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ESQ vs IBCP

Header iconESQ vs IBCP Comparison
Open Charts ESQ vs IBCPBanner chart's image
Esquire Financial Holdings
Price$104.44
Change+$2.47 (+2.42%)
Volume$788
Capitalization873.51M
Independent Bank
Price$34.04
Change+$0.89 (+2.68%)
Volume$1.26K
Capitalization692.15M
ESQ vs IBCP Comparison Chart in %
ESQ
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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VS
ESQ vs. IBCP commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ESQ is a StrongBuy and IBCP is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (ESQ: $101.97 vs. IBCP: $33.17)
Brand notoriety: ESQ and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ESQ: 18% vs. IBCP: 20%
Market capitalization -- ESQ: $873.51M vs. IBCP: $692.15M
ESQ [@Regional Banks] is valued at $873.51M. IBCP’s [@Regional Banks] market capitalization is $692.15M. The market cap for tickers in the [@Regional Banks] industry ranges from $172.49B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ESQ’s FA Score shows that 3 FA rating(s) are green whileIBCP’s FA Score has 3 green FA rating(s).

  • ESQ’s FA Score: 3 green, 2 red.
  • IBCP’s FA Score: 3 green, 2 red.
According to our system of comparison, ESQ is a better buy in the long-term than IBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ESQ’s TA Score shows that 5 TA indicator(s) are bullish while IBCP’s TA Score has 6 bullish TA indicator(s).

  • ESQ’s TA Score: 5 bullish, 5 bearish.
  • IBCP’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, IBCP is a better buy in the short-term than ESQ.

Price Growth

ESQ (@Regional Banks) experienced а -1.70% price change this week, while IBCP (@Regional Banks) price change was +0.39% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

ESQ is expected to report earnings on Jan 22, 2026.

IBCP is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ESQ($874M) has a higher market cap than IBCP($692M). ESQ has higher P/E ratio than IBCP: ESQ (17.95) vs IBCP (10.30). ESQ YTD gains are higher at: 29.009 vs. IBCP (-1.586). IBCP has more cash in the bank: 74.4M vs. ESQ (614K). ESQ has less debt than IBCP: ESQ (49K) vs IBCP (181M). IBCP has higher revenues than ESQ: IBCP (216M) vs ESQ (135M).
ESQIBCPESQ / IBCP
Capitalization874M692M126%
EBITDAN/AN/A-
Gain YTD29.009-1.586-1,829%
P/E Ratio17.9510.30174%
Revenue135M216M63%
Total Cash614K74.4M1%
Total Debt49K181M0%
FUNDAMENTALS RATINGS
ESQ vs IBCP: Fundamental Ratings
ESQ
IBCP
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
33
Fair valued
PROFIT vs RISK RATING
1..100
423
SMR RATING
1..100
3028
PRICE GROWTH RATING
1..100
4653
P/E GROWTH RATING
1..100
2769
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (33) in the Regional Banks industry is somewhat better than the same rating for ESQ (84) in the Major Banks industry. This means that IBCP’s stock grew somewhat faster than ESQ’s over the last 12 months.

ESQ's Profit vs Risk Rating (4) in the Major Banks industry is in the same range as IBCP (23) in the Regional Banks industry. This means that ESQ’s stock grew similarly to IBCP’s over the last 12 months.

IBCP's SMR Rating (28) in the Regional Banks industry is in the same range as ESQ (30) in the Major Banks industry. This means that IBCP’s stock grew similarly to ESQ’s over the last 12 months.

ESQ's Price Growth Rating (46) in the Major Banks industry is in the same range as IBCP (53) in the Regional Banks industry. This means that ESQ’s stock grew similarly to IBCP’s over the last 12 months.

ESQ's P/E Growth Rating (27) in the Major Banks industry is somewhat better than the same rating for IBCP (69) in the Regional Banks industry. This means that ESQ’s stock grew somewhat faster than IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ESQIBCP
RSI
ODDS (%)
Bullish Trend 6 days ago
90%
Bearish Trend 6 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 6 days ago
60%
Bearish Trend 6 days ago
69%
Momentum
ODDS (%)
Bullish Trend 6 days ago
79%
Bullish Trend 6 days ago
62%
MACD
ODDS (%)
Bullish Trend 6 days ago
80%
Bullish Trend 6 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 6 days ago
78%
Bullish Trend 6 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 6 days ago
78%
Bullish Trend 6 days ago
58%
Advances
ODDS (%)
Bullish Trend 15 days ago
78%
Bullish Trend 13 days ago
59%
Declines
ODDS (%)
Bearish Trend 6 days ago
50%
Bearish Trend 6 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 6 days ago
55%
Bearish Trend 6 days ago
65%
Aroon
ODDS (%)
Bearish Trend 6 days ago
48%
Bullish Trend 6 days ago
72%
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ESQ
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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ESQ and

Correlation & Price change

A.I.dvisor indicates that over the last year, ESQ has been loosely correlated with IBCP. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if ESQ jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ESQ
1D Price
Change %
ESQ100%
-0.16%
IBCP - ESQ
62%
Loosely correlated
-0.90%
TOWN - ESQ
62%
Loosely correlated
-0.77%
SMBC - ESQ
62%
Loosely correlated
-0.33%
TRMK - ESQ
62%
Loosely correlated
-0.67%
BANF - ESQ
62%
Loosely correlated
+0.58%
More

IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with UVSP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-0.90%
UVSP - IBCP
87%
Closely correlated
+0.25%
BY - IBCP
85%
Closely correlated
+0.07%
CTBI - IBCP
85%
Closely correlated
-0.31%
BUSE - IBCP
85%
Closely correlated
-0.09%
FMBH - IBCP
84%
Closely correlated
+0.34%
More