ENVA
Price
$102.89
Change
-$0.00 (-0.00%)
Updated
Nov 13 closing price
77 days until earnings call
WU
Price
$10.62
Change
-$0.00 (-0.00%)
Updated
Nov 13 closing price
84 days until earnings call
Ad is loading...

ENVA vs WU

Header iconENVA vs WU Comparison
Open Charts ENVA vs WUBanner chart's image
Enova International
Price$102.89
Change-$0.00 (-0.00%)
Volume$198.64K
CapitalizationN/A
Western Union Company (The)
Price$10.62
Change-$0.00 (-0.00%)
Volume$3.58M
CapitalizationN/A
ENVA vs WU Comparison Chart
Loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
WU
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
View a ticker or compare two or three
VS
ENVA vs. WU commentary
Nov 15, 2024

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and WU is a Hold.

COMPARISON
Comparison
Nov 15, 2024
Stock price -- (ENVA: $102.89 vs. WU: $10.62)
Brand notoriety: ENVA and WU are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ENVA: 94% vs. WU: 81%
Market capitalization -- ENVA: $1.77B vs. WU: $4.7B
ENVA [@Finance/Rental/Leasing] is valued at $1.77B. WU’s [@Finance/Rental/Leasing] market capitalization is $4.7B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.25B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 2 FA rating(s) are green whileWU’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 2 green, 3 red.
  • WU’s FA Score: 2 green, 3 red.
According to our system of comparison, ENVA is a better buy in the long-term than WU.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while WU’s TA Score has 3 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 3 bearish.
  • WU’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than WU.

Price Growth

ENVA (@Finance/Rental/Leasing) experienced а +1.13% price change this week, while WU (@Finance/Rental/Leasing) price change was -2.03% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.04%. For the same industry, the average monthly price growth was +5.21%, and the average quarterly price growth was +20.00%.

Reported Earning Dates

ENVA is expected to report earnings on Jan 30, 2025.

WU is expected to report earnings on Feb 06, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.04% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
WU($4.7B) has a higher market cap than ENVA($1.77B). ENVA has higher P/E ratio than WU: ENVA (11.25) vs WU (8.18). ENVA YTD gains are higher at: 85.856 vs. WU (-5.723). WU has higher annual earnings (EBITDA): 1.04B vs. ENVA (266M). WU has more cash in the bank: 3.22B vs. ENVA (54.4M). WU has less debt than ENVA: WU (2.67B) vs ENVA (2.97B). WU has higher revenues than ENVA: WU (4.36B) vs ENVA (2.12B).
ENVAWUENVA / WU
Capitalization1.77B4.7B38%
EBITDA266M1.04B26%
Gain YTD85.856-5.723-1,500%
P/E Ratio11.258.18138%
Revenue2.12B4.36B49%
Total Cash54.4M3.22B2%
Total Debt2.97B2.67B111%
FUNDAMENTALS RATINGS
ENVA vs WU: Fundamental Ratings
ENVA
WU
OUTLOOK RATING
1..100
1959
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
32
Undervalued
PROFIT vs RISK RATING
1..100
4100
SMR RATING
1..100
5812
PRICE GROWTH RATING
1..100
3677
P/E GROWTH RATING
1..100
979
SEASONALITY SCORE
1..100
5023

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

WU's Valuation (32) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (76). This means that WU’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (4) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for WU (100). This means that ENVA’s stock grew significantly faster than WU’s over the last 12 months.

WU's SMR Rating (12) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (58). This means that WU’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Price Growth Rating (36) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for WU (77). This means that ENVA’s stock grew somewhat faster than WU’s over the last 12 months.

ENVA's P/E Growth Rating (9) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for WU (79). This means that ENVA’s stock grew significantly faster than WU’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAWU
RSI
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
50%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
69%
Bullish Trend 2 days ago
51%
Momentum
ODDS (%)
Bullish Trend 2 days ago
86%
Bearish Trend 2 days ago
68%
MACD
ODDS (%)
Bullish Trend 2 days ago
85%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
77%
Bearish Trend 2 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
74%
Bearish Trend 2 days ago
62%
Advances
ODDS (%)
Bullish Trend 3 days ago
76%
N/A
Declines
ODDS (%)
N/A
Bearish Trend 3 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 2 days ago
55%
Aroon
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
72%
View a ticker or compare two or three
Ad is loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
WU
Daily Signalchanged days ago
Gain/Loss if shorted
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
CRYPTO / NAMEPrice $Chg $Chg %
BTC.X90584.1640002628.351600
+2.99%
Bitcoin cryptocurrency
TSLA330.241.75
+0.53%
Tesla
AAPL225.120.89
+0.40%
Apple
SPY597.190.29
+0.05%
SPDR® S&P 500® ETF Trust
GME26.46-0.38
-1.42%
GameStop Corp

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been loosely correlated with CACC. These tickers have moved in lockstep 55% of the time. This A.I.-generated data suggests there is some statistical probability that if ENVA jumps, then CACC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
-0.97%
CACC - ENVA
55%
Loosely correlated
+0.54%
COOP - ENVA
54%
Loosely correlated
-3.46%
ECPG - ENVA
54%
Loosely correlated
+0.25%
ATLC - ENVA
51%
Loosely correlated
+3.78%
WRLD - ENVA
51%
Loosely correlated
-2.17%
More

WU and

Correlation & Price change

A.I.dvisor indicates that over the last year, WU has been loosely correlated with OMF. These tickers have moved in lockstep 35% of the time. This A.I.-generated data suggests there is some statistical probability that if WU jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WU
1D Price
Change %
WU100%
+0.09%
OMF - WU
35%
Loosely correlated
+0.96%
SLM - WU
31%
Poorly correlated
-0.12%
PFSI - WU
31%
Poorly correlated
-1.98%
SOFI - WU
30%
Poorly correlated
-2.32%
ENVA - WU
30%
Poorly correlated
-0.97%
More