ENVA
Price
$104.26
Change
+$1.16 (+1.13%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
2.58B
73 days until earnings call
WRLD
Price
$161.70
Change
+$0.87 (+0.54%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
875.85M
73 days until earnings call
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ENVA vs WRLD

Header iconENVA vs WRLD Comparison
Open Charts ENVA vs WRLDBanner chart's image
Enova International
Price$104.26
Change+$1.16 (+1.13%)
Volume$1.21K
Capitalization2.58B
World Acceptance
Price$161.70
Change+$0.87 (+0.54%)
Volume$173
Capitalization875.85M
ENVA vs WRLD Comparison Chart in %
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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WRLD
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA vs. WRLD commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and WRLD is a StrongBuy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (ENVA: $103.10 vs. WRLD: $160.83)
Brand notoriety: ENVA and WRLD are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 69% vs. WRLD: 55%
Market capitalization -- ENVA: $2.61B vs. WRLD: $880.34M
ENVA [@Savings Banks] is valued at $2.61B. WRLD’s [@Savings Banks] market capitalization is $880.34M. The market cap for tickers in the [@Savings Banks] industry ranges from $651.96B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileWRLD’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • WRLD’s FA Score: 2 green, 3 red.
According to our system of comparison, WRLD is a better buy in the long-term than ENVA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while WRLD’s TA Score has 4 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 6 bearish.
  • WRLD’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than WRLD.

Price Growth

ENVA (@Savings Banks) experienced а +2.53% price change this week, while WRLD (@Savings Banks) price change was +4.19% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

WRLD is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ENVA($2.58B) has a higher market cap than WRLD($876M). ENVA (10.99) and WRLD (10.90) have similar P/E ratio . WRLD YTD gains are higher at: 43.036 vs. ENVA (7.530). WRLD has less debt than ENVA: WRLD (526M) vs ENVA (4B). ENVA has higher revenues than WRLD: ENVA (2.93B) vs WRLD (522M).
ENVAWRLDENVA / WRLD
Capitalization2.58B876M294%
EBITDA388MN/A-
Gain YTD7.53043.03617%
P/E Ratio10.9910.90101%
Revenue2.93B522M561%
Total Cash55.6MN/A-
Total Debt4B526M760%
FUNDAMENTALS RATINGS
ENVA vs WRLD: Fundamental Ratings
ENVA
WRLD
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
64
Fair valued
PROFIT vs RISK RATING
1..100
1065
SMR RATING
1..100
4216
PRICE GROWTH RATING
1..100
5748
P/E GROWTH RATING
1..100
7120
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

WRLD's Valuation (64) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (68). This means that WRLD’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (10) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for WRLD (65). This means that ENVA’s stock grew somewhat faster than WRLD’s over the last 12 months.

WRLD's SMR Rating (16) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (42). This means that WRLD’s stock grew similarly to ENVA’s over the last 12 months.

WRLD's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (57). This means that WRLD’s stock grew similarly to ENVA’s over the last 12 months.

WRLD's P/E Growth Rating (20) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (71). This means that WRLD’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAWRLD
RSI
ODDS (%)
Bullish Trend 4 days ago
89%
Bearish Trend 4 days ago
76%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
74%
Bearish Trend 4 days ago
74%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bullish Trend 4 days ago
76%
MACD
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
69%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
76%
Bullish Trend 4 days ago
81%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
74%
Advances
ODDS (%)
Bullish Trend 6 days ago
75%
Bullish Trend 4 days ago
83%
Declines
ODDS (%)
Bearish Trend 11 days ago
66%
Bearish Trend 11 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 4 days ago
86%
Aroon
ODDS (%)
Bearish Trend 4 days ago
67%
Bullish Trend 4 days ago
86%
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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WRLD
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+0.38%
OMF - ENVA
82%
Closely correlated
+0.40%
COF - ENVA
79%
Closely correlated
+0.45%
SYF - ENVA
79%
Closely correlated
+1.43%
AXP - ENVA
78%
Closely correlated
+0.92%
BFH - ENVA
75%
Closely correlated
+1.04%
More

WRLD and

Correlation & Price change

A.I.dvisor indicates that over the last year, WRLD has been closely correlated with ENVA. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if WRLD jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WRLD
1D Price
Change %
WRLD100%
+0.78%
ENVA - WRLD
72%
Closely correlated
+0.38%
OMF - WRLD
68%
Closely correlated
+0.40%
NAVI - WRLD
63%
Loosely correlated
-0.16%
BFH - WRLD
63%
Loosely correlated
+1.04%
COF - WRLD
62%
Loosely correlated
+0.45%
More