ENVA
Price
$122.66
Change
-$1.14 (-0.92%)
Updated
Sep 25, 04:59 PM (EDT)
Capitalization
3.1B
28 days until earnings call
VSTS
Price
$4.22
Change
+$0.04 (+0.96%)
Updated
Sep 25, 04:59 PM (EDT)
Capitalization
551.09M
62 days until earnings call
Interact to see
Advertisement

ENVA vs VSTS

Header iconENVA vs VSTS Comparison
Open Charts ENVA vs VSTSBanner chart's image
Enova International
Price$122.66
Change-$1.14 (-0.92%)
Volume$4.6K
Capitalization3.1B
Vestis
Price$4.22
Change+$0.04 (+0.96%)
Volume$22.47K
Capitalization551.09M
ENVA vs VSTS Comparison Chart in %
Loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VSTS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
ENVA vs. VSTS commentary
Sep 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Hold and VSTS is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 26, 2025
Stock price -- (ENVA: $123.80 vs. VSTS: $4.18)
Brand notoriety: ENVA and VSTS are both not notable
ENVA represents the Savings Banks, while VSTS is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ENVA: 46% vs. VSTS: 75%
Market capitalization -- ENVA: $3.1B vs. VSTS: $551.09M
ENVA [@Savings Banks] is valued at $3.1B. VSTS’s [@Finance/Rental/Leasing] market capitalization is $551.09M. The market cap for tickers in the [@Savings Banks] industry ranges from $657.36B to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $60.21B to $0. The average market capitalization across the [@Savings Banks] industry is $22.01B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $7.7B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileVSTS’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • VSTS’s FA Score: 2 green, 3 red.
According to our system of comparison, ENVA is a better buy in the long-term than VSTS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 5 TA indicator(s) are bullish while VSTS’s TA Score has 6 bullish TA indicator(s).

  • ENVA’s TA Score: 5 bullish, 4 bearish.
  • VSTS’s TA Score: 6 bullish, 2 bearish.
According to our system of comparison, VSTS is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Savings Banks) experienced а +0.43% price change this week, while VSTS (@Finance/Rental/Leasing) price change was +2.96% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.33%. For the same industry, the average monthly price growth was +3.36%, and the average quarterly price growth was +37.75%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -1.95%. For the same industry, the average monthly price growth was +0.12%, and the average quarterly price growth was +14.59%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

VSTS is expected to report earnings on Nov 26, 2025.

Industries' Descriptions

@Savings Banks (-1.33% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Finance/Rental/Leasing (-1.95% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ENVA($3.1B) has a higher market cap than VSTS($551M). VSTS has higher P/E ratio than ENVA: VSTS (111.00) vs ENVA (13.20). ENVA YTD gains are higher at: 29.120 vs. VSTS (-72.237). ENVA has higher annual earnings (EBITDA): 388M vs. VSTS (206M). ENVA has more cash in the bank: 55.6M vs. VSTS (23.7M). VSTS has less debt than ENVA: VSTS (1.41B) vs ENVA (4B). ENVA has higher revenues than VSTS: ENVA (2.93B) vs VSTS (2.71B).
ENVAVSTSENVA / VSTS
Capitalization3.1B551M562%
EBITDA388M206M188%
Gain YTD29.120-72.237-40%
P/E Ratio13.20111.0012%
Revenue2.93B2.71B108%
Total Cash55.6M23.7M235%
Total Debt4B1.41B284%
FUNDAMENTALS RATINGS
ENVA: Fundamental Ratings
ENVA
OUTLOOK RATING
1..100
77
VALUATION
overvalued / fair valued / undervalued
1..100
74
Overvalued
PROFIT vs RISK RATING
1..100
7
SMR RATING
1..100
43
PRICE GROWTH RATING
1..100
42
P/E GROWTH RATING
1..100
48
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
ENVAVSTS
RSI
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
77%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
70%
Momentum
ODDS (%)
Bullish Trend 2 days ago
80%
Bullish Trend 2 days ago
67%
MACD
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 2 days ago
42%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
76%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
84%
Advances
ODDS (%)
Bullish Trend 8 days ago
75%
Bullish Trend 21 days ago
64%
Declines
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 9 days ago
77%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
44%
Aroon
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
90%
View a ticker or compare two or three
Interact to see
Advertisement
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VSTS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
GLCRX32.27N/A
N/A
Goldman Sachs Large Cap Gr Insghts R
FSLEX46.56N/A
N/A
Fidelity Environment & Alternative Engy
KGDZX34.38N/A
N/A
DWS Global Small Cap R6
LHCVX19.79N/A
N/A
Lord Abbett Health Care R6
HCAFX46.34N/A
N/A
Hartford Capital Appreciation F

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 83% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
-1.23%
OMF - ENVA
83%
Closely correlated
-0.46%
SYF - ENVA
79%
Closely correlated
-0.15%
COF - ENVA
79%
Closely correlated
+0.59%
BFH - ENVA
78%
Closely correlated
-0.56%
SLM - ENVA
72%
Closely correlated
+1.64%
More

VSTS and

Correlation & Price change

A.I.dvisor indicates that over the last year, VSTS has been loosely correlated with PMTS. These tickers have moved in lockstep 48% of the time. This A.I.-generated data suggests there is some statistical probability that if VSTS jumps, then PMTS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VSTS
1D Price
Change %
VSTS100%
+0.96%
PMTS - VSTS
48%
Loosely correlated
-4.74%
AXP - VSTS
40%
Loosely correlated
-0.12%
ENVA - VSTS
40%
Loosely correlated
-0.92%
R - VSTS
39%
Loosely correlated
+0.02%
ALLY - VSTS
39%
Loosely correlated
-2.69%
More