ENVA
Price
$104.26
Change
+$1.16 (+1.13%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
2.58B
73 days until earnings call
V
Price
$335.90
Change
-$0.88 (-0.26%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
653.67B
78 days until earnings call
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ENVA vs V

Header iconENVA vs V Comparison
Open Charts ENVA vs VBanner chart's image
Enova International
Price$104.26
Change+$1.16 (+1.13%)
Volume$1.21K
Capitalization2.58B
VISA
Price$335.90
Change-$0.88 (-0.26%)
Volume$59.19K
Capitalization653.67B
ENVA vs V Comparison Chart in %
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ENVA
Daily Signalchanged days ago
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VS
ENVA vs. V commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and V is a StrongBuy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (ENVA: $103.10 vs. V: $336.78)
Brand notoriety: ENVA: Not notable vs. V: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 69% vs. V: 92%
Market capitalization -- ENVA: $2.58B vs. V: $653.67B
ENVA [@Savings Banks] is valued at $2.58B. V’s [@Savings Banks] market capitalization is $653.67B. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileV’s FA Score has 3 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • V’s FA Score: 3 green, 2 red.
According to our system of comparison, V is a better buy in the long-term than ENVA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while V’s TA Score has 4 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 6 bearish.
  • V’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, V is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Savings Banks) experienced а +2.53% price change this week, while V (@Savings Banks) price change was -0.76% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

V is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
V($654B) has a higher market cap than ENVA($2.58B). V has higher P/E ratio than ENVA: V (32.89) vs ENVA (10.99). ENVA YTD gains are higher at: 7.530 vs. V (6.919). V has higher annual earnings (EBITDA): 26.1B vs. ENVA (388M). V has more cash in the bank: 19.2B vs. ENVA (55.6M). ENVA has less debt than V: ENVA (4B) vs V (25.1B). V has higher revenues than ENVA: V (38.9B) vs ENVA (2.93B).
ENVAVENVA / V
Capitalization2.58B654B0%
EBITDA388M26.1B1%
Gain YTD7.5306.919109%
P/E Ratio10.9932.8933%
Revenue2.93B38.9B8%
Total Cash55.6M19.2B0%
Total Debt4B25.1B16%
FUNDAMENTALS RATINGS
ENVA vs V: Fundamental Ratings
ENVA
V
OUTLOOK RATING
1..100
5068
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
96
Overvalued
PROFIT vs RISK RATING
1..100
1018
SMR RATING
1..100
4218
PRICE GROWTH RATING
1..100
5757
P/E GROWTH RATING
1..100
7132
SEASONALITY SCORE
1..100
8550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ENVA's Valuation (68) in the Finance Or Rental Or Leasing industry is in the same range as V (96). This means that ENVA’s stock grew similarly to V’s over the last 12 months.

ENVA's Profit vs Risk Rating (10) in the Finance Or Rental Or Leasing industry is in the same range as V (18). This means that ENVA’s stock grew similarly to V’s over the last 12 months.

V's SMR Rating (18) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (42). This means that V’s stock grew similarly to ENVA’s over the last 12 months.

V's Price Growth Rating (57) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (57). This means that V’s stock grew similarly to ENVA’s over the last 12 months.

V's P/E Growth Rating (32) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (71). This means that V’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAV
RSI
ODDS (%)
Bullish Trend 4 days ago
89%
Bullish Trend 4 days ago
80%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
74%
Bullish Trend 4 days ago
55%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
46%
MACD
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
49%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
76%
Bearish Trend 4 days ago
48%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
45%
Advances
ODDS (%)
Bullish Trend 6 days ago
75%
Bullish Trend 20 days ago
50%
Declines
ODDS (%)
Bearish Trend 11 days ago
66%
Bearish Trend 12 days ago
49%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 4 days ago
66%
Aroon
ODDS (%)
Bearish Trend 4 days ago
67%
Bearish Trend 4 days ago
34%
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ENVA
Daily Signalchanged days ago
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Daily Signalchanged days ago
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V and

Correlation & Price change

A.I.dvisor indicates that over the last year, V has been loosely correlated with OBDC. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if V jumps, then OBDC could also see price increases.

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Ticker /
NAME
Correlation
To V
1D Price
Change %
V100%
+1.41%
OBDC - V
57%
Loosely correlated
+0.64%
SYF - V
53%
Loosely correlated
+1.43%
OMF - V
53%
Loosely correlated
+0.40%
ENVA - V
50%
Loosely correlated
+0.38%
OCSL - V
49%
Loosely correlated
N/A
More