ENVA
Price
$111.01
Change
+$5.46 (+5.17%)
Updated
Jun 27 closing price
Capitalization
1.77B
25 days until earnings call
SOFI
Price
$17.18
Change
+$0.41 (+2.44%)
Updated
Jun 27 closing price
Capitalization
7.66B
37 days until earnings call
Interact to see
Advertisement

ENVA vs SOFI

Header iconENVA vs SOFI Comparison
Open Charts ENVA vs SOFIBanner chart's image
Enova International
Price$111.01
Change+$5.46 (+5.17%)
Volume$1.5M
Capitalization1.77B
SoFi Technologies
Price$17.18
Change+$0.41 (+2.44%)
Volume$92.3M
Capitalization7.66B
ENVA vs SOFI Comparison Chart in %
Loading...
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
ENVA vs. SOFI commentary
Jun 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Buy and SOFI is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Jun 29, 2025
Stock price -- (ENVA: $111.01 vs. SOFI: $17.18)
Brand notoriety: ENVA and SOFI are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: ENVA: 560% vs. SOFI: 140%
Market capitalization -- ENVA: $1.77B vs. SOFI: $7.66B
ENVA [@Finance/Rental/Leasing] is valued at $1.77B. SOFI’s [@Finance/Rental/Leasing] market capitalization is $7.66B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 2 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • ENVA’s FA Score: 2 green, 3 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 6 TA indicator(s) are bullish while SOFI’s TA Score has 5 bullish TA indicator(s).

  • ENVA’s TA Score: 6 bullish, 5 bearish.
  • SOFI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than SOFI.

Price Growth

ENVA (@Finance/Rental/Leasing) experienced а +12.63% price change this week, while SOFI (@Finance/Rental/Leasing) price change was +13.03% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +3.75%. For the same industry, the average monthly price growth was +3.33%, and the average quarterly price growth was +17.92%.

Reported Earning Dates

ENVA is expected to report earnings on Jul 24, 2025.

SOFI is expected to report earnings on Aug 05, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+3.75% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SOFI($7.66B) has a higher market cap than ENVA($1.77B). ENVA has higher P/E ratio than SOFI: ENVA (11.25) vs SOFI (9.44). ENVA YTD gains are higher at: 15.780 vs. SOFI (11.558). ENVA has less debt than SOFI: ENVA (2.97B) vs SOFI (5.36B). ENVA (2.12B) and SOFI (2.11B) have equivalent revenues.
ENVASOFIENVA / SOFI
Capitalization1.77B7.66B23%
EBITDA266MN/A-
Gain YTD15.78011.558137%
P/E Ratio11.259.44119%
Revenue2.12B2.11B100%
Total Cash54.4MN/A-
Total Debt2.97B5.36B55%
FUNDAMENTALS RATINGS
ENVA: Fundamental Ratings
ENVA
OUTLOOK RATING
1..100
42
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
PROFIT vs RISK RATING
1..100
7
SMR RATING
1..100
45
PRICE GROWTH RATING
1..100
39
P/E GROWTH RATING
1..100
29
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
ENVASOFI
RSI
ODDS (%)
Bearish Trend 3 days ago
62%
Bearish Trend 3 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 3 days ago
81%
Momentum
ODDS (%)
Bullish Trend 3 days ago
78%
Bullish Trend 3 days ago
84%
MACD
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
84%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 3 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
81%
Advances
ODDS (%)
Bullish Trend 3 days ago
75%
Bullish Trend 3 days ago
84%
Declines
ODDS (%)
Bearish Trend 17 days ago
67%
Bearish Trend 17 days ago
84%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
82%
Aroon
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
84%
View a ticker or compare two or three
Interact to see
Advertisement
ENVA
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
ZECP31.730.17
+0.54%
Zacks Earnings Consistent ETF
GPIQ49.610.14
+0.28%
Goldman Sachs Nasdaq-100 Premium Inc ETF
MVAL31.78N/A
N/A
VanEck Morningstar Wide Moat Value ETF
SMBS25.39-0.08
-0.31%
Schwab® Mortgage-Backed Securities ETF
KARS21.87-0.13
-0.57%
KraneShares Eltc Vhl and Ft Mbly ETF

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+5.17%
OMF - ENVA
82%
Closely correlated
+0.84%
COF - ENVA
79%
Closely correlated
+0.24%
AXP - ENVA
79%
Closely correlated
N/A
SYF - ENVA
78%
Closely correlated
+0.55%
BFH - ENVA
76%
Closely correlated
+0.53%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been closely correlated with OMF. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
+2.44%
OMF - SOFI
72%
Closely correlated
+0.84%
AXP - SOFI
69%
Closely correlated
N/A
ENVA - SOFI
67%
Closely correlated
+5.17%
SYF - SOFI
65%
Loosely correlated
+0.55%
COF - SOFI
64%
Loosely correlated
+0.24%
More