ENVA
Price
$122.08
Change
-$1.30 (-1.05%)
Updated
Sep 5, 02:03 PM (EDT)
Capitalization
3.09B
48 days until earnings call
NNI
Price
$128.12
Change
-$0.38 (-0.30%)
Updated
Sep 5, 02:10 PM (EDT)
Capitalization
4.65B
66 days until earnings call
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ENVA vs NNI

Header iconENVA vs NNI Comparison
Open Charts ENVA vs NNIBanner chart's image
Enova International
Price$122.08
Change-$1.30 (-1.05%)
Volume$1K
Capitalization3.09B
Nelnet
Price$128.12
Change-$0.38 (-0.30%)
Volume$100
Capitalization4.65B
ENVA vs NNI Comparison Chart in %
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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NNI
Daily Signalchanged days ago
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ENVA vs. NNI commentary
Sep 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and NNI is a Hold.

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COMPARISON
Comparison
Sep 05, 2025
Stock price -- (ENVA: $123.38 vs. NNI: $128.50)
Brand notoriety: ENVA and NNI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 77% vs. NNI: 70%
Market capitalization -- ENVA: $3.09B vs. NNI: $4.65B
ENVA [@Savings Banks] is valued at $3.09B. NNI’s [@Savings Banks] market capitalization is $4.65B. The market cap for tickers in the [@Savings Banks] industry ranges from $681.25B to $0. The average market capitalization across the [@Savings Banks] industry is $22.54B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileNNI’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • NNI’s FA Score: 2 green, 3 red.
According to our system of comparison, both ENVA and NNI are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 6 TA indicator(s) are bullish while NNI’s TA Score has 3 bullish TA indicator(s).

  • ENVA’s TA Score: 6 bullish, 4 bearish.
  • NNI’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, ENVA is a better buy in the short-term than NNI.

Price Growth

ENVA (@Savings Banks) experienced а +1.34% price change this week, while NNI (@Savings Banks) price change was -0.13% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.63%. For the same industry, the average monthly price growth was +3.95%, and the average quarterly price growth was +28.95%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

NNI is expected to report earnings on Nov 10, 2025.

Industries' Descriptions

@Savings Banks (-0.63% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
NNI($4.65B) has a higher market cap than ENVA($3.09B). NNI has higher P/E ratio than ENVA: NNI (14.21) vs ENVA (13.15). ENVA YTD gains are higher at: 28.682 vs. NNI (21.183). ENVA has less debt than NNI: ENVA (4B) vs NNI (7.9B).
ENVANNIENVA / NNI
Capitalization3.09B4.65B66%
EBITDA388MN/A-
Gain YTD28.68221.183135%
P/E Ratio13.1514.2193%
Revenue2.93BN/A-
Total Cash55.6MN/A-
Total Debt4B7.9B51%
FUNDAMENTALS RATINGS
ENVA vs NNI: Fundamental Ratings
ENVA
NNI
OUTLOOK RATING
1..100
2160
VALUATION
overvalued / fair valued / undervalued
1..100
74
Overvalued
61
Fair valued
PROFIT vs RISK RATING
1..100
711
SMR RATING
1..100
4321
PRICE GROWTH RATING
1..100
4050
P/E GROWTH RATING
1..100
5593
SEASONALITY SCORE
1..100
5048

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

NNI's Valuation (61) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (74). This means that NNI’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (7) in the Finance Or Rental Or Leasing industry is in the same range as NNI (11). This means that ENVA’s stock grew similarly to NNI’s over the last 12 months.

NNI's SMR Rating (21) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (43). This means that NNI’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is in the same range as NNI (50). This means that ENVA’s stock grew similarly to NNI’s over the last 12 months.

ENVA's P/E Growth Rating (55) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for NNI (93). This means that ENVA’s stock grew somewhat faster than NNI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVANNI
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
43%
Momentum
ODDS (%)
Bullish Trend 2 days ago
82%
Bullish Trend 2 days ago
60%
MACD
ODDS (%)
Bullish Trend 2 days ago
80%
Bearish Trend 2 days ago
40%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
75%
Bearish Trend 2 days ago
42%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
54%
Advances
ODDS (%)
Bullish Trend 9 days ago
74%
Bullish Trend 24 days ago
53%
Declines
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
38%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
47%
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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NNI
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+2.84%
OMF - ENVA
82%
Closely correlated
+0.94%
SYF - ENVA
80%
Closely correlated
+1.81%
COF - ENVA
80%
Closely correlated
+2.25%
AXP - ENVA
79%
Closely correlated
+2.14%
BFH - ENVA
77%
Closely correlated
+1.69%
More

NNI and

Correlation & Price change

A.I.dvisor indicates that over the last year, NNI has been closely correlated with AGM. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if NNI jumps, then AGM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NNI
1D Price
Change %
NNI100%
+1.00%
AGM - NNI
70%
Closely correlated
+0.55%
NAVI - NNI
63%
Loosely correlated
+0.95%
SYF - NNI
62%
Loosely correlated
+1.81%
BFH - NNI
59%
Loosely correlated
+1.69%
ENVA - NNI
58%
Loosely correlated
+2.84%
More