ENVA
Price
$156.77
Change
+$1.54 (+0.99%)
Updated
Jan 16, 04:59 PM (EDT)
Capitalization
3.84B
11 days until earnings call
Intraday BUY SELL Signals
NISN
Price
$1.18
Change
-$0.02 (-1.67%)
Updated
Jan 16, 03:45 PM (EDT)
Capitalization
5.73M
Intraday BUY SELL Signals
Interact to see
Advertisement

ENVA vs NISN

Header iconENVA vs NISN Comparison
Open Charts ENVA vs NISNBanner chart's image
Enova International
Price$156.77
Change+$1.54 (+0.99%)
Volume$4.01K
Capitalization3.84B
NiSun International Enterprise Development Group
Price$1.18
Change-$0.02 (-1.67%)
Volume$5K
Capitalization5.73M
ENVA vs NISN Comparison Chart in %
ENVA
Daily Signal:
Gain/Loss:
NISN
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
ENVA vs. NISN commentary
Jan 17, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a Hold and NISN is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jan 17, 2026
Stock price -- (ENVA: $155.23 vs. NISN: $1.20)
Brand notoriety: ENVA and NISN are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 159% vs. NISN: 51%
Market capitalization -- ENVA: $3.84B vs. NISN: $5.73M
ENVA [@Savings Banks] is valued at $3.84B. NISN’s [@Savings Banks] market capitalization is $5.73M. The market cap for tickers in the [@Savings Banks] industry ranges from $631.91B to $0. The average market capitalization across the [@Savings Banks] industry is $21.88B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileNISN’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • NISN’s FA Score: 2 green, 3 red.
According to our system of comparison, ENVA is a better buy in the long-term than NISN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 3 TA indicator(s) are bullish while NISN’s TA Score has 6 bullish TA indicator(s).

  • ENVA’s TA Score: 3 bullish, 5 bearish.
  • NISN’s TA Score: 6 bullish, 2 bearish.
According to our system of comparison, NISN is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Savings Banks) experienced а -5.82% price change this week, while NISN (@Savings Banks) price change was +12.74% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.41%. For the same industry, the average monthly price growth was -0.22%, and the average quarterly price growth was +2.39%.

Reported Earning Dates

ENVA is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Savings Banks (-1.41% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ENVA($3.84B) has a higher market cap than NISN($5.73M). ENVA has higher P/E ratio than NISN: ENVA (14.35) vs NISN (4.43). NISN YTD gains are higher at: 11.682 vs. ENVA (-1.253). ENVA has higher annual earnings (EBITDA): 424M vs. NISN (21M). ENVA has more cash in the bank: 53.6M vs. NISN (24K). NISN has less debt than ENVA: NISN (3.36M) vs ENVA (4.14B). ENVA has higher revenues than NISN: ENVA (3.04B) vs NISN (243M).
ENVANISNENVA / NISN
Capitalization3.84B5.73M66,934%
EBITDA424M21M2,019%
Gain YTD-1.25311.682-11%
P/E Ratio14.354.43324%
Revenue3.04B243M1,252%
Total Cash53.6M24K223,333%
Total Debt4.14B3.36M123,111%
FUNDAMENTALS RATINGS
ENVA vs NISN: Fundamental Ratings
ENVA
NISN
OUTLOOK RATING
1..100
611
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
15
Undervalued
PROFIT vs RISK RATING
1..100
5100
SMR RATING
1..100
4076
PRICE GROWTH RATING
1..100
4098
P/E GROWTH RATING
1..100
725
SEASONALITY SCORE
1..100
9025

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

NISN's Valuation (15) in the Industrial Machinery industry is somewhat better than the same rating for ENVA (73) in the Finance Or Rental Or Leasing industry. This means that NISN’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Profit vs Risk Rating (5) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for NISN (100) in the Industrial Machinery industry. This means that ENVA’s stock grew significantly faster than NISN’s over the last 12 months.

ENVA's SMR Rating (40) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for NISN (76) in the Industrial Machinery industry. This means that ENVA’s stock grew somewhat faster than NISN’s over the last 12 months.

ENVA's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for NISN (98) in the Industrial Machinery industry. This means that ENVA’s stock grew somewhat faster than NISN’s over the last 12 months.

NISN's P/E Growth Rating (5) in the Industrial Machinery industry is significantly better than the same rating for ENVA (72) in the Finance Or Rental Or Leasing industry. This means that NISN’s stock grew significantly faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVANISN
RSI
ODDS (%)
Bearish Trend 2 days ago
73%
Bullish Trend 2 days ago
85%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
81%
Momentum
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
79%
MACD
ODDS (%)
Bearish Trend 2 days ago
68%
Bullish Trend 2 days ago
89%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
66%
Bullish Trend 2 days ago
80%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
88%
Advances
ODDS (%)
Bullish Trend 9 days ago
75%
Bullish Trend 2 days ago
82%
Declines
ODDS (%)
Bearish Trend 4 days ago
66%
Bearish Trend 12 days ago
90%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
68%
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bullish Trend 2 days ago
60%
Bearish Trend 2 days ago
88%
View a ticker or compare two or three
Interact to see
Advertisement
ENVA
Daily Signal:
Gain/Loss:
NISN
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
STFS0.120.02
+16.00%
Star Fashion Culture Holdings Ltd
NPCE17.350.60
+3.58%
Neuropace
PNR106.972.89
+2.78%
Pentair plc
ZIM22.70-0.03
-0.13%
ZIM Integrated Shipping Services Ltd
SSTI8.04-0.52
-6.07%
SoundThinking

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
-2.92%
OMF - ENVA
78%
Closely correlated
-1.60%
COF - ENVA
76%
Closely correlated
+1.09%
ALLY - ENVA
74%
Closely correlated
-0.50%
AXP - ENVA
73%
Closely correlated
-0.25%
SYF - ENVA
72%
Closely correlated
-0.15%
More

NISN and

Correlation & Price change

A.I.dvisor tells us that NISN and YRD have been poorly correlated (+29% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that NISN and YRD's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NISN
1D Price
Change %
NISN100%
+3.02%
YRD - NISN
29%
Poorly correlated
-0.25%
CMPR - NISN
27%
Poorly correlated
+0.56%
DLB - NISN
27%
Poorly correlated
-0.28%
ENVA - NISN
26%
Poorly correlated
-2.92%
OMF - NISN
24%
Poorly correlated
-1.60%
More