ENVA
Price
$104.26
Change
+$1.16 (+1.13%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
2.58B
73 days until earnings call
EZPW
Price
$15.42
Change
+$0.14 (+0.92%)
Updated
Aug 11, 01:52 PM (EDT)
Capitalization
930.49M
93 days until earnings call
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ENVA vs EZPW

Header iconENVA vs EZPW Comparison
Open Charts ENVA vs EZPWBanner chart's image
Enova International
Price$104.26
Change+$1.16 (+1.13%)
Volume$1.21K
Capitalization2.58B
EZ
Price$15.42
Change+$0.14 (+0.92%)
Volume$935
Capitalization930.49M
ENVA vs EZPW Comparison Chart in %
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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EZPW
Daily Signalchanged days ago
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ENVA vs. EZPW commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ENVA is a StrongBuy and EZPW is a StrongBuy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (ENVA: $103.10 vs. EZPW: $15.28)
Brand notoriety: ENVA and EZPW are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ENVA: 69% vs. EZPW: 75%
Market capitalization -- ENVA: $2.58B vs. EZPW: $930.49M
ENVA [@Savings Banks] is valued at $2.58B. EZPW’s [@Savings Banks] market capitalization is $930.49M. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ENVA’s FA Score shows that 1 FA rating(s) are green whileEZPW’s FA Score has 2 green FA rating(s).

  • ENVA’s FA Score: 1 green, 4 red.
  • EZPW’s FA Score: 2 green, 3 red.
According to our system of comparison, EZPW is a better buy in the long-term than ENVA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ENVA’s TA Score shows that 4 TA indicator(s) are bullish while EZPW’s TA Score has 6 bullish TA indicator(s).

  • ENVA’s TA Score: 4 bullish, 6 bearish.
  • EZPW’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, EZPW is a better buy in the short-term than ENVA.

Price Growth

ENVA (@Savings Banks) experienced а +2.53% price change this week, while EZPW (@Savings Banks) price change was +9.38% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

EZPW is expected to report earnings on Nov 12, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ENVA($2.58B) has a higher market cap than EZPW($930M). EZPW has higher P/E ratio than ENVA: EZPW (11.84) vs ENVA (10.99). EZPW YTD gains are higher at: 25.041 vs. ENVA (7.530). ENVA has higher annual earnings (EBITDA): 388M vs. EZPW (187M). EZPW has more cash in the bank: 472M vs. ENVA (55.6M). EZPW has less debt than ENVA: EZPW (762M) vs ENVA (4B). ENVA has higher revenues than EZPW: ENVA (2.93B) vs EZPW (1.23B).
ENVAEZPWENVA / EZPW
Capitalization2.58B930M277%
EBITDA388M187M207%
Gain YTD7.53025.04130%
P/E Ratio10.9911.8493%
Revenue2.93B1.23B238%
Total Cash55.6M472M12%
Total Debt4B762M524%
FUNDAMENTALS RATINGS
ENVA vs EZPW: Fundamental Ratings
ENVA
EZPW
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
61
Fair valued
PROFIT vs RISK RATING
1..100
1010
SMR RATING
1..100
4266
PRICE GROWTH RATING
1..100
5744
P/E GROWTH RATING
1..100
7127
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EZPW's Valuation (61) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (68). This means that EZPW’s stock grew similarly to ENVA’s over the last 12 months.

EZPW's Profit vs Risk Rating (10) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (10). This means that EZPW’s stock grew similarly to ENVA’s over the last 12 months.

ENVA's SMR Rating (42) in the Finance Or Rental Or Leasing industry is in the same range as EZPW (66). This means that ENVA’s stock grew similarly to EZPW’s over the last 12 months.

EZPW's Price Growth Rating (44) in the Finance Or Rental Or Leasing industry is in the same range as ENVA (57). This means that EZPW’s stock grew similarly to ENVA’s over the last 12 months.

EZPW's P/E Growth Rating (27) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (71). This means that EZPW’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ENVAEZPW
RSI
ODDS (%)
Bullish Trend 4 days ago
89%
Bearish Trend 4 days ago
77%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
74%
Bearish Trend 4 days ago
63%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bullish Trend 4 days ago
76%
MACD
ODDS (%)
Bearish Trend 4 days ago
71%
Bullish Trend 4 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
76%
Bullish Trend 4 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
69%
Advances
ODDS (%)
Bullish Trend 6 days ago
75%
Bullish Trend 12 days ago
71%
Declines
ODDS (%)
Bearish Trend 11 days ago
66%
Bearish Trend 14 days ago
62%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
83%
Bearish Trend 4 days ago
68%
Aroon
ODDS (%)
Bearish Trend 4 days ago
67%
Bullish Trend 4 days ago
58%
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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EZPW
Daily Signalchanged days ago
Gain/Loss if bought
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EZPW and

Correlation & Price change

A.I.dvisor indicates that over the last year, EZPW has been loosely correlated with FCFS. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if EZPW jumps, then FCFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EZPW
1D Price
Change %
EZPW100%
N/A
FCFS - EZPW
49%
Loosely correlated
-0.47%
KNMOF - EZPW
37%
Loosely correlated
N/A
RM - EZPW
32%
Poorly correlated
+3.06%
ENVA - EZPW
29%
Poorly correlated
+0.38%
WRLD - EZPW
29%
Poorly correlated
+0.78%
More