EFSI
Price
$39.24
Change
+$0.52 (+1.34%)
Updated
Feb 4, 04:59 PM (EDT)
Capitalization
207.98M
90 days until earnings call
Intraday BUY SELL Signals
TMP
Price
$84.07
Change
+$0.94 (+1.13%)
Updated
Feb 4, 03:17 PM (EDT)
Capitalization
1.19B
79 days until earnings call
Intraday BUY SELL Signals
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EFSI vs TMP

Header iconEFSI vs TMP Comparison
Open Charts EFSI vs TMPBanner chart's image
Eagle Financial Services
Price$39.24
Change+$0.52 (+1.34%)
Volume$1.11K
Capitalization207.98M
Tompkins Financial
Price$84.07
Change+$0.94 (+1.13%)
Volume$100
Capitalization1.19B
EFSI vs TMP Comparison Chart in %
EFSI
Daily Signal:
Gain/Loss:
TMP
Daily Signal:
Gain/Loss:
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EFSI vs. TMP commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSI is a Hold and TMP is a Buy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (EFSI: $38.72 vs. TMP: $83.13)
Brand notoriety: EFSI and TMP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSI: 133% vs. TMP: 139%
Market capitalization -- EFSI: $207.98M vs. TMP: $1.19B
EFSI [@Regional Banks] is valued at $207.98M. TMP’s [@Regional Banks] market capitalization is $1.19B. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSI’s FA Score shows that 2 FA rating(s) are green whileTMP’s FA Score has 2 green FA rating(s).

  • EFSI’s FA Score: 2 green, 3 red.
  • TMP’s FA Score: 2 green, 3 red.
According to our system of comparison, TMP is a better buy in the long-term than EFSI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSI’s TA Score shows that 4 TA indicator(s) are bullish while TMP’s TA Score has 4 bullish TA indicator(s).

  • EFSI’s TA Score: 4 bullish, 4 bearish.
  • TMP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, EFSI is a better buy in the short-term than TMP.

Price Growth

EFSI (@Regional Banks) experienced а -1.55% price change this week, while TMP (@Regional Banks) price change was +9.51% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.10%. For the same industry, the average monthly price growth was +5.88%, and the average quarterly price growth was +19.22%.

Reported Earning Dates

EFSI is expected to report earnings on May 05, 2026.

TMP is expected to report earnings on Apr 24, 2026.

Industries' Descriptions

@Regional Banks (+3.10% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TMP($1.19B) has a higher market cap than EFSI($208M). EFSI has higher P/E ratio than TMP: EFSI (24.34) vs TMP (7.40). TMP YTD gains are higher at: 14.630 vs. EFSI (-1.908). TMP has more cash in the bank: 77.1M vs. EFSI (15.6M). EFSI has less debt than TMP: EFSI (69.6M) vs TMP (445M). TMP has higher revenues than EFSI: TMP (325M) vs EFSI (63.7M).
EFSITMPEFSI / TMP
Capitalization208M1.19B17%
EBITDAN/AN/A-
Gain YTD-1.90814.630-13%
P/E Ratio24.347.40329%
Revenue63.7M325M20%
Total Cash15.6M77.1M20%
Total Debt69.6M445M16%
FUNDAMENTALS RATINGS
EFSI vs TMP: Fundamental Ratings
EFSI
TMP
OUTLOOK RATING
1..100
6374
VALUATION
overvalued / fair valued / undervalued
1..100
83
Overvalued
20
Undervalued
PROFIT vs RISK RATING
1..100
3067
SMR RATING
1..100
5925
PRICE GROWTH RATING
1..100
5243
P/E GROWTH RATING
1..100
593
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TMP's Valuation (20) in the Regional Banks industry is somewhat better than the same rating for EFSI (83) in the null industry. This means that TMP’s stock grew somewhat faster than EFSI’s over the last 12 months.

EFSI's Profit vs Risk Rating (30) in the null industry is somewhat better than the same rating for TMP (67) in the Regional Banks industry. This means that EFSI’s stock grew somewhat faster than TMP’s over the last 12 months.

TMP's SMR Rating (25) in the Regional Banks industry is somewhat better than the same rating for EFSI (59) in the null industry. This means that TMP’s stock grew somewhat faster than EFSI’s over the last 12 months.

TMP's Price Growth Rating (43) in the Regional Banks industry is in the same range as EFSI (52) in the null industry. This means that TMP’s stock grew similarly to EFSI’s over the last 12 months.

EFSI's P/E Growth Rating (5) in the null industry is significantly better than the same rating for TMP (93) in the Regional Banks industry. This means that EFSI’s stock grew significantly faster than TMP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSITMP
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
35%
Bearish Trend 2 days ago
66%
Momentum
ODDS (%)
Bearish Trend 2 days ago
36%
Bullish Trend 2 days ago
54%
MACD
ODDS (%)
Bearish Trend 7 days ago
42%
Bullish Trend 2 days ago
68%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
39%
Bullish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
39%
Bullish Trend 2 days ago
54%
Advances
ODDS (%)
Bullish Trend 2 days ago
50%
Bullish Trend 2 days ago
60%
Declines
ODDS (%)
Bearish Trend 7 days ago
46%
Bearish Trend 8 days ago
59%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
33%
Bearish Trend 2 days ago
72%
Aroon
ODDS (%)
Bullish Trend 2 days ago
39%
Bullish Trend 2 days ago
46%
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EFSI
Daily Signal:
Gain/Loss:
TMP
Daily Signal:
Gain/Loss:
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EFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSI has been loosely correlated with HOPE. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if EFSI jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSI
1D Price
Change %
EFSI100%
+1.31%
HOPE - EFSI
62%
Loosely correlated
+0.98%
FIBK - EFSI
61%
Loosely correlated
+2.15%
SSB - EFSI
61%
Loosely correlated
+0.91%
RNST - EFSI
61%
Loosely correlated
+1.61%
TMP - EFSI
61%
Loosely correlated
+2.48%
More

TMP and

Correlation & Price change

A.I.dvisor indicates that over the last year, TMP has been closely correlated with TCBK. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if TMP jumps, then TCBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TMP
1D Price
Change %
TMP100%
+2.48%
TCBK - TMP
88%
Closely correlated
+1.72%
STBA - TMP
88%
Closely correlated
+0.65%
UBSI - TMP
87%
Closely correlated
+2.11%
PFS - TMP
86%
Closely correlated
+1.23%
FMBH - TMP
86%
Closely correlated
+0.50%
More