EFSI
Price
$39.24
Change
+$0.52 (+1.34%)
Updated
Feb 4, 04:59 PM (EDT)
Capitalization
207.98M
90 days until earnings call
Intraday BUY SELL Signals
SSB
Price
$106.17
Change
+$2.27 (+2.18%)
Updated
Feb 4, 03:20 PM (EDT)
Capitalization
10.3B
Intraday BUY SELL Signals
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EFSI vs SSB

Header iconEFSI vs SSB Comparison
Open Charts EFSI vs SSBBanner chart's image
Eagle Financial Services
Price$39.24
Change+$0.52 (+1.34%)
Volume$1.11K
Capitalization207.98M
SouthState
Price$106.17
Change+$2.27 (+2.18%)
Volume$100
Capitalization10.3B
EFSI vs SSB Comparison Chart in %
EFSI
Daily Signal:
Gain/Loss:
SSB
Daily Signal:
Gain/Loss:
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VS
EFSI vs. SSB commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSI is a Hold and SSB is a StrongBuy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (EFSI: $38.72 vs. SSB: $103.91)
Brand notoriety: EFSI and SSB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSI: 133% vs. SSB: 133%
Market capitalization -- EFSI: $207.98M vs. SSB: $10.3B
EFSI [@Regional Banks] is valued at $207.98M. SSB’s [@Regional Banks] market capitalization is $10.3B. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSI’s FA Score shows that 2 FA rating(s) are green whileSSB’s FA Score has 1 green FA rating(s).

  • EFSI’s FA Score: 2 green, 3 red.
  • SSB’s FA Score: 1 green, 4 red.
According to our system of comparison, SSB is a better buy in the long-term than EFSI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSI’s TA Score shows that 4 TA indicator(s) are bullish while SSB’s TA Score has 5 bullish TA indicator(s).

  • EFSI’s TA Score: 4 bullish, 4 bearish.
  • SSB’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, SSB is a better buy in the short-term than EFSI.

Price Growth

EFSI (@Regional Banks) experienced а -1.55% price change this week, while SSB (@Regional Banks) price change was +2.85% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.10%. For the same industry, the average monthly price growth was +5.88%, and the average quarterly price growth was +19.22%.

Reported Earning Dates

EFSI is expected to report earnings on May 05, 2026.

Industries' Descriptions

@Regional Banks (+3.10% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SSB($10.3B) has a higher market cap than EFSI($208M). EFSI has higher P/E ratio than SSB: EFSI (24.34) vs SSB (13.20). SSB YTD gains are higher at: 10.413 vs. EFSI (-1.908). SSB has more cash in the bank: 583M vs. EFSI (15.6M). EFSI has less debt than SSB: EFSI (69.6M) vs SSB (696M). SSB has higher revenues than EFSI: SSB (2.39B) vs EFSI (63.7M).
EFSISSBEFSI / SSB
Capitalization208M10.3B2%
EBITDAN/AN/A-
Gain YTD-1.90810.413-18%
P/E Ratio24.3413.20184%
Revenue63.7M2.39B3%
Total Cash15.6M583M3%
Total Debt69.6M696M10%
FUNDAMENTALS RATINGS
EFSI vs SSB: Fundamental Ratings
EFSI
SSB
OUTLOOK RATING
1..100
637
VALUATION
overvalued / fair valued / undervalued
1..100
83
Overvalued
47
Fair valued
PROFIT vs RISK RATING
1..100
3045
SMR RATING
1..100
5910
PRICE GROWTH RATING
1..100
5248
P/E GROWTH RATING
1..100
563
SEASONALITY SCORE
1..100
5055

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SSB's Valuation (47) in the Regional Banks industry is somewhat better than the same rating for EFSI (83) in the null industry. This means that SSB’s stock grew somewhat faster than EFSI’s over the last 12 months.

EFSI's Profit vs Risk Rating (30) in the null industry is in the same range as SSB (45) in the Regional Banks industry. This means that EFSI’s stock grew similarly to SSB’s over the last 12 months.

SSB's SMR Rating (10) in the Regional Banks industry is somewhat better than the same rating for EFSI (59) in the null industry. This means that SSB’s stock grew somewhat faster than EFSI’s over the last 12 months.

SSB's Price Growth Rating (48) in the Regional Banks industry is in the same range as EFSI (52) in the null industry. This means that SSB’s stock grew similarly to EFSI’s over the last 12 months.

EFSI's P/E Growth Rating (5) in the null industry is somewhat better than the same rating for SSB (63) in the Regional Banks industry. This means that EFSI’s stock grew somewhat faster than SSB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSISSB
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
35%
Bearish Trend 2 days ago
73%
Momentum
ODDS (%)
Bearish Trend 2 days ago
36%
Bullish Trend 2 days ago
62%
MACD
ODDS (%)
Bearish Trend 7 days ago
42%
Bullish Trend 2 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
39%
Bullish Trend 2 days ago
63%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
39%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 2 days ago
50%
Bullish Trend 2 days ago
58%
Declines
ODDS (%)
Bearish Trend 7 days ago
46%
Bearish Trend 13 days ago
63%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
33%
Bearish Trend 2 days ago
73%
Aroon
ODDS (%)
Bullish Trend 2 days ago
39%
Bullish Trend 2 days ago
55%
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EFSI
Daily Signal:
Gain/Loss:
SSB
Daily Signal:
Gain/Loss:
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EFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSI has been loosely correlated with HOPE. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if EFSI jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSI
1D Price
Change %
EFSI100%
+1.31%
HOPE - EFSI
62%
Loosely correlated
+0.98%
FIBK - EFSI
61%
Loosely correlated
+2.15%
SSB - EFSI
61%
Loosely correlated
+0.91%
RNST - EFSI
61%
Loosely correlated
+1.61%
TMP - EFSI
61%
Loosely correlated
+2.48%
More

SSB and

Correlation & Price change

A.I.dvisor indicates that over the last year, SSB has been closely correlated with FNB. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if SSB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SSB
1D Price
Change %
SSB100%
+0.91%
FNB - SSB
91%
Closely correlated
+2.52%
TRMK - SSB
90%
Closely correlated
+0.79%
UCB - SSB
90%
Closely correlated
+1.09%
FFIN - SSB
89%
Closely correlated
+2.72%
ONB - SSB
89%
Closely correlated
+1.97%
More