EFSI
Price
$32.97
Change
-$0.12 (-0.36%)
Updated
Aug 11 closing price
Capitalization
177.1M
73 days until earnings call
FXNC
Price
$21.36
Change
+$0.34 (+1.62%)
Updated
Aug 11 closing price
Capitalization
191.56M
72 days until earnings call
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EFSI vs FXNC

Header iconEFSI vs FXNC Comparison
Open Charts EFSI vs FXNCBanner chart's image
Eagle Financial Services
Price$32.97
Change-$0.12 (-0.36%)
Volume$13.77K
Capitalization177.1M
First National
Price$21.36
Change+$0.34 (+1.62%)
Volume$13K
Capitalization191.56M
EFSI vs FXNC Comparison Chart in %
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EFSI
Daily Signalchanged days ago
Gain/Loss if bought
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FXNC
Daily Signalchanged days ago
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EFSI vs. FXNC commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSI is a Hold and FXNC is a StrongBuy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (EFSI: $32.97 vs. FXNC: $21.36)
Brand notoriety: EFSI and FXNC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSI: 40% vs. FXNC: 29%
Market capitalization -- EFSI: $177.1M vs. FXNC: $191.56M
EFSI [@Regional Banks] is valued at $177.1M. FXNC’s [@Regional Banks] market capitalization is $191.56M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.83B to $0. The average market capitalization across the [@Regional Banks] industry is $7.75B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSI’s FA Score shows that 2 FA rating(s) are green whileFXNC’s FA Score has 1 green FA rating(s).

  • EFSI’s FA Score: 2 green, 3 red.
  • FXNC’s FA Score: 1 green, 4 red.
According to our system of comparison, EFSI is a better buy in the long-term than FXNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSI’s TA Score shows that 4 TA indicator(s) are bullish while FXNC’s TA Score has 4 bullish TA indicator(s).

  • EFSI’s TA Score: 4 bullish, 4 bearish.
  • FXNC’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, EFSI is a better buy in the short-term than FXNC.

Price Growth

EFSI (@Regional Banks) experienced а -0.45% price change this week, while FXNC (@Regional Banks) price change was +0.90% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.75%. For the same industry, the average monthly price growth was +0.74%, and the average quarterly price growth was +7.88%.

Reported Earning Dates

EFSI is expected to report earnings on Oct 24, 2025.

FXNC is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.75% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FXNC($192M) has a higher market cap than EFSI($177M). FXNC has higher P/E ratio than EFSI: FXNC (25.37) vs EFSI (15.88). FXNC YTD gains are higher at: -5.873 vs. EFSI (-6.832). FXNC has more cash in the bank: 24.9M vs. EFSI (16.5M). FXNC has less debt than EFSI: FXNC (30.7M) vs EFSI (94.5M).
EFSIFXNCEFSI / FXNC
Capitalization177M192M92%
EBITDAN/AN/A-
Gain YTD-6.832-5.873116%
P/E Ratio15.8825.3763%
RevenueN/A70.5M-
Total Cash16.5M24.9M66%
Total Debt94.5M30.7M308%
FUNDAMENTALS RATINGS
EFSI vs FXNC: Fundamental Ratings
EFSI
FXNC
OUTLOOK RATING
1..100
1219
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
82
Overvalued
PROFIT vs RISK RATING
1..100
3040
SMR RATING
1..100
7068
PRICE GROWTH RATING
1..100
5453
P/E GROWTH RATING
1..100
2610
SEASONALITY SCORE
1..100
817

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EFSI's Valuation (65) in the null industry is in the same range as FXNC (82) in the Regional Banks industry. This means that EFSI’s stock grew similarly to FXNC’s over the last 12 months.

EFSI's Profit vs Risk Rating (30) in the null industry is in the same range as FXNC (40) in the Regional Banks industry. This means that EFSI’s stock grew similarly to FXNC’s over the last 12 months.

FXNC's SMR Rating (68) in the Regional Banks industry is in the same range as EFSI (70) in the null industry. This means that FXNC’s stock grew similarly to EFSI’s over the last 12 months.

FXNC's Price Growth Rating (53) in the Regional Banks industry is in the same range as EFSI (54) in the null industry. This means that FXNC’s stock grew similarly to EFSI’s over the last 12 months.

FXNC's P/E Growth Rating (10) in the Regional Banks industry is in the same range as EFSI (26) in the null industry. This means that FXNC’s stock grew similarly to EFSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSIFXNC
RSI
ODDS (%)
Bearish Trend 1 day ago
31%
Bearish Trend 1 day ago
51%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
29%
Bullish Trend 1 day ago
61%
Momentum
ODDS (%)
Bearish Trend 1 day ago
32%
Bearish Trend 1 day ago
50%
MACD
ODDS (%)
Bearish Trend 1 day ago
30%
Bearish Trend 1 day ago
57%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
37%
Bullish Trend 1 day ago
64%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
30%
Bullish Trend 1 day ago
62%
Advances
ODDS (%)
Bullish Trend 21 days ago
43%
Bullish Trend 1 day ago
70%
Declines
ODDS (%)
Bearish Trend 13 days ago
45%
Bearish Trend 6 days ago
56%
BollingerBands
ODDS (%)
N/A
Bearish Trend 1 day ago
52%
Aroon
ODDS (%)
Bullish Trend 1 day ago
32%
Bullish Trend 1 day ago
63%
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EFSI
Daily Signalchanged days ago
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FXNC
Daily Signalchanged days ago
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EFSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSI has been loosely correlated with FXNC. These tickers have moved in lockstep 43% of the time. This A.I.-generated data suggests there is some statistical probability that if EFSI jumps, then FXNC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSI
1D Price
Change %
EFSI100%
-0.36%
FXNC - EFSI
43%
Loosely correlated
+0.28%
CADE - EFSI
40%
Loosely correlated
-0.47%
FHN - EFSI
40%
Loosely correlated
-0.33%
MRBK - EFSI
39%
Loosely correlated
-1.42%
IBOC - EFSI
39%
Loosely correlated
N/A
More

FXNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, FXNC has been loosely correlated with WTFC. These tickers have moved in lockstep 60% of the time. This A.I.-generated data suggests there is some statistical probability that if FXNC jumps, then WTFC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FXNC
1D Price
Change %
FXNC100%
+0.28%
WTFC - FXNC
60%
Loosely correlated
-1.04%
TFC - FXNC
59%
Loosely correlated
-0.56%
CFG - FXNC
58%
Loosely correlated
-0.74%
WBS - FXNC
57%
Loosely correlated
-0.47%
PNC - FXNC
56%
Loosely correlated
-0.64%
More