EFSC
Price
$58.77
Change
+$1.94 (+3.41%)
Updated
Feb 3, 04:59 PM (EDT)
Capitalization
2.17B
83 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$20.53
Change
+$3.35 (+19.50%)
Updated
Feb 3, 04:59 PM (EDT)
Capitalization
1.07B
78 days until earnings call
Intraday BUY SELL Signals
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EFSC vs OSBC

Header iconEFSC vs OSBC Comparison
Open Charts EFSC vs OSBCBanner chart's image
Enterprise Financial Services
Price$58.77
Change+$1.94 (+3.41%)
Volume$2.9K
Capitalization2.17B
Old Second Ban
Price$20.53
Change+$3.35 (+19.50%)
Volume$5.13K
Capitalization1.07B
EFSC vs OSBC Comparison Chart in %
EFSC
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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VS
EFSC vs. OSBC commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSC is a StrongBuy and OSBC is a Buy.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (EFSC: $58.71 vs. OSBC: $20.24)
Brand notoriety: EFSC and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSC: 104% vs. OSBC: 102%
Market capitalization -- EFSC: $2.17B vs. OSBC: $1.07B
EFSC [@Regional Banks] is valued at $2.17B. OSBC’s [@Regional Banks] market capitalization is $1.07B. The market cap for tickers in the [@Regional Banks] industry ranges from $155.74B to $0. The average market capitalization across the [@Regional Banks] industry is $9.17B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSC’s FA Score shows that 1 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • EFSC’s FA Score: 1 green, 4 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, OSBC is a better buy in the long-term than EFSC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSC’s TA Score shows that 5 TA indicator(s) are bullish while OSBC’s TA Score has 4 bullish TA indicator(s).

  • EFSC’s TA Score: 5 bullish, 4 bearish.
  • OSBC’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, EFSC is a better buy in the short-term than OSBC.

Price Growth

EFSC (@Regional Banks) experienced а +4.99% price change this week, while OSBC (@Regional Banks) price change was +2.17% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.98%. For the same industry, the average monthly price growth was +5.88%, and the average quarterly price growth was +19.01%.

Reported Earning Dates

EFSC is expected to report earnings on Apr 27, 2026.

OSBC is expected to report earnings on Apr 22, 2026.

Industries' Descriptions

@Regional Banks (+1.98% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
EFSC($2.17B) has a higher market cap than OSBC($1.07B). OSBC has higher P/E ratio than EFSC: OSBC (12.49) vs EFSC (11.06). EFSC YTD gains are higher at: 8.722 vs. OSBC (4.160). EFSC has more cash in the bank: 208M vs. OSBC (53.1M). OSBC has less debt than EFSC: OSBC (265M) vs EFSC (668M). EFSC has higher revenues than OSBC: EFSC (593M) vs OSBC (311M).
EFSCOSBCEFSC / OSBC
Capitalization2.17B1.07B204%
EBITDAN/AN/A-
Gain YTD8.7224.160210%
P/E Ratio11.0612.4988%
Revenue593M311M191%
Total Cash208M53.1M392%
Total Debt668M265M252%
FUNDAMENTALS RATINGS
EFSC vs OSBC: Fundamental Ratings
EFSC
OSBC
OUTLOOK RATING
1..100
1466
VALUATION
overvalued / fair valued / undervalued
1..100
48
Fair valued
54
Fair valued
PROFIT vs RISK RATING
1..100
3929
SMR RATING
1..100
1524
PRICE GROWTH RATING
1..100
5149
P/E GROWTH RATING
1..100
6326
SEASONALITY SCORE
1..100
5055

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

EFSC's Valuation (48) in the Regional Banks industry is in the same range as OSBC (54). This means that EFSC’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (29) in the Regional Banks industry is in the same range as EFSC (39). This means that OSBC’s stock grew similarly to EFSC’s over the last 12 months.

EFSC's SMR Rating (15) in the Regional Banks industry is in the same range as OSBC (24). This means that EFSC’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (49) in the Regional Banks industry is in the same range as EFSC (51). This means that OSBC’s stock grew similarly to EFSC’s over the last 12 months.

OSBC's P/E Growth Rating (26) in the Regional Banks industry is somewhat better than the same rating for EFSC (63). This means that OSBC’s stock grew somewhat faster than EFSC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSCOSBC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
60%
MACD
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
47%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 2 days ago
52%
Bullish Trend 20 days ago
66%
Declines
ODDS (%)
Bearish Trend 15 days ago
64%
Bearish Trend 7 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 2 days ago
64%
Aroon
ODDS (%)
Bearish Trend 2 days ago
48%
Bullish Trend 2 days ago
65%
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EFSC
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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EFSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSC has been closely correlated with BUSE. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSC jumps, then BUSE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSC
1D Price
Change %
EFSC100%
+2.37%
BUSE - EFSC
88%
Closely correlated
+3.20%
WSFS - EFSC
88%
Closely correlated
+2.52%
PEBO - EFSC
88%
Closely correlated
+1.49%
UCB - EFSC
87%
Closely correlated
+1.63%
CATY - EFSC
87%
Closely correlated
+2.72%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+2.02%
BY - OSBC
88%
Closely correlated
+2.60%
EFSC - OSBC
88%
Closely correlated
+2.37%
PEBO - OSBC
88%
Closely correlated
+1.49%
HOPE - OSBC
87%
Closely correlated
+1.92%
FRME - OSBC
87%
Closely correlated
+2.84%
More