EFSC
Price
$56.71
Change
-$0.47 (-0.82%)
Updated
Dec 12 closing price
Capitalization
2.1B
44 days until earnings call
Intraday BUY SELL Signals
FRME
Price
$38.82
Change
+$0.03 (+0.08%)
Updated
Dec 12 closing price
Capitalization
2.24B
40 days until earnings call
Intraday BUY SELL Signals
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EFSC vs FRME

Header iconEFSC vs FRME Comparison
Open Charts EFSC vs FRMEBanner chart's image
Enterprise Financial Services
Price$56.71
Change-$0.47 (-0.82%)
Volume$316.01K
Capitalization2.1B
First Merchants
Price$38.82
Change+$0.03 (+0.08%)
Volume$288.32K
Capitalization2.24B
EFSC vs FRME Comparison Chart in %
EFSC
Daily Signal:
Gain/Loss:
FRME
Daily Signal:
Gain/Loss:
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VS
EFSC vs. FRME commentary
Dec 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is EFSC is a StrongBuy and FRME is a StrongBuy.

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COMPARISON
Comparison
Dec 14, 2025
Stock price -- (EFSC: $57.18 vs. FRME: $38.79)
Brand notoriety: EFSC and FRME are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: EFSC: 107% vs. FRME: 97%
Market capitalization -- EFSC: $2.1B vs. FRME: $2.24B
EFSC [@Regional Banks] is valued at $2.1B. FRME’s [@Regional Banks] market capitalization is $2.24B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.57B to $0. The average market capitalization across the [@Regional Banks] industry is $8.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

EFSC’s FA Score shows that 1 FA rating(s) are green whileFRME’s FA Score has 2 green FA rating(s).

  • EFSC’s FA Score: 1 green, 4 red.
  • FRME’s FA Score: 2 green, 3 red.
According to our system of comparison, EFSC is a better buy in the long-term than FRME.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

EFSC’s TA Score shows that 6 TA indicator(s) are bullish while FRME’s TA Score has 5 bullish TA indicator(s).

  • EFSC’s TA Score: 6 bullish, 4 bearish.
  • FRME’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, EFSC is a better buy in the short-term than FRME.

Price Growth

EFSC (@Regional Banks) experienced а +2.62% price change this week, while FRME (@Regional Banks) price change was +3.16% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.16%. For the same industry, the average monthly price growth was +5.32%, and the average quarterly price growth was +17.66%.

Reported Earning Dates

EFSC is expected to report earnings on Jan 26, 2026.

FRME is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+2.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
FRME($2.25B) has a higher market cap than EFSC($2.1B). EFSC has higher P/E ratio than FRME: EFSC (11.05) vs FRME (9.71). EFSC YTD gains are higher at: 3.040 vs. FRME (-0.107). EFSC has more cash in the bank: 253M vs. FRME (81.6M). EFSC has less debt than FRME: EFSC (668M) vs FRME (856M). FRME has higher revenues than EFSC: FRME (648M) vs EFSC (593M).
EFSCFRMEEFSC / FRME
Capitalization2.1B2.25B93%
EBITDAN/AN/A-
Gain YTD3.040-0.107-2,839%
P/E Ratio11.059.71114%
Revenue593M648M92%
Total Cash253M81.6M310%
Total Debt668M856M78%
FUNDAMENTALS RATINGS
EFSC vs FRME: Fundamental Ratings
EFSC
FRME
OUTLOOK RATING
1..100
6571
VALUATION
overvalued / fair valued / undervalued
1..100
51
Fair valued
31
Undervalued
PROFIT vs RISK RATING
1..100
3761
SMR RATING
1..100
1516
PRICE GROWTH RATING
1..100
5254
P/E GROWTH RATING
1..100
6284
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

FRME's Valuation (31) in the Regional Banks industry is in the same range as EFSC (51). This means that FRME’s stock grew similarly to EFSC’s over the last 12 months.

EFSC's Profit vs Risk Rating (37) in the Regional Banks industry is in the same range as FRME (61). This means that EFSC’s stock grew similarly to FRME’s over the last 12 months.

EFSC's SMR Rating (15) in the Regional Banks industry is in the same range as FRME (16). This means that EFSC’s stock grew similarly to FRME’s over the last 12 months.

EFSC's Price Growth Rating (52) in the Regional Banks industry is in the same range as FRME (54). This means that EFSC’s stock grew similarly to FRME’s over the last 12 months.

EFSC's P/E Growth Rating (62) in the Regional Banks industry is in the same range as FRME (84). This means that EFSC’s stock grew similarly to FRME’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
EFSCFRME
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
71%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
58%
Bearish Trend 3 days ago
60%
Momentum
ODDS (%)
Bullish Trend 3 days ago
59%
Bullish Trend 3 days ago
51%
MACD
ODDS (%)
Bullish Trend 5 days ago
57%
Bullish Trend 6 days ago
48%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
49%
Bullish Trend 3 days ago
50%
Advances
ODDS (%)
Bullish Trend 23 days ago
53%
Bullish Trend 3 days ago
55%
Declines
ODDS (%)
Bearish Trend 9 days ago
66%
Bearish Trend 5 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
67%
Aroon
ODDS (%)
Bullish Trend 3 days ago
48%
Bearish Trend 3 days ago
58%
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EFSC
Daily Signal:
Gain/Loss:
FRME
Daily Signal:
Gain/Loss:
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EFSC and

Correlation & Price change

A.I.dvisor indicates that over the last year, EFSC has been closely correlated with WSFS. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if EFSC jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To EFSC
1D Price
Change %
EFSC100%
-0.30%
WSFS - EFSC
88%
Closely correlated
+0.91%
BUSE - EFSC
88%
Closely correlated
+0.64%
UCB - EFSC
87%
Closely correlated
+0.12%
SBCF - EFSC
87%
Closely correlated
+0.55%
HWC - EFSC
87%
Closely correlated
+0.20%
More

FRME and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRME has been closely correlated with STBA. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if FRME jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRME
1D Price
Change %
FRME100%
+0.52%
STBA - FRME
87%
Closely correlated
+0.50%
UBSI - FRME
87%
Closely correlated
+0.64%
BUSE - FRME
87%
Closely correlated
+0.64%
FFBC - FRME
87%
Closely correlated
+0.52%
EFSC - FRME
86%
Closely correlated
-0.30%
More