ECPG
Price
$55.88
Change
+$0.55 (+0.99%)
Updated
Dec 11 closing price
Capitalization
1.25B
75 days until earnings call
Intraday BUY SELL Signals
OMF
Price
$68.65
Change
-$0.97 (-1.39%)
Updated
Dec 12, 01:35 PM (EDT)
Capitalization
8.2B
48 days until earnings call
Intraday BUY SELL Signals
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ECPG vs OMF

Header iconECPG vs OMF Comparison
Open Charts ECPG vs OMFBanner chart's image
Encore Capital Group
Price$55.88
Change+$0.55 (+0.99%)
Volume$420.4K
Capitalization1.25B
OneMain Holdings
Price$68.65
Change-$0.97 (-1.39%)
Volume$100
Capitalization8.2B
ECPG vs OMF Comparison Chart in %
ECPG
Daily Signal:
Gain/Loss:
OMF
Daily Signal:
Gain/Loss:
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VS
ECPG vs. OMF commentary
Dec 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a StrongBuy and OMF is a StrongBuy.

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COMPARISON
Comparison
Dec 13, 2025
Stock price -- (ECPG: $55.88 vs. OMF: $69.62)
Brand notoriety: ECPG and OMF are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ECPG: 160% vs. OMF: 108%
Market capitalization -- ECPG: $1.25B vs. OMF: $8.2B
ECPG [@Savings Banks] is valued at $1.25B. OMF’s [@Savings Banks] market capitalization is $8.2B. The market cap for tickers in the [@Savings Banks] industry ranges from $666.39B to $0. The average market capitalization across the [@Savings Banks] industry is $22.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whileOMF’s FA Score has 3 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • OMF’s FA Score: 3 green, 2 red.
According to our system of comparison, OMF is a better buy in the long-term than ECPG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 6 TA indicator(s) are bullish while OMF’s TA Score has 6 bullish TA indicator(s).

  • ECPG’s TA Score: 6 bullish, 4 bearish.
  • OMF’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, ECPG is a better buy in the short-term than OMF.

Price Growth

ECPG (@Savings Banks) experienced а +5.31% price change this week, while OMF (@Savings Banks) price change was +7.12% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.20%. For the same industry, the average monthly price growth was +0.89%, and the average quarterly price growth was +8.38%.

Reported Earning Dates

ECPG is expected to report earnings on Feb 25, 2026.

OMF is expected to report earnings on Jan 29, 2026.

Industries' Descriptions

@Savings Banks (+2.20% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OMF($8.2B) has a higher market cap than ECPG($1.25B). OMF YTD gains are higher at: 44.053 vs. ECPG (16.977). ECPG has less debt than OMF: ECPG (3.97B) vs OMF (22.3B). OMF has higher revenues than ECPG: OMF (4.87B) vs ECPG (1.47B).
ECPGOMFECPG / OMF
Capitalization1.25B8.2B15%
EBITDA266MN/A-
Gain YTD16.97744.05339%
P/E RatioN/A11.80-
Revenue1.47B4.87B30%
Total Cash173MN/A-
Total Debt3.97B22.3B18%
FUNDAMENTALS RATINGS
ECPG vs OMF: Fundamental Ratings
ECPG
OMF
OUTLOOK RATING
1..100
2425
VALUATION
overvalued / fair valued / undervalued
1..100
99
Overvalued
32
Undervalued
PROFIT vs RISK RATING
1..100
6318
SMR RATING
1..100
938
PRICE GROWTH RATING
1..100
4142
P/E GROWTH RATING
1..100
149
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OMF's Valuation (32) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (99). This means that OMF’s stock grew significantly faster than ECPG’s over the last 12 months.

OMF's Profit vs Risk Rating (18) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ECPG (63). This means that OMF’s stock grew somewhat faster than ECPG’s over the last 12 months.

OMF's SMR Rating (8) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for ECPG (93). This means that OMF’s stock grew significantly faster than ECPG’s over the last 12 months.

ECPG's Price Growth Rating (41) in the Finance Or Rental Or Leasing industry is in the same range as OMF (42). This means that ECPG’s stock grew similarly to OMF’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for OMF (49). This means that ECPG’s stock grew somewhat faster than OMF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGOMF
RSI
ODDS (%)
Bearish Trend 3 days ago
77%
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 2 days ago
62%
Momentum
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 2 days ago
73%
MACD
ODDS (%)
Bullish Trend 4 days ago
63%
Bullish Trend 2 days ago
83%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
66%
Bullish Trend 2 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
61%
Bullish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 2 days ago
65%
Declines
ODDS (%)
Bearish Trend 10 days ago
66%
Bearish Trend 5 days ago
67%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 2 days ago
80%
Aroon
ODDS (%)
Bullish Trend 3 days ago
54%
Bullish Trend 2 days ago
60%
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ECPG
Daily Signal:
Gain/Loss:
OMF
Daily Signal:
Gain/Loss:
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ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 58% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
+0.99%
PRAA - ECPG
58%
Loosely correlated
-0.33%
OMF - ECPG
53%
Loosely correlated
+3.48%
BFH - ECPG
51%
Loosely correlated
+0.72%
UHAL - ECPG
51%
Loosely correlated
+0.29%
SYF - ECPG
50%
Loosely correlated
+1.31%
More

OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with SYF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+3.48%
SYF - OMF
86%
Closely correlated
+1.31%
COF - OMF
84%
Closely correlated
+0.64%
AXP - OMF
83%
Closely correlated
+2.48%
ALLY - OMF
81%
Closely correlated
+2.99%
BFH - OMF
81%
Closely correlated
+0.72%
More