ECPG
Price
$49.27
Change
+$0.43 (+0.88%)
Updated
Nov 14, 12:54 PM (EDT)
Capitalization
1.09B
103 days until earnings call
Intraday BUY SELL Signals
GDOT
Price
$10.66
Change
-$0.43 (-3.88%)
Updated
Nov 14, 11:17 AM (EDT)
Capitalization
614.63M
97 days until earnings call
Intraday BUY SELL Signals
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ECPG vs GDOT

Header iconECPG vs GDOT Comparison
Open Charts ECPG vs GDOTBanner chart's image
Encore Capital Group
Price$49.27
Change+$0.43 (+0.88%)
Volume$100
Capitalization1.09B
Green Dot
Price$10.66
Change-$0.43 (-3.88%)
Volume$500
Capitalization614.63M
ECPG vs GDOT Comparison Chart in %
ECPG
Daily Signal:
Gain/Loss:
GDOT
Daily Signal:
Gain/Loss:
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ECPG vs. GDOT commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ECPG is a Buy and GDOT is a Hold.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (ECPG: $48.83 vs. GDOT: $11.09)
Brand notoriety: ECPG and GDOT are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ECPG: 63% vs. GDOT: 96%
Market capitalization -- ECPG: $1.09B vs. GDOT: $614.63M
ECPG [@Savings Banks] is valued at $1.09B. GDOT’s [@Savings Banks] market capitalization is $614.63M. The market cap for tickers in the [@Savings Banks] industry ranges from $648.6B to $0. The average market capitalization across the [@Savings Banks] industry is $21.62B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ECPG’s FA Score shows that 1 FA rating(s) are green whileGDOT’s FA Score has 1 green FA rating(s).

  • ECPG’s FA Score: 1 green, 4 red.
  • GDOT’s FA Score: 1 green, 4 red.
According to our system of comparison, ECPG is a better buy in the long-term than GDOT.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ECPG’s TA Score shows that 6 TA indicator(s) are bullish while GDOT’s TA Score has 4 bullish TA indicator(s).

  • ECPG’s TA Score: 6 bullish, 4 bearish.
  • GDOT’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, ECPG is a better buy in the short-term than GDOT.

Price Growth

ECPG (@Savings Banks) experienced а +3.41% price change this week, while GDOT (@Savings Banks) price change was -5.62% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.79%. For the same industry, the average monthly price growth was -3.81%, and the average quarterly price growth was +11.67%.

Reported Earning Dates

ECPG is expected to report earnings on Feb 25, 2026.

GDOT is expected to report earnings on Feb 19, 2026.

Industries' Descriptions

@Savings Banks (-0.79% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ECPG($1.09B) has a higher market cap than GDOT($615M). GDOT YTD gains are higher at: 4.229 vs. ECPG (2.219). ECPG has higher annual earnings (EBITDA): 266M vs. GDOT (163M). GDOT has more cash in the bank: 2.31B vs. ECPG (173M). GDOT has less debt than ECPG: GDOT (73.4M) vs ECPG (3.97B). GDOT has higher revenues than ECPG: GDOT (1.93B) vs ECPG (1.47B).
ECPGGDOTECPG / GDOT
Capitalization1.09B615M177%
EBITDA266M163M163%
Gain YTD2.2194.22952%
P/E RatioN/A73.23-
Revenue1.47B1.93B76%
Total Cash173M2.31B7%
Total Debt3.97B73.4M5,402%
FUNDAMENTALS RATINGS
ECPG vs GDOT: Fundamental Ratings
ECPG
GDOT
OUTLOOK RATING
1..100
1867
VALUATION
overvalued / fair valued / undervalued
1..100
97
Overvalued
96
Overvalued
PROFIT vs RISK RATING
1..100
84100
SMR RATING
1..100
9392
PRICE GROWTH RATING
1..100
4561
P/E GROWTH RATING
1..100
13
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

GDOT's Valuation (96) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (97). This means that GDOT’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's Profit vs Risk Rating (84) in the Finance Or Rental Or Leasing industry is in the same range as GDOT (100). This means that ECPG’s stock grew similarly to GDOT’s over the last 12 months.

GDOT's SMR Rating (92) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (93). This means that GDOT’s stock grew similarly to ECPG’s over the last 12 months.

ECPG's Price Growth Rating (45) in the Finance Or Rental Or Leasing industry is in the same range as GDOT (61). This means that ECPG’s stock grew similarly to GDOT’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is in the same range as GDOT (3). This means that ECPG’s stock grew similarly to GDOT’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ECPGGDOT
RSI
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 2 days ago
80%
Momentum
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
74%
MACD
ODDS (%)
Bullish Trend 2 days ago
72%
Bearish Trend 2 days ago
77%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bearish Trend 2 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bearish Trend 2 days ago
80%
Advances
ODDS (%)
Bullish Trend 4 days ago
66%
Bullish Trend 10 days ago
70%
Declines
ODDS (%)
Bearish Trend 18 days ago
66%
Bearish Trend 2 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
79%
Aroon
ODDS (%)
Bullish Trend 2 days ago
54%
Bearish Trend 2 days ago
87%
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ECPG
Daily Signal:
Gain/Loss:
GDOT
Daily Signal:
Gain/Loss:
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GDOT and

Correlation & Price change

A.I.dvisor indicates that over the last year, GDOT has been loosely correlated with NNI. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if GDOT jumps, then NNI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GDOT
1D Price
Change %
GDOT100%
-2.03%
NNI - GDOT
49%
Loosely correlated
+0.35%
NAVI - GDOT
45%
Loosely correlated
-0.16%
ALLY - GDOT
44%
Loosely correlated
-2.68%
ECPG - GDOT
43%
Loosely correlated
+0.64%
AL - GDOT
42%
Loosely correlated
+0.05%
More