DGICA
Price
$19.17
Change
-$0.04 (-0.21%)
Updated
Oct 17 closing price
Capitalization
675.89M
12 days until earnings call
UVE
Price
$28.09
Change
+$0.14 (+0.50%)
Updated
Oct 17 closing price
Capitalization
795.47M
5 days until earnings call
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DGICA vs UVE

Header iconDGICA vs UVE Comparison
Open Charts DGICA vs UVEBanner chart's image
Donegal Group
Price$19.17
Change-$0.04 (-0.21%)
Volume$155.2K
Capitalization675.89M
Universal Insurance
Price$28.09
Change+$0.14 (+0.50%)
Volume$152.94K
Capitalization795.47M
DGICA vs UVE Comparison Chart in %
DGICA
Daily Signalchanged days ago
Gain/Loss if bought
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UVE
Daily Signalchanged days ago
Gain/Loss if bought
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DGICA vs. UVE commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is DGICA is a Hold and UVE is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (DGICA: $19.17 vs. UVE: $28.09)
Brand notoriety: DGICA and UVE are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: DGICA: 107% vs. UVE: 89%
Market capitalization -- DGICA: $675.89M vs. UVE: $795.47M
DGICA [@Property/Casualty Insurance] is valued at $675.89M. UVE’s [@Property/Casualty Insurance] market capitalization is $795.47M. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $132.3B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.29B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

DGICA’s FA Score shows that 2 FA rating(s) are green whileUVE’s FA Score has 2 green FA rating(s).

  • DGICA’s FA Score: 2 green, 3 red.
  • UVE’s FA Score: 2 green, 3 red.
According to our system of comparison, UVE is a better buy in the long-term than DGICA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

DGICA’s TA Score shows that 3 TA indicator(s) are bullish while UVE’s TA Score has 2 bullish TA indicator(s).

  • DGICA’s TA Score: 3 bullish, 5 bearish.
  • UVE’s TA Score: 2 bullish, 6 bearish.
According to our system of comparison, DGICA is a better buy in the short-term than UVE.

Price Growth

DGICA (@Property/Casualty Insurance) experienced а +0.52% price change this week, while UVE (@Property/Casualty Insurance) price change was -3.27% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was -1.11%. For the same industry, the average monthly price growth was -1.78%, and the average quarterly price growth was +9.45%.

Reported Earning Dates

DGICA is expected to report earnings on Oct 30, 2025.

UVE is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Property/Casualty Insurance (-1.11% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVE($795M) has a higher market cap than DGICA($676M). UVE has higher P/E ratio than DGICA: UVE (12.21) vs DGICA (8.02). UVE YTD gains are higher at: 36.160 vs. DGICA (27.929). UVE has more cash in the bank: 563M vs. DGICA (468M). DGICA has less debt than UVE: DGICA (35M) vs UVE (101M). UVE has higher revenues than DGICA: UVE (1.57B) vs DGICA (994M).
DGICAUVEDGICA / UVE
Capitalization676M795M85%
EBITDAN/AN/A-
Gain YTD27.92936.16077%
P/E Ratio8.0212.2166%
Revenue994M1.57B63%
Total Cash468M563M83%
Total Debt35M101M35%
FUNDAMENTALS RATINGS
DGICA vs UVE: Fundamental Ratings
DGICA
UVE
OUTLOOK RATING
1..100
5522
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
44
Fair valued
PROFIT vs RISK RATING
1..100
2126
SMR RATING
1..100
100100
PRICE GROWTH RATING
1..100
9494
P/E GROWTH RATING
1..100
10014
SEASONALITY SCORE
1..100
65n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

DGICA's Valuation (25) in the Multi Line Insurance industry is in the same range as UVE (44) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew similarly to UVE’s over the last 12 months.

DGICA's Profit vs Risk Rating (21) in the Multi Line Insurance industry is in the same range as UVE (26) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew similarly to UVE’s over the last 12 months.

DGICA's SMR Rating (100) in the Multi Line Insurance industry is in the same range as UVE (100) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew similarly to UVE’s over the last 12 months.

DGICA's Price Growth Rating (94) in the Multi Line Insurance industry is in the same range as UVE (94) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew similarly to UVE’s over the last 12 months.

UVE's P/E Growth Rating (14) in the Property Or Casualty Insurance industry is significantly better than the same rating for DGICA (100) in the Multi Line Insurance industry. This means that UVE’s stock grew significantly faster than DGICA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
DGICAUVE
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
47%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
53%
Bearish Trend 3 days ago
52%
Momentum
ODDS (%)
Bullish Trend 3 days ago
49%
Bullish Trend 3 days ago
74%
MACD
ODDS (%)
Bearish Trend 3 days ago
48%
N/A
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
52%
Bearish Trend 3 days ago
56%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
47%
Bullish Trend 3 days ago
70%
Advances
ODDS (%)
Bullish Trend 12 days ago
54%
Bullish Trend 5 days ago
74%
Declines
ODDS (%)
Bearish Trend 3 days ago
47%
Bearish Trend 3 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
45%
Bearish Trend 3 days ago
57%
Aroon
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
75%
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DGICA
Daily Signalchanged days ago
Gain/Loss if bought
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UVE
Daily Signalchanged days ago
Gain/Loss if bought
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DGICA and

Correlation & Price change

A.I.dvisor indicates that over the last year, DGICA has been loosely correlated with UVE. These tickers have moved in lockstep 55% of the time. This A.I.-generated data suggests there is some statistical probability that if DGICA jumps, then UVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To DGICA
1D Price
Change %
DGICA100%
-0.21%
UVE - DGICA
55%
Loosely correlated
+0.50%
SAFT - DGICA
54%
Loosely correlated
+1.83%
ORI - DGICA
54%
Loosely correlated
+1.42%
HIG - DGICA
54%
Loosely correlated
+0.38%
THG - DGICA
54%
Loosely correlated
+1.57%
More

UVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVE has been loosely correlated with THG. These tickers have moved in lockstep 60% of the time. This A.I.-generated data suggests there is some statistical probability that if UVE jumps, then THG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVE
1D Price
Change %
UVE100%
+0.50%
THG - UVE
60%
Loosely correlated
+1.57%
HIG - UVE
60%
Loosely correlated
+0.38%
ORI - UVE
59%
Loosely correlated
+1.42%
DGICA - UVE
59%
Loosely correlated
-0.21%
CINF - UVE
58%
Loosely correlated
+1.08%
More