DGICA
Price
$19.89
Change
+$0.11 (+0.56%)
Updated
Nov 13 closing price
Capitalization
707.16M
97 days until earnings call
Intraday BUY SELL Signals
HCI
Price
$183.77
Change
-$5.66 (-2.99%)
Updated
Nov 13 closing price
Capitalization
2.38B
111 days until earnings call
Intraday BUY SELL Signals
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DGICA vs HCI

Header iconDGICA vs HCI Comparison
Open Charts DGICA vs HCIBanner chart's image
Donegal Group
Price$19.89
Change+$0.11 (+0.56%)
Volume$124.22K
Capitalization707.16M
HCI Group
Price$183.77
Change-$5.66 (-2.99%)
Volume$150.69K
Capitalization2.38B
DGICA vs HCI Comparison Chart in %
DGICA
Daily Signal:
Gain/Loss:
HCI
Daily Signal:
Gain/Loss:
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DGICA vs. HCI commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is DGICA is a Buy and HCI is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (DGICA: $19.89 vs. HCI: $183.77)
Brand notoriety: DGICA and HCI are both not notable
Both companies represent the Property/Casualty Insurance industry
Current volume relative to the 65-day Moving Average: DGICA: 98% vs. HCI: 83%
Market capitalization -- DGICA: $707.16M vs. HCI: $2.38B
DGICA [@Property/Casualty Insurance] is valued at $707.16M. HCI’s [@Property/Casualty Insurance] market capitalization is $2.38B. The market cap for tickers in the [@Property/Casualty Insurance] industry ranges from $130.85B to $0. The average market capitalization across the [@Property/Casualty Insurance] industry is $17.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

DGICA’s FA Score shows that 2 FA rating(s) are green whileHCI’s FA Score has 2 green FA rating(s).

  • DGICA’s FA Score: 2 green, 3 red.
  • HCI’s FA Score: 2 green, 3 red.
According to our system of comparison, HCI is a better buy in the long-term than DGICA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

DGICA’s TA Score shows that 6 TA indicator(s) are bullish while HCI’s TA Score has 4 bullish TA indicator(s).

  • DGICA’s TA Score: 6 bullish, 2 bearish.
  • HCI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, DGICA is a better buy in the short-term than HCI.

Price Growth

DGICA (@Property/Casualty Insurance) experienced а +4.52% price change this week, while HCI (@Property/Casualty Insurance) price change was -5.76% for the same time period.

The average weekly price growth across all stocks in the @Property/Casualty Insurance industry was +1.57%. For the same industry, the average monthly price growth was +0.16%, and the average quarterly price growth was +6.56%.

Reported Earning Dates

DGICA is expected to report earnings on Feb 19, 2026.

HCI is expected to report earnings on Mar 05, 2026.

Industries' Descriptions

@Property/Casualty Insurance (+1.57% weekly)

Property and casualty companies insure against accidents of non-physical harm, such as lawsuits, damage to personal assets, car crashes and more. Progressive Corporation, Travelers Companies, Inc. and Allstate Corporation are some of the biggest providers of such products.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HCI($2.38B) has a higher market cap than DGICA($707M). HCI has higher P/E ratio than DGICA: HCI (11.65) vs DGICA (8.15). HCI YTD gains are higher at: 63.927 vs. DGICA (34.038). HCI has less debt than DGICA: HCI (16.7M) vs DGICA (35M). DGICA has higher revenues than HCI: DGICA (988M) vs HCI (776M).
DGICAHCIDGICA / HCI
Capitalization707M2.38B30%
EBITDAN/AN/A-
Gain YTD34.03863.92753%
P/E Ratio8.1511.6570%
Revenue988M776M127%
Total CashN/A1.31B-
Total Debt35M16.7M210%
FUNDAMENTALS RATINGS
DGICA vs HCI: Fundamental Ratings
DGICA
HCI
OUTLOOK RATING
1..100
971
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
86
Overvalued
PROFIT vs RISK RATING
1..100
1932
SMR RATING
1..100
5442
PRICE GROWTH RATING
1..100
4743
P/E GROWTH RATING
1..100
9616
SEASONALITY SCORE
1..100
6565

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

DGICA's Valuation (25) in the Multi Line Insurance industry is somewhat better than the same rating for HCI (86) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew somewhat faster than HCI’s over the last 12 months.

DGICA's Profit vs Risk Rating (19) in the Multi Line Insurance industry is in the same range as HCI (32) in the Property Or Casualty Insurance industry. This means that DGICA’s stock grew similarly to HCI’s over the last 12 months.

HCI's SMR Rating (42) in the Property Or Casualty Insurance industry is in the same range as DGICA (54) in the Multi Line Insurance industry. This means that HCI’s stock grew similarly to DGICA’s over the last 12 months.

HCI's Price Growth Rating (43) in the Property Or Casualty Insurance industry is in the same range as DGICA (47) in the Multi Line Insurance industry. This means that HCI’s stock grew similarly to DGICA’s over the last 12 months.

HCI's P/E Growth Rating (16) in the Property Or Casualty Insurance industry is significantly better than the same rating for DGICA (96) in the Multi Line Insurance industry. This means that HCI’s stock grew significantly faster than DGICA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
DGICAHCI
RSI
ODDS (%)
N/A
Bearish Trend 8 days ago
65%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
50%
Bullish Trend 3 days ago
84%
Momentum
ODDS (%)
Bullish Trend 1 day ago
44%
Bearish Trend 3 days ago
58%
MACD
ODDS (%)
Bullish Trend 1 day ago
49%
Bearish Trend 3 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
52%
Bearish Trend 3 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
46%
Bullish Trend 3 days ago
84%
Advances
ODDS (%)
Bullish Trend 1 day ago
54%
Bullish Trend 22 days ago
80%
Declines
ODDS (%)
Bearish Trend 22 days ago
47%
Bearish Trend 8 days ago
69%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
68%
Bullish Trend 3 days ago
70%
Aroon
ODDS (%)
N/A
Bullish Trend 3 days ago
88%
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DGICA
Daily Signal:
Gain/Loss:
HCI
Daily Signal:
Gain/Loss:
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DGICA and

Correlation & Price change

A.I.dvisor indicates that over the last year, DGICA has been loosely correlated with SAFT. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if DGICA jumps, then SAFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To DGICA
1D Price
Change %
DGICA100%
+0.56%
SAFT - DGICA
59%
Loosely correlated
+0.07%
ORI - DGICA
59%
Loosely correlated
+1.83%
CINF - DGICA
58%
Loosely correlated
-0.53%
CNA - DGICA
56%
Loosely correlated
+0.46%
HIG - DGICA
55%
Loosely correlated
+0.76%
More

HCI and

Correlation & Price change

A.I.dvisor indicates that over the last year, HCI has been loosely correlated with DGICA. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if HCI jumps, then DGICA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HCI
1D Price
Change %
HCI100%
+1.11%
DGICA - HCI
50%
Loosely correlated
+0.25%
RLI - HCI
46%
Loosely correlated
+0.18%
WRB - HCI
46%
Loosely correlated
+0.39%
HIG - HCI
44%
Loosely correlated
+1.14%
TRV - HCI
43%
Loosely correlated
+0.04%
More