DAVE
Price
$192.82
Change
-$2.72 (-1.39%)
Updated
Jul 22, 03:58 PM (EDT)
Capitalization
442.07M
15 days until earnings call
PAY
Price
$29.54
Change
+$0.18 (+0.61%)
Updated
Jul 22, 04:27 PM (EDT)
Capitalization
2.74B
13 days until earnings call
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DAVE vs PAY

Header iconDAVE vs PAY Comparison
Open Charts DAVE vs PAYBanner chart's image
Dave
Price$192.82
Change-$2.72 (-1.39%)
Volume$100
Capitalization442.07M
Paymentus Holdings
Price$29.54
Change+$0.18 (+0.61%)
Volume$312
Capitalization2.74B
DAVE vs PAY Comparison Chart in %
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DAVE
Daily Signalchanged days ago
Gain/Loss if bought
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PAY
Daily Signalchanged days ago
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DAVE vs. PAY commentary
Jul 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is DAVE is a Hold and PAY is a Hold.

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COMPARISON
Comparison
Jul 22, 2025
Stock price -- (DAVE: $195.54 vs. PAY: $29.36)
Brand notoriety: DAVE and PAY are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: DAVE: 151% vs. PAY: 54%
Market capitalization -- DAVE: $442.07M vs. PAY: $2.74B
DAVE [@Packaged Software] is valued at $442.07M. PAY’s [@Packaged Software] market capitalization is $2.74B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $12.85B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

DAVE’s FA Score shows that 2 FA rating(s) are green whilePAY’s FA Score has 0 green FA rating(s).

  • DAVE’s FA Score: 2 green, 3 red.
  • PAY’s FA Score: 0 green, 5 red.
According to our system of comparison, DAVE is a better buy in the long-term than PAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

DAVE’s TA Score shows that 3 TA indicator(s) are bullish while PAY’s TA Score has 3 bullish TA indicator(s).

  • DAVE’s TA Score: 3 bullish, 6 bearish.
  • PAY’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, PAY is a better buy in the short-term than DAVE.

Price Growth

DAVE (@Packaged Software) experienced а -8.65% price change this week, while PAY (@Packaged Software) price change was -2.30% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +5.06%. For the same industry, the average monthly price growth was +7.70%, and the average quarterly price growth was +10.85%.

Reported Earning Dates

DAVE is expected to report earnings on Aug 06, 2025.

PAY is expected to report earnings on Aug 04, 2025.

Industries' Descriptions

@Packaged Software (+5.06% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PAY($2.74B) has a higher market cap than DAVE($442M). PAY has higher P/E ratio than DAVE: PAY (122.72) vs DAVE (15.53). DAVE YTD gains are higher at: 124.965 vs. PAY (-10.132). PAY has higher annual earnings (EBITDA): 48.7M vs. DAVE (-31.08M). PAY has more cash in the bank: 179M vs. DAVE (156M). PAY has less debt than DAVE: PAY (10.5M) vs DAVE (181M). PAY has higher revenues than DAVE: PAY (614M) vs DAVE (259M).
DAVEPAYDAVE / PAY
Capitalization442M2.74B16%
EBITDA-31.08M48.7M-64%
Gain YTD124.965-10.132-1,233%
P/E Ratio15.53122.7213%
Revenue259M614M42%
Total Cash156M179M87%
Total Debt181M10.5M1,724%
FUNDAMENTALS RATINGS
DAVE vs PAY: Fundamental Ratings
DAVE
PAY
OUTLOOK RATING
1..100
5854
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
70
Overvalued
PROFIT vs RISK RATING
1..100
6775
SMR RATING
1..100
3065
PRICE GROWTH RATING
1..100
9694
P/E GROWTH RATING
1..100
372
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PAY's Valuation (70) in the Electronic Equipment Or Instruments industry is in the same range as DAVE (72) in the Restaurants industry. This means that PAY’s stock grew similarly to DAVE’s over the last 12 months.

DAVE's Profit vs Risk Rating (67) in the Restaurants industry is in the same range as PAY (75) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew similarly to PAY’s over the last 12 months.

DAVE's SMR Rating (30) in the Restaurants industry is somewhat better than the same rating for PAY (65) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew somewhat faster than PAY’s over the last 12 months.

PAY's Price Growth Rating (94) in the Electronic Equipment Or Instruments industry is in the same range as DAVE (96) in the Restaurants industry. This means that PAY’s stock grew similarly to DAVE’s over the last 12 months.

DAVE's P/E Growth Rating (3) in the Restaurants industry is significantly better than the same rating for PAY (72) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew significantly faster than PAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
DAVEPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
81%
Bullish Trend 2 days ago
90%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
75%
Bullish Trend 2 days ago
85%
Momentum
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
82%
MACD
ODDS (%)
Bearish Trend 2 days ago
71%
N/A
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
78%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
81%
Advances
ODDS (%)
Bullish Trend 5 days ago
84%
N/A
Declines
ODDS (%)
Bearish Trend 7 days ago
85%
Bearish Trend 5 days ago
79%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 2 days ago
88%
Aroon
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 2 days ago
78%
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DAVE
Daily Signalchanged days ago
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PAY
Daily Signalchanged days ago
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DAVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, DAVE has been loosely correlated with QTWO. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if DAVE jumps, then QTWO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To DAVE
1D Price
Change %
DAVE100%
-10.34%
QTWO - DAVE
50%
Loosely correlated
-1.09%
TOST - DAVE
49%
Loosely correlated
+1.70%
SHOP - DAVE
49%
Loosely correlated
+1.07%
DSP - DAVE
48%
Loosely correlated
-1.24%
FSLY - DAVE
47%
Loosely correlated
+0.42%
More

PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with DAVE. These tickers have moved in lockstep 46% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then DAVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
+1.38%
DAVE - PAY
46%
Loosely correlated
-10.34%
PANW - PAY
45%
Loosely correlated
+2.09%
DSP - PAY
45%
Loosely correlated
-1.24%
QTWO - PAY
44%
Loosely correlated
-1.09%
ADSK - PAY
43%
Loosely correlated
-0.63%
More