DAVE
Price
$216.13
Change
-$25.46 (-10.54%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
3.26B
116 days until earnings call
Intraday BUY SELL Signals
PAY
Price
$37.58
Change
+$0.80 (+2.18%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
4.61B
97 days until earnings call
Intraday BUY SELL Signals
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DAVE vs PAY

Header iconDAVE vs PAY Comparison
Open Charts DAVE vs PAYBanner chart's image
Dave
Price$216.13
Change-$25.46 (-10.54%)
Volume$6.61K
Capitalization3.26B
Paymentus Holdings
Price$37.58
Change+$0.80 (+2.18%)
Volume$5.33K
Capitalization4.61B
DAVE vs PAY Comparison Chart in %
DAVE
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
Gain/Loss:
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VS
DAVE vs. PAY commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is DAVE is a Hold and PAY is a Buy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (DAVE: $241.59 vs. PAY: $36.78)
Brand notoriety: DAVE and PAY are both not notable
DAVE represents the Packaged Software, while PAY is part of the Computer Communications industry
Current volume relative to the 65-day Moving Average: DAVE: 85% vs. PAY: 69%
Market capitalization -- DAVE: $3.26B vs. PAY: $4.61B
DAVE [@Packaged Software] is valued at $3.26B. PAY’s [@Computer Communications] market capitalization is $4.61B. The market cap for tickers in the [@Packaged Software] industry ranges from $292.88B to $0. The market cap for tickers in the [@Computer Communications] industry ranges from $3.8T to $0. The average market capitalization across the [@Packaged Software] industry is $8.56B. The average market capitalization across the [@Computer Communications] industry is $27.27B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

DAVE’s FA Score shows that 1 FA rating(s) are green whilePAY’s FA Score has 0 green FA rating(s).

  • DAVE’s FA Score: 1 green, 4 red.
  • PAY’s FA Score: 0 green, 5 red.
According to our system of comparison, DAVE is a better buy in the long-term than PAY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

DAVE’s TA Score shows that 4 TA indicator(s) are bullish while PAY’s TA Score has 5 bullish TA indicator(s).

  • DAVE’s TA Score: 4 bullish, 6 bearish.
  • PAY’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, PAY is a better buy in the short-term than DAVE.

Price Growth

DAVE (@Packaged Software) experienced а -0.77% price change this week, while PAY (@Computer Communications) price change was +3.69% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -0.88%. For the same industry, the average monthly price growth was -7.53%, and the average quarterly price growth was +36.27%.

The average weekly price growth across all stocks in the @Computer Communications industry was -1.70%. For the same industry, the average monthly price growth was -8.74%, and the average quarterly price growth was +32.05%.

Reported Earning Dates

DAVE is expected to report earnings on Mar 09, 2026.

PAY is expected to report earnings on Feb 18, 2026.

Industries' Descriptions

@Packaged Software (-0.88% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Computer Communications (-1.70% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PAY($4.61B) has a higher market cap than DAVE($3.26B). PAY has higher P/E ratio than DAVE: PAY (78.26) vs DAVE (23.85). DAVE YTD gains are higher at: 177.945 vs. PAY (12.580). PAY has higher annual earnings (EBITDA): 98.1M vs. DAVE (78.4M). PAY has more cash in the bank: 266M vs. DAVE (103M). PAY has less debt than DAVE: PAY (8.04M) vs DAVE (75.4M). PAY has higher revenues than DAVE: PAY (1.05B) vs DAVE (433M).
DAVEPAYDAVE / PAY
Capitalization3.26B4.61B71%
EBITDA78.4M98.1M80%
Gain YTD177.94512.5801,414%
P/E Ratio23.8578.2630%
Revenue433M1.05B41%
Total Cash103M266M39%
Total Debt75.4M8.04M937%
FUNDAMENTALS RATINGS
DAVE vs PAY: Fundamental Ratings
DAVE
PAY
OUTLOOK RATING
1..100
1526
VALUATION
overvalued / fair valued / undervalued
1..100
69
Overvalued
78
Overvalued
PROFIT vs RISK RATING
1..100
6560
SMR RATING
1..100
3164
PRICE GROWTH RATING
1..100
3643
P/E GROWTH RATING
1..100
7172
SEASONALITY SCORE
1..100
n/a42

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

DAVE's Valuation (69) in the Restaurants industry is in the same range as PAY (78) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew similarly to PAY’s over the last 12 months.

PAY's Profit vs Risk Rating (60) in the Electronic Equipment Or Instruments industry is in the same range as DAVE (65) in the Restaurants industry. This means that PAY’s stock grew similarly to DAVE’s over the last 12 months.

DAVE's SMR Rating (31) in the Restaurants industry is somewhat better than the same rating for PAY (64) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew somewhat faster than PAY’s over the last 12 months.

DAVE's Price Growth Rating (36) in the Restaurants industry is in the same range as PAY (43) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew similarly to PAY’s over the last 12 months.

DAVE's P/E Growth Rating (71) in the Restaurants industry is in the same range as PAY (72) in the Electronic Equipment Or Instruments industry. This means that DAVE’s stock grew similarly to PAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
DAVEPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
86%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
76%
MACD
ODDS (%)
Bearish Trend 2 days ago
76%
Bullish Trend 2 days ago
79%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
77%
Bullish Trend 2 days ago
78%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
76%
Advances
ODDS (%)
Bullish Trend 4 days ago
84%
Bullish Trend 4 days ago
81%
Declines
ODDS (%)
Bearish Trend 28 days ago
85%
Bearish Trend 2 days ago
80%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
Bearish Trend 2 days ago
76%
Aroon
ODDS (%)
Bullish Trend 2 days ago
89%
Bearish Trend 2 days ago
69%
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DAVE
Daily Signal:
Gain/Loss:
PAY
Daily Signal:
Gain/Loss:
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DAVE and

Correlation & Price change

A.I.dvisor indicates that over the last year, DAVE has been loosely correlated with TOST. These tickers have moved in lockstep 49% of the time. This A.I.-generated data suggests there is some statistical probability that if DAVE jumps, then TOST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To DAVE
1D Price
Change %
DAVE100%
+0.16%
TOST - DAVE
49%
Loosely correlated
+1.64%
RDVT - DAVE
48%
Loosely correlated
+0.02%
PAYC - DAVE
48%
Loosely correlated
-1.57%
PCTY - DAVE
47%
Loosely correlated
-0.60%
PAY - DAVE
46%
Loosely correlated
-2.52%
More

PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with TASK. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then TASK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
-2.52%
TASK - PAY
57%
Loosely correlated
-0.42%
CDW - PAY
53%
Loosely correlated
+3.31%
CLVT - PAY
51%
Loosely correlated
-3.07%
NABL - PAY
50%
Loosely correlated
+0.75%
ACN - PAY
49%
Loosely correlated
+1.64%
More