CZNC
Price
$18.32
Change
-$0.52 (-2.76%)
Updated
Jun 13 closing price
Capitalization
288.8M
33 days until earnings call
HTB
Price
$35.33
Change
-$0.97 (-2.67%)
Updated
Jun 13 closing price
Capitalization
476.94M
39 days until earnings call
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CZNC vs HTB

Header iconCZNC vs HTB Comparison
Open Charts CZNC vs HTBBanner chart's image
Citizens & Northern
Price$18.32
Change-$0.52 (-2.76%)
Volume$31.44K
Capitalization288.8M
HomeTrust Bancshares
Price$35.33
Change-$0.97 (-2.67%)
Volume$56.96K
Capitalization476.94M
CZNC vs HTB Comparison Chart
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CZNC
Daily Signalchanged days ago
Gain/Loss if bought
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HTB
Daily Signalchanged days ago
Gain/Loss if bought
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CZNC vs. HTB commentary
Jun 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZNC is a StrongBuy and HTB is a StrongBuy.

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COMPARISON
Comparison
Jun 15, 2025
Stock price -- (CZNC: $18.32 vs. HTB: $35.33)
Brand notoriety: CZNC and HTB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZNC: 101% vs. HTB: 144%
Market capitalization -- CZNC: $288.8M vs. HTB: $476.94M
CZNC [@Regional Banks] is valued at $288.8M. HTB’s [@Regional Banks] market capitalization is $476.94M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZNC’s FA Score shows that 0 FA rating(s) are green whileHTB’s FA Score has 3 green FA rating(s).

  • CZNC’s FA Score: 0 green, 5 red.
  • HTB’s FA Score: 3 green, 2 red.
According to our system of comparison, HTB is a better buy in the long-term than CZNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZNC’s TA Score shows that 2 TA indicator(s) are bullish while HTB’s TA Score has 4 bullish TA indicator(s).

  • CZNC’s TA Score: 2 bullish, 7 bearish.
  • HTB’s TA Score: 4 bullish, 3 bearish.
According to our system of comparison, HTB is a better buy in the short-term than CZNC.

Price Growth

CZNC (@Regional Banks) experienced а -1.35% price change this week, while HTB (@Regional Banks) price change was -3.34% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.53%. For the same industry, the average monthly price growth was -0.00%, and the average quarterly price growth was +3.95%.

Reported Earning Dates

CZNC is expected to report earnings on Jul 17, 2025.

HTB is expected to report earnings on Jul 23, 2025.

Industries' Descriptions

@Regional Banks (-0.53% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
HTB($477M) has a higher market cap than CZNC($289M). CZNC has higher P/E ratio than HTB: CZNC (11.56) vs HTB (8.84). HTB YTD gains are higher at: 5.588 vs. CZNC (1.279). HTB has less debt than CZNC: HTB (134M) vs CZNC (209M). HTB has higher revenues than CZNC: HTB (201M) vs CZNC (103M).
CZNCHTBCZNC / HTB
Capitalization289M477M61%
EBITDAN/AN/A-
Gain YTD1.2795.58823%
P/E Ratio11.568.84131%
Revenue103M201M51%
Total CashN/A18.1M-
Total Debt209M134M156%
FUNDAMENTALS RATINGS
CZNC vs HTB: Fundamental Ratings
CZNC
HTB
OUTLOOK RATING
1..100
7264
VALUATION
overvalued / fair valued / undervalued
1..100
54
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
5727
SMR RATING
1..100
3822
PRICE GROWTH RATING
1..100
5850
P/E GROWTH RATING
1..100
6031
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZNC's Valuation (54) in the Regional Banks industry is in the same range as HTB (77) in the Savings Banks industry. This means that CZNC’s stock grew similarly to HTB’s over the last 12 months.

HTB's Profit vs Risk Rating (27) in the Savings Banks industry is in the same range as CZNC (57) in the Regional Banks industry. This means that HTB’s stock grew similarly to CZNC’s over the last 12 months.

HTB's SMR Rating (22) in the Savings Banks industry is in the same range as CZNC (38) in the Regional Banks industry. This means that HTB’s stock grew similarly to CZNC’s over the last 12 months.

HTB's Price Growth Rating (50) in the Savings Banks industry is in the same range as CZNC (58) in the Regional Banks industry. This means that HTB’s stock grew similarly to CZNC’s over the last 12 months.

HTB's P/E Growth Rating (31) in the Savings Banks industry is in the same range as CZNC (60) in the Regional Banks industry. This means that HTB’s stock grew similarly to CZNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZNCHTB
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
77%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
54%
Bullish Trend 2 days ago
64%
Momentum
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
73%
MACD
ODDS (%)
Bullish Trend 2 days ago
55%
Bearish Trend 2 days ago
70%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
68%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
51%
Bearish Trend 2 days ago
68%
Advances
ODDS (%)
Bullish Trend 5 days ago
50%
Bullish Trend 19 days ago
63%
Declines
ODDS (%)
Bearish Trend 2 days ago
49%
N/A
BollingerBands
ODDS (%)
N/A
Bullish Trend 2 days ago
68%
Aroon
ODDS (%)
Bearish Trend 2 days ago
56%
Bullish Trend 2 days ago
74%
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CZNC
Daily Signalchanged days ago
Gain/Loss if bought
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HTB
Daily Signalchanged days ago
Gain/Loss if bought
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CZNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZNC has been closely correlated with HTB. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZNC jumps, then HTB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZNC
1D Price
Change %
CZNC100%
-2.76%
HTB - CZNC
74%
Closely correlated
-2.67%
THFF - CZNC
74%
Closely correlated
-2.97%
EQBK - CZNC
73%
Closely correlated
-2.85%
FRBA - CZNC
73%
Closely correlated
-2.47%
MBWM - CZNC
73%
Closely correlated
-2.80%
More

HTB and

Correlation & Price change

A.I.dvisor indicates that over the last year, HTB has been closely correlated with TCBK. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if HTB jumps, then TCBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HTB
1D Price
Change %
HTB100%
-2.67%
TCBK - HTB
87%
Closely correlated
-2.97%
CTBI - HTB
87%
Closely correlated
-2.26%
FMBH - HTB
86%
Closely correlated
-3.27%
CAC - HTB
86%
Closely correlated
-3.06%
BY - HTB
86%
Closely correlated
-1.79%
More