CZBT
Price
$33.00
Change
+$0.85 (+2.64%)
Updated
Dec 1 closing price
Capitalization
69.56M
Intraday BUY SELL Signals
CZFS
Price
$56.36
Change
+$2.15 (+3.97%)
Updated
Dec 3 closing price
Capitalization
270.89M
49 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

CZBT vs CZFS

Header iconCZBT vs CZFS Comparison
Open Charts CZBT vs CZFSBanner chart's image
Citizens Bancorp of Virginia
Price$33.00
Change+$0.85 (+2.64%)
Volume$1.5K
Capitalization69.56M
Citizens Financial Services
Price$56.36
Change+$2.15 (+3.97%)
Volume$12.76K
Capitalization270.89M
CZBT vs CZFS Comparison Chart in %
CZBT
Daily Signal:
Gain/Loss:
CZFS
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
CZBT vs. CZFS commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CZBT is a Hold and CZFS is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 04, 2025
Stock price -- (CZBT: $33.00 vs. CZFS: $55.00)
Brand notoriety: CZBT and CZFS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CZBT: 247% vs. CZFS: 15%
Market capitalization -- CZBT: $69.56M vs. CZFS: $270.89M
CZBT [@Regional Banks] is valued at $69.56M. CZFS’s [@Regional Banks] market capitalization is $270.89M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CZBT’s FA Score shows that 1 FA rating(s) are green whileCZFS’s FA Score has 1 green FA rating(s).

  • CZBT’s FA Score: 1 green, 4 red.
  • CZFS’s FA Score: 1 green, 4 red.
According to our system of comparison, both CZBT and CZFS are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CZBT’s TA Score shows that 3 TA indicator(s) are bullish while CZFS’s TA Score has 2 bullish TA indicator(s).

  • CZBT’s TA Score: 3 bullish, 5 bearish.
  • CZFS’s TA Score: 2 bullish, 7 bearish.
According to our system of comparison, CZBT is a better buy in the short-term than CZFS.

Price Growth

CZBT (@Regional Banks) experienced а +2.64% price change this week, while CZFS (@Regional Banks) price change was -3.93% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

CZFS is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
CZFS($271M) has a higher market cap than CZBT($69.6M). CZBT (8.15) and CZFS (7.94) have similar P/E ratio . CZBT YTD gains are higher at: 16.125 vs. CZFS (-10.025). CZBT has less debt than CZFS: CZBT (12M) vs CZFS (313M). CZFS has higher revenues than CZBT: CZFS (105M) vs CZBT (22.8M).
CZBTCZFSCZBT / CZFS
Capitalization69.6M271M26%
EBITDAN/AN/A-
Gain YTD16.125-10.025-161%
P/E Ratio8.157.94103%
Revenue22.8M105M22%
Total CashN/AN/A-
Total Debt12M313M4%
FUNDAMENTALS RATINGS
CZBT vs CZFS: Fundamental Ratings
CZBT
CZFS
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
18
Undervalued
PROFIT vs RISK RATING
1..100
2665
SMR RATING
1..100
5343
PRICE GROWTH RATING
1..100
5360
P/E GROWTH RATING
1..100
4485
SEASONALITY SCORE
1..100
7546

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CZFS's Valuation (18) in the null industry is significantly better than the same rating for CZBT (88). This means that CZFS’s stock grew significantly faster than CZBT’s over the last 12 months.

CZBT's Profit vs Risk Rating (26) in the null industry is somewhat better than the same rating for CZFS (65). This means that CZBT’s stock grew somewhat faster than CZFS’s over the last 12 months.

CZFS's SMR Rating (43) in the null industry is in the same range as CZBT (53). This means that CZFS’s stock grew similarly to CZBT’s over the last 12 months.

CZBT's Price Growth Rating (53) in the null industry is in the same range as CZFS (60). This means that CZBT’s stock grew similarly to CZFS’s over the last 12 months.

CZBT's P/E Growth Rating (44) in the null industry is somewhat better than the same rating for CZFS (85). This means that CZBT’s stock grew somewhat faster than CZFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CZBTCZFS
RSI
ODDS (%)
Bearish Trend 7 days ago
32%
N/A
Stochastic
ODDS (%)
Bullish Trend 7 days ago
52%
Bearish Trend 7 days ago
39%
Momentum
ODDS (%)
Bearish Trend 7 days ago
24%
Bearish Trend 7 days ago
44%
MACD
ODDS (%)
Bearish Trend 7 days ago
25%
Bullish Trend 7 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 7 days ago
22%
Bullish Trend 7 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 7 days ago
20%
Bullish Trend 7 days ago
59%
Advances
ODDS (%)
N/A
Bullish Trend 14 days ago
65%
Declines
ODDS (%)
Bearish Trend 23 days ago
30%
Bearish Trend 7 days ago
65%
BollingerBands
ODDS (%)
Bullish Trend 7 days ago
35%
Bearish Trend 7 days ago
56%
Aroon
ODDS (%)
Bullish Trend 7 days ago
42%
Bearish Trend 7 days ago
59%
View a ticker or compare two or three
Interact to see
Advertisement
CZBT
Daily Signal:
Gain/Loss:
CZFS
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
AIOSF6.45N/A
N/A
Atresmedia Corporacion De Medios De Comunicacion SA
LPSIF0.08N/A
N/A
Legend Power Systems Inc.
NRDXF30.52N/A
N/A
NORDEX SE
VLKPF117.01N/A
N/A
Volkswagen AG
PONT550.00N/A
N/A
Pontiac Bancorp, Inc.

CZBT and

Correlation & Price change

A.I.dvisor tells us that CZBT and CNBP have been poorly correlated (+24% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that CZBT and CNBP's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZBT
1D Price
Change %
CZBT100%
N/A
CNBP - CZBT
24%
Poorly correlated
N/A
CZNC - CZBT
20%
Poorly correlated
-0.20%
DBIN - CZBT
2%
Poorly correlated
N/A
DIMC - CZBT
2%
Poorly correlated
N/A
CZFS - CZBT
0%
Poorly correlated
+0.62%
More

CZFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZFS has been closely correlated with PFIS. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZFS jumps, then PFIS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZFS
1D Price
Change %
CZFS100%
+0.62%
PFIS - CZFS
66%
Closely correlated
-0.79%
MCBS - CZFS
66%
Closely correlated
-0.15%
HBCP - CZFS
65%
Loosely correlated
-0.61%
FRME - CZFS
63%
Loosely correlated
-1.05%
FCF - CZFS
63%
Loosely correlated
+0.61%
More