CPSS
Price
$8.01
Change
-$0.38 (-4.53%)
Updated
Aug 15 closing price
Capitalization
178.02M
71 days until earnings call
ECPG
Price
$40.57
Change
-$0.93 (-2.24%)
Updated
Aug 15 closing price
Capitalization
933.59M
72 days until earnings call
Interact to see
Advertisement

CPSS vs ECPG

Header iconCPSS vs ECPG Comparison
Open Charts CPSS vs ECPGBanner chart's image
Consumer Portfolio Services
Price$8.01
Change-$0.38 (-4.53%)
Volume$11.09K
Capitalization178.02M
Encore Capital Group
Price$40.57
Change-$0.93 (-2.24%)
Volume$198.93K
Capitalization933.59M
CPSS vs ECPG Comparison Chart in %
Loading...
CPSS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ECPG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
CPSS vs. ECPG commentary
Aug 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPSS is a Hold and ECPG is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 18, 2025
Stock price -- (CPSS: $8.01 vs. ECPG: $40.57)
Brand notoriety: CPSS and ECPG are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: CPSS: 59% vs. ECPG: 70%
Market capitalization -- CPSS: $178.02M vs. ECPG: $933.59M
CPSS [@Savings Banks] is valued at $178.02M. ECPG’s [@Savings Banks] market capitalization is $933.59M. The market cap for tickers in the [@Savings Banks] industry ranges from $668.6B to $0. The average market capitalization across the [@Savings Banks] industry is $21.61B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPSS’s FA Score shows that 1 FA rating(s) are green whileECPG’s FA Score has 1 green FA rating(s).

  • CPSS’s FA Score: 1 green, 4 red.
  • ECPG’s FA Score: 1 green, 4 red.
According to our system of comparison, CPSS is a better buy in the long-term than ECPG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPSS’s TA Score shows that 5 TA indicator(s) are bullish while ECPG’s TA Score has 6 bullish TA indicator(s).

  • CPSS’s TA Score: 5 bullish, 5 bearish.
  • ECPG’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, ECPG is a better buy in the short-term than CPSS.

Price Growth

CPSS (@Savings Banks) experienced а -0.12% price change this week, while ECPG (@Savings Banks) price change was +3.49% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.73%. For the same industry, the average monthly price growth was +4.51%, and the average quarterly price growth was +20.32%.

Reported Earning Dates

CPSS is expected to report earnings on Oct 28, 2025.

ECPG is expected to report earnings on Oct 29, 2025.

Industries' Descriptions

@Savings Banks (+2.73% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
ECPG($934M) has a higher market cap than CPSS($178M). ECPG YTD gains are higher at: -15.072 vs. CPSS (-26.243). CPSS has less debt than ECPG: CPSS (3.3B) vs ECPG (3.79B). ECPG has higher revenues than CPSS: ECPG (1.38B) vs CPSS (204M).
CPSSECPGCPSS / ECPG
Capitalization178M934M19%
EBITDAN/A218M-
Gain YTD-26.243-15.072174%
P/E Ratio10.01N/A-
Revenue204M1.38B15%
Total CashN/A187M-
Total Debt3.3B3.79B87%
FUNDAMENTALS RATINGS
CPSS vs ECPG: Fundamental Ratings
CPSS
ECPG
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
46
Fair valued
97
Overvalued
PROFIT vs RISK RATING
1..100
6688
SMR RATING
1..100
3494
PRICE GROWTH RATING
1..100
8360
P/E GROWTH RATING
1..100
261
SEASONALITY SCORE
1..100
n/a75

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPSS's Valuation (46) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ECPG (97). This means that CPSS’s stock grew somewhat faster than ECPG’s over the last 12 months.

CPSS's Profit vs Risk Rating (66) in the Finance Or Rental Or Leasing industry is in the same range as ECPG (88). This means that CPSS’s stock grew similarly to ECPG’s over the last 12 months.

CPSS's SMR Rating (34) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ECPG (94). This means that CPSS’s stock grew somewhat faster than ECPG’s over the last 12 months.

ECPG's Price Growth Rating (60) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (83). This means that ECPG’s stock grew similarly to CPSS’s over the last 12 months.

ECPG's P/E Growth Rating (1) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (26). This means that ECPG’s stock grew similarly to CPSS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPSSECPG
RSI
ODDS (%)
Bullish Trend 3 days ago
82%
Bearish Trend 3 days ago
76%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
83%
Bearish Trend 3 days ago
62%
Momentum
ODDS (%)
Bearish Trend 3 days ago
72%
Bullish Trend 3 days ago
72%
MACD
ODDS (%)
Bullish Trend 3 days ago
79%
Bullish Trend 3 days ago
74%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
73%
Bullish Trend 3 days ago
64%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
72%
Bullish Trend 3 days ago
58%
Advances
ODDS (%)
Bullish Trend 5 days ago
82%
Bullish Trend 5 days ago
66%
Declines
ODDS (%)
Bearish Trend 3 days ago
75%
Bearish Trend 3 days ago
69%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
85%
Bearish Trend 3 days ago
64%
Aroon
ODDS (%)
Bearish Trend 3 days ago
74%
Bullish Trend 5 days ago
60%
View a ticker or compare two or three
Interact to see
Advertisement
CPSS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
ECPG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
ULTHF0.09N/A
+1.49%
United Lithium Corp.
BBXIA3.700.05
+1.37%
BBX Capital, Inc.
SOMMY13.560.06
+0.44%
Sumitomo Chemical Co., Ltd.
GBERF785.92N/A
N/A
Geberit AG
SBNC8950.00N/A
N/A
Southern Bancshares (N.C.), Inc.

CPSS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPSS has been loosely correlated with ECPG. These tickers have moved in lockstep 37% of the time. This A.I.-generated data suggests there is some statistical probability that if CPSS jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPSS
1D Price
Change %
CPSS100%
-4.53%
ECPG - CPSS
37%
Loosely correlated
-2.24%
MGRC - CPSS
36%
Loosely correlated
+0.01%
RM - CPSS
34%
Loosely correlated
-2.23%
ATLC - CPSS
34%
Loosely correlated
N/A
WSC - CPSS
33%
Loosely correlated
-1.89%
More

ECPG and

Correlation & Price change

A.I.dvisor indicates that over the last year, ECPG has been loosely correlated with PRAA. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if ECPG jumps, then PRAA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ECPG
1D Price
Change %
ECPG100%
-2.24%
PRAA - ECPG
59%
Loosely correlated
-1.88%
OMF - ECPG
55%
Loosely correlated
-2.09%
ENVA - ECPG
52%
Loosely correlated
-2.82%
NAVI - ECPG
51%
Loosely correlated
-2.81%
SYF - ECPG
51%
Loosely correlated
-1.84%
More