CPAY
Price
$316.65
Change
-$3.29 (-1.03%)
Updated
Sep 5 closing price
Capitalization
22.36B
61 days until earnings call
GWRE
Price
$260.54
Change
+$43.55 (+20.07%)
Updated
Sep 5, 04:59 PM (EDT)
Capitalization
21.95B
89 days until earnings call
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CPAY vs GWRE

Header iconCPAY vs GWRE Comparison
Open Charts CPAY vs GWREBanner chart's image
Corpay
Price$316.65
Change-$3.29 (-1.03%)
Volume$259.72K
Capitalization22.36B
Guidewire Software
Price$260.54
Change+$43.55 (+20.07%)
Volume$8.43K
Capitalization21.95B
CPAY vs GWRE Comparison Chart in %
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CPAY
Daily Signalchanged days ago
Gain/Loss if bought
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GWRE
Daily Signalchanged days ago
Gain/Loss if bought
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CPAY vs. GWRE commentary
Sep 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPAY is a Hold and GWRE is a StrongBuy.

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COMPARISON
Comparison
Sep 06, 2025
Stock price -- (CPAY: $316.65 vs. GWRE: $260.71)
Brand notoriety: CPAY and GWRE are both not notable
CPAY represents the Computer Communications, while GWRE is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: CPAY: 56% vs. GWRE: 470%
Market capitalization -- CPAY: $22.36B vs. GWRE: $21.95B
CPAY [@Computer Communications] is valued at $22.36B. GWRE’s [@Packaged Software] market capitalization is $21.95B. The market cap for tickers in the [@Computer Communications] industry ranges from $3.68T to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $316.66B to $0. The average market capitalization across the [@Computer Communications] industry is $25.76B. The average market capitalization across the [@Packaged Software] industry is $8.99B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPAY’s FA Score shows that 1 FA rating(s) are green whileGWRE’s FA Score has 1 green FA rating(s).

  • CPAY’s FA Score: 1 green, 4 red.
  • GWRE’s FA Score: 1 green, 4 red.
According to our system of comparison, CPAY is a better buy in the long-term than GWRE.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPAY’s TA Score shows that 3 TA indicator(s) are bullish while GWRE’s TA Score has 4 bullish TA indicator(s).

  • CPAY’s TA Score: 3 bullish, 6 bearish.
  • GWRE’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, GWRE is a better buy in the short-term than CPAY.

Price Growth

CPAY (@Computer Communications) experienced а -2.77% price change this week, while GWRE (@Packaged Software) price change was +20.13% for the same time period.

The average weekly price growth across all stocks in the @Computer Communications industry was +1.14%. For the same industry, the average monthly price growth was +5.01%, and the average quarterly price growth was +46.61%.

The average weekly price growth across all stocks in the @Packaged Software industry was -1.74%. For the same industry, the average monthly price growth was -0.35%, and the average quarterly price growth was +23.00%.

Reported Earning Dates

CPAY is expected to report earnings on Nov 06, 2025.

GWRE is expected to report earnings on Dec 04, 2025.

Industries' Descriptions

@Computer Communications (+1.14% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

@Packaged Software (-1.74% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CPAY($22.4B) and GWRE($22B) have the same market capitalization . GWRE has higher P/E ratio than CPAY: GWRE (321.86) vs CPAY (21.53). GWRE YTD gains are higher at: 28.716 vs. CPAY (-6.433). CPAY has higher annual earnings (EBITDA): 2.22B vs. GWRE (62.2M). CPAY has more cash in the bank: 2.19B vs. GWRE (920M). GWRE has less debt than CPAY: GWRE (707M) vs CPAY (8.12B). CPAY has higher revenues than GWRE: CPAY (4.17B) vs GWRE (1.14B).
CPAYGWRECPAY / GWRE
Capitalization22.4B22B102%
EBITDA2.22B62.2M3,572%
Gain YTD-6.43328.716-22%
P/E Ratio21.53321.867%
Revenue4.17B1.14B367%
Total Cash2.19B920M238%
Total Debt8.12B707M1,148%
FUNDAMENTALS RATINGS
CPAY vs GWRE: Fundamental Ratings
CPAY
GWRE
OUTLOOK RATING
1..100
57
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
93
Overvalued
PROFIT vs RISK RATING
1..100
6137
SMR RATING
1..100
3089
PRICE GROWTH RATING
1..100
6051
P/E GROWTH RATING
1..100
5437
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPAY's Valuation (67) in the Miscellaneous Commercial Services industry is in the same range as GWRE (93) in the Information Technology Services industry. This means that CPAY’s stock grew similarly to GWRE’s over the last 12 months.

GWRE's Profit vs Risk Rating (37) in the Information Technology Services industry is in the same range as CPAY (61) in the Miscellaneous Commercial Services industry. This means that GWRE’s stock grew similarly to CPAY’s over the last 12 months.

CPAY's SMR Rating (30) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for GWRE (89) in the Information Technology Services industry. This means that CPAY’s stock grew somewhat faster than GWRE’s over the last 12 months.

GWRE's Price Growth Rating (51) in the Information Technology Services industry is in the same range as CPAY (60) in the Miscellaneous Commercial Services industry. This means that GWRE’s stock grew similarly to CPAY’s over the last 12 months.

GWRE's P/E Growth Rating (37) in the Information Technology Services industry is in the same range as CPAY (54) in the Miscellaneous Commercial Services industry. This means that GWRE’s stock grew similarly to CPAY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPAYGWRE
RSI
ODDS (%)
Bullish Trend 1 day ago
79%
Bullish Trend 2 days ago
82%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 2 days ago
65%
Momentum
ODDS (%)
Bearish Trend 1 day ago
65%
Bullish Trend 2 days ago
71%
MACD
ODDS (%)
Bullish Trend 1 day ago
73%
Bullish Trend 2 days ago
68%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
64%
Bullish Trend 2 days ago
70%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
59%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 3 days ago
68%
Declines
ODDS (%)
Bearish Trend 19 days ago
66%
Bearish Trend 26 days ago
61%
BollingerBands
ODDS (%)
Bearish Trend 1 day ago
73%
Bullish Trend 2 days ago
78%
Aroon
ODDS (%)
N/A
Bearish Trend 2 days ago
77%
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CPAY
Daily Signalchanged days ago
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GWRE
Daily Signalchanged days ago
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CPAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPAY has been loosely correlated with WEX. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if CPAY jumps, then WEX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPAY
1D Price
Change %
CPAY100%
-1.03%
WEX - CPAY
64%
Loosely correlated
-1.25%
ALIT - CPAY
63%
Loosely correlated
-1.05%
EEFT - CPAY
63%
Loosely correlated
+0.32%
SSNC - CPAY
62%
Loosely correlated
+0.08%
HUBS - CPAY
62%
Loosely correlated
+5.00%
More

GWRE and

Correlation & Price change

A.I.dvisor indicates that over the last year, GWRE has been loosely correlated with IOT. These tickers have moved in lockstep 57% of the time. This A.I.-generated data suggests there is some statistical probability that if GWRE jumps, then IOT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To GWRE
1D Price
Change %
GWRE100%
-1.03%
IOT - GWRE
57%
Loosely correlated
+0.93%
YEXT - GWRE
49%
Loosely correlated
-1.09%
DT - GWRE
49%
Loosely correlated
-0.94%
NOW - GWRE
41%
Loosely correlated
-2.26%
CPAY - GWRE
41%
Loosely correlated
+0.18%
More