COFS
Price
$31.70
Change
+$1.23 (+4.04%)
Updated
Dec 3 closing price
Capitalization
476.25M
55 days until earnings call
Intraday BUY SELL Signals
MOFG
Price
$40.62
Change
+$1.13 (+2.86%)
Updated
Dec 3 closing price
Capitalization
838.1M
49 days until earnings call
Intraday BUY SELL Signals
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COFS vs MOFG

Header iconCOFS vs MOFG Comparison
Open Charts COFS vs MOFGBanner chart's image
ChoiceOne Financial Services
Price$31.70
Change+$1.23 (+4.04%)
Volume$156.43K
Capitalization476.25M
MidWestOne Financial Gp
Price$40.62
Change+$1.13 (+2.86%)
Volume$214.46K
Capitalization838.1M
COFS vs MOFG Comparison Chart in %
COFS
Daily Signal:
Gain/Loss:
MOFG
Daily Signal:
Gain/Loss:
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VS
COFS vs. MOFG commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COFS is a StrongBuy and MOFG is a Hold.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (COFS: $30.46 vs. MOFG: $39.47)
Brand notoriety: COFS and MOFG are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: COFS: 43% vs. MOFG: 27%
Market capitalization -- COFS: $476.25M vs. MOFG: $838.1M
COFS [@Regional Banks] is valued at $476.25M. MOFG’s [@Regional Banks] market capitalization is $838.1M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COFS’s FA Score shows that 1 FA rating(s) are green whileMOFG’s FA Score has 1 green FA rating(s).

  • COFS’s FA Score: 1 green, 4 red.
  • MOFG’s FA Score: 1 green, 4 red.
According to our system of comparison, MOFG is a better buy in the long-term than COFS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COFS’s TA Score shows that 5 TA indicator(s) are bullish while MOFG’s TA Score has 2 bullish TA indicator(s).

  • COFS’s TA Score: 5 bullish, 3 bearish.
  • MOFG’s TA Score: 2 bullish, 4 bearish.
According to our system of comparison, COFS is a better buy in the short-term than MOFG.

Price Growth

COFS (@Regional Banks) experienced а -0.91% price change this week, while MOFG (@Regional Banks) price change was -1.28% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

COFS is expected to report earnings on Jan 28, 2026.

MOFG is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
MOFG($838M) has a higher market cap than COFS($476M). COFS has higher P/E ratio than MOFG: COFS (17.23) vs MOFG (12.13). MOFG YTD gains are higher at: 38.907 vs. COFS (-12.048). COFS has more cash in the bank: 155M vs. MOFG (78.7M). MOFG has less debt than COFS: MOFG (112M) vs COFS (247M). COFS has higher revenues than MOFG: COFS (124M) vs MOFG (84.7M).
COFSMOFGCOFS / MOFG
Capitalization476M838M57%
EBITDAN/AN/A-
Gain YTD-12.04838.907-31%
P/E Ratio17.2312.13142%
Revenue124M84.7M146%
Total Cash155M78.7M197%
Total Debt247M112M221%
FUNDAMENTALS RATINGS
COFS vs MOFG: Fundamental Ratings
COFS
MOFG
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
91
Overvalued
PROFIT vs RISK RATING
1..100
6633
SMR RATING
1..100
5267
PRICE GROWTH RATING
1..100
5540
P/E GROWTH RATING
1..100
1542
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

COFS's Valuation (59) in the null industry is in the same range as MOFG (91) in the Regional Banks industry. This means that COFS’s stock grew similarly to MOFG’s over the last 12 months.

MOFG's Profit vs Risk Rating (33) in the Regional Banks industry is somewhat better than the same rating for COFS (66) in the null industry. This means that MOFG’s stock grew somewhat faster than COFS’s over the last 12 months.

COFS's SMR Rating (52) in the null industry is in the same range as MOFG (67) in the Regional Banks industry. This means that COFS’s stock grew similarly to MOFG’s over the last 12 months.

MOFG's Price Growth Rating (40) in the Regional Banks industry is in the same range as COFS (55) in the null industry. This means that MOFG’s stock grew similarly to COFS’s over the last 12 months.

COFS's P/E Growth Rating (15) in the null industry is in the same range as MOFG (42) in the Regional Banks industry. This means that COFS’s stock grew similarly to MOFG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFSMOFG
RSI
ODDS (%)
N/A
Bearish Trend 7 days ago
77%
Stochastic
ODDS (%)
Bearish Trend 7 days ago
57%
Bearish Trend 7 days ago
67%
Momentum
ODDS (%)
Bullish Trend 7 days ago
68%
Bullish Trend 7 days ago
72%
MACD
ODDS (%)
Bullish Trend 7 days ago
68%
Bearish Trend 7 days ago
58%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
63%
Bullish Trend 7 days ago
62%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
56%
Advances
ODDS (%)
Bullish Trend 16 days ago
66%
Bullish Trend 9 days ago
59%
Declines
ODDS (%)
Bearish Trend 7 days ago
57%
Bearish Trend 18 days ago
63%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
55%
N/A
Aroon
ODDS (%)
N/A
N/A
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COFS
Daily Signal:
Gain/Loss:
MOFG
Daily Signal:
Gain/Loss:
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COFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, COFS has been closely correlated with BY. These tickers have moved in lockstep 79% of the time. This A.I.-generated data suggests there is a high statistical probability that if COFS jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COFS
1D Price
Change %
COFS100%
-0.07%
BY - COFS
79%
Closely correlated
+0.07%
HBNC - COFS
79%
Closely correlated
+0.58%
FISI - COFS
79%
Closely correlated
-0.29%
OSBC - COFS
78%
Closely correlated
-0.47%
FHB - COFS
78%
Closely correlated
-1.66%
More

MOFG and

Correlation & Price change

A.I.dvisor indicates that over the last year, MOFG has been closely correlated with COFS. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if MOFG jumps, then COFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To MOFG
1D Price
Change %
MOFG100%
-0.68%
COFS - MOFG
76%
Closely correlated
-0.07%
HTBK - MOFG
73%
Closely correlated
N/A
FISI - MOFG
72%
Closely correlated
-0.29%
BY - MOFG
70%
Closely correlated
+0.07%
HBNC - MOFG
68%
Closely correlated
+0.58%
More