COF
Price
$236.95
Change
+$2.53 (+1.08%)
Updated
Jan 15, 04:59 PM (EDT)
Capitalization
149.03B
7 days until earnings call
Intraday BUY SELL Signals
SYF
Price
$77.69
Change
-$0.13 (-0.17%)
Updated
Jan 15, 04:59 PM (EDT)
Capitalization
28.03B
12 days until earnings call
Intraday BUY SELL Signals
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COF vs SYF

Header iconCOF vs SYF Comparison
Open Charts COF vs SYFBanner chart's image
Capital One Financial
Price$236.95
Change+$2.53 (+1.08%)
Volume$16K
Capitalization149.03B
Synchrony Financial
Price$77.69
Change-$0.13 (-0.17%)
Volume$19.64K
Capitalization28.03B
COF vs SYF Comparison Chart in %
COF
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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VS
COF vs. SYF commentary
Jan 16, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a Hold and SYF is a Hold.

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COMPARISON
Comparison
Jan 16, 2026
Stock price -- (COF: $234.42 vs. SYF: $77.82)
Brand notoriety: COF and SYF are both notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: COF: 190% vs. SYF: 176%
Market capitalization -- COF: $149.03B vs. SYF: $28.03B
COF [@Savings Banks] is valued at $149.03B. SYF’s [@Savings Banks] market capitalization is $28.03B. The market cap for tickers in the [@Savings Banks] industry ranges from $634.65B to $0. The average market capitalization across the [@Savings Banks] industry is $21.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 3 FA rating(s) are green whileSYF’s FA Score has 2 green FA rating(s).

  • COF’s FA Score: 3 green, 2 red.
  • SYF’s FA Score: 2 green, 3 red.
According to our system of comparison, COF is a better buy in the long-term than SYF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 4 TA indicator(s) are bullish while SYF’s TA Score has 5 bullish TA indicator(s).

  • COF’s TA Score: 4 bullish, 4 bearish.
  • SYF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, SYF is a better buy in the short-term than COF.

Price Growth

COF (@Savings Banks) experienced а -7.44% price change this week, while SYF (@Savings Banks) price change was -10.99% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.54%. For the same industry, the average monthly price growth was -0.85%, and the average quarterly price growth was +2.78%.

Reported Earning Dates

COF is expected to report earnings on Jan 22, 2026.

SYF is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Savings Banks (+0.54% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($149B) has a higher market cap than SYF($28B). COF has higher P/E ratio than SYF: COF (80.28) vs SYF (8.53). COF YTD gains are higher at: -3.276 vs. SYF (-6.724). SYF has less debt than COF: SYF (14.4B) vs COF (50.9B). COF has higher revenues than SYF: COF (48.2B) vs SYF (15B).
COFSYFCOF / SYF
Capitalization149B28B532%
EBITDAN/AN/A-
Gain YTD-3.276-6.72449%
P/E Ratio80.288.53941%
Revenue48.2B15B321%
Total Cash4.85BN/A-
Total Debt50.9B14.4B353%
FUNDAMENTALS RATINGS
COF vs SYF: Fundamental Ratings
COF
SYF
OUTLOOK RATING
1..100
7563
VALUATION
overvalued / fair valued / undervalued
1..100
96
Overvalued
98
Overvalued
PROFIT vs RISK RATING
1..100
2725
SMR RATING
1..100
24
PRICE GROWTH RATING
1..100
5052
P/E GROWTH RATING
1..100
453
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

COF's Valuation (96) in the Major Banks industry is in the same range as SYF (98) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to SYF’s over the last 12 months.

SYF's Profit vs Risk Rating (25) in the Finance Or Rental Or Leasing industry is in the same range as COF (27) in the Major Banks industry. This means that SYF’s stock grew similarly to COF’s over the last 12 months.

COF's SMR Rating (2) in the Major Banks industry is in the same range as SYF (4) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to SYF’s over the last 12 months.

COF's Price Growth Rating (50) in the Major Banks industry is in the same range as SYF (52) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to SYF’s over the last 12 months.

COF's P/E Growth Rating (4) in the Major Banks industry is somewhat better than the same rating for SYF (53) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew somewhat faster than SYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFSYF
RSI
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 2 days ago
76%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
80%
Momentum
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
65%
MACD
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
66%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
67%
Advances
ODDS (%)
Bullish Trend 11 days ago
67%
Bullish Trend 11 days ago
65%
Declines
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 2 days ago
65%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
77%
Aroon
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
67%
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COF
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
+1.30%
SYF - COF
87%
Closely correlated
-0.31%
OMF - COF
84%
Closely correlated
-0.41%
AXP - COF
84%
Closely correlated
+0.07%
BFH - COF
81%
Closely correlated
-1.13%
ENVA - COF
76%
Closely correlated
+1.42%
More

SYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SYF has been closely correlated with COF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if SYF jumps, then COF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SYF
1D Price
Change %
SYF100%
-0.31%
COF - SYF
87%
Closely correlated
+1.30%
OMF - SYF
86%
Closely correlated
-0.41%
BFH - SYF
86%
Closely correlated
-1.13%
AXP - SYF
85%
Closely correlated
+0.07%
ALLY - SYF
79%
Closely correlated
+0.30%
More