COF
Price
$218.28
Change
+$0.28 (+0.13%)
Updated
Jul 18 closing price
Capitalization
56.64B
One day until earnings call
PYPL
Price
$76.07
Change
+$1.90 (+2.56%)
Updated
Jul 21, 10:42 AM (EDT)
Capitalization
71.8B
8 days until earnings call
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COF vs PYPL

Header iconCOF vs PYPL Comparison
Open Charts COF vs PYPLBanner chart's image
Capital One Financial
Price$218.28
Change+$0.28 (+0.13%)
Volume$3.11M
Capitalization56.64B
PayPal Holdings
Price$76.07
Change+$1.90 (+2.56%)
Volume$15.81K
Capitalization71.8B
COF vs PYPL Comparison Chart in %
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COF
Daily Signalchanged days ago
Gain/Loss if bought
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PYPL
Daily Signalchanged days ago
Gain/Loss if bought
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COF vs. PYPL commentary
Jul 21, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a Hold and PYPL is a Hold.

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COMPARISON
Comparison
Jul 21, 2025
Stock price -- (COF: $218.28 vs. PYPL: $74.17)
Brand notoriety: COF and PYPL are both notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: COF: 69% vs. PYPL: 99%
Market capitalization -- COF: $56.64B vs. PYPL: $71.8B
COF [@Finance/Rental/Leasing] is valued at $56.64B. PYPL’s [@Finance/Rental/Leasing] market capitalization is $71.8B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.11B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 4 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • COF’s FA Score: 4 green, 1 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, COF is a better buy in the long-term than PYPL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 2 TA indicator(s) are bullish while PYPL’s TA Score has 5 bullish TA indicator(s).

  • COF’s TA Score: 2 bullish, 6 bearish.
  • PYPL’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, PYPL is a better buy in the short-term than COF.

Price Growth

COF (@Finance/Rental/Leasing) experienced а -0.69% price change this week, while PYPL (@Finance/Rental/Leasing) price change was +3.94% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +0.06%. For the same industry, the average monthly price growth was +6.23%, and the average quarterly price growth was +17.31%.

Reported Earning Dates

COF is expected to report earnings on Jul 22, 2025.

PYPL is expected to report earnings on Jul 29, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+0.06% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($71.8B) has a higher market cap than COF($56.6B). PYPL has higher P/E ratio than COF: PYPL (16.93) vs COF (12.16). COF YTD gains are higher at: 23.165 vs. PYPL (-13.099). PYPL has more cash in the bank: 14.1B vs. COF (3.36B). PYPL has less debt than COF: PYPL (9.68B) vs COF (49.3B). COF has higher revenues than PYPL: COF (36.8B) vs PYPL (29.8B).
COFPYPLCOF / PYPL
Capitalization56.6B71.8B79%
EBITDAN/A6.83B-
Gain YTD23.165-13.099-177%
P/E Ratio12.1616.9372%
Revenue36.8B29.8B123%
Total Cash3.36B14.1B24%
Total Debt49.3B9.68B510%
FUNDAMENTALS RATINGS
COF vs PYPL: Fundamental Ratings
COF
PYPL
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
82
Overvalued
92
Overvalued
PROFIT vs RISK RATING
1..100
21100
SMR RATING
1..100
241
PRICE GROWTH RATING
1..100
849
P/E GROWTH RATING
1..100
1537
SEASONALITY SCORE
1..100
507

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

COF's Valuation (82) in the Major Banks industry is in the same range as PYPL (92) in the Data Processing Services industry. This means that COF’s stock grew similarly to PYPL’s over the last 12 months.

COF's Profit vs Risk Rating (21) in the Major Banks industry is significantly better than the same rating for PYPL (100) in the Data Processing Services industry. This means that COF’s stock grew significantly faster than PYPL’s over the last 12 months.

COF's SMR Rating (2) in the Major Banks industry is somewhat better than the same rating for PYPL (41) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

COF's Price Growth Rating (8) in the Major Banks industry is somewhat better than the same rating for PYPL (49) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

COF's P/E Growth Rating (15) in the Major Banks industry is in the same range as PYPL (37) in the Data Processing Services industry. This means that COF’s stock grew similarly to PYPL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFPYPL
RSI
ODDS (%)
Bearish Trend 4 days ago
63%
Bearish Trend 5 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
58%
Bullish Trend 4 days ago
76%
Momentum
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
68%
MACD
ODDS (%)
Bearish Trend 4 days ago
55%
Bearish Trend 4 days ago
83%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
60%
Bullish Trend 4 days ago
71%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
72%
Bullish Trend 4 days ago
69%
Advances
ODDS (%)
Bullish Trend 4 days ago
67%
Bullish Trend 4 days ago
68%
Declines
ODDS (%)
Bearish Trend 14 days ago
58%
Bearish Trend 13 days ago
74%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
69%
Bullish Trend 4 days ago
79%
Aroon
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 6 days ago
79%
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COF
Daily Signalchanged days ago
Gain/Loss if bought
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PYPL
Daily Signalchanged days ago
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
+0.13%
SYF - COF
89%
Closely correlated
-0.21%
AXP - COF
83%
Closely correlated
N/A
OMF - COF
82%
Closely correlated
+0.47%
BFH - COF
80%
Closely correlated
-1.83%
ENVA - COF
80%
Closely correlated
-1.10%
More

PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with AXP. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then AXP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
+0.42%
AXP - PYPL
63%
Loosely correlated
N/A
SYF - PYPL
62%
Loosely correlated
-0.21%
COF - PYPL
58%
Loosely correlated
+0.13%
AL - PYPL
57%
Loosely correlated
-1.35%
MA - PYPL
56%
Loosely correlated
-0.53%
More