COF
Price
$209.56
Change
+$1.34 (+0.64%)
Updated
Aug 11, 12:59 PM (EDT)
Capitalization
133.17B
73 days until earnings call
PYPL
Price
$67.09
Change
-$0.56 (-0.83%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
64.63B
78 days until earnings call
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COF vs PYPL

Header iconCOF vs PYPL Comparison
Open Charts COF vs PYPLBanner chart's image
Capital One Financial
Price$209.56
Change+$1.34 (+0.64%)
Volume$1.36K
Capitalization133.17B
PayPal Holdings
Price$67.09
Change-$0.56 (-0.83%)
Volume$195.74K
Capitalization64.63B
COF vs PYPL Comparison Chart in %
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COF
Daily Signalchanged days ago
Gain/Loss if bought
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PYPL
Daily Signalchanged days ago
Gain/Loss if bought
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VS
COF vs. PYPL commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a StrongBuy and PYPL is a Hold.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (COF: $208.23 vs. PYPL: $67.65)
Brand notoriety: COF and PYPL are both notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: COF: 84% vs. PYPL: 87%
Market capitalization -- COF: $133.17B vs. PYPL: $64.63B
COF [@Savings Banks] is valued at $133.17B. PYPL’s [@Savings Banks] market capitalization is $64.63B. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 3 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • COF’s FA Score: 3 green, 2 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, COF is a better buy in the long-term than PYPL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 5 TA indicator(s) are bullish while PYPL’s TA Score has 4 bullish TA indicator(s).

  • COF’s TA Score: 5 bullish, 4 bearish.
  • PYPL’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, COF is a better buy in the short-term than PYPL.

Price Growth

COF (@Savings Banks) experienced а +0.37% price change this week, while PYPL (@Savings Banks) price change was +0.80% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

COF is expected to report earnings on Oct 23, 2025.

PYPL is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($133B) has a higher market cap than PYPL($64.6B). COF has higher P/E ratio than PYPL: COF (578.42) vs PYPL (14.49). COF YTD gains are higher at: 17.495 vs. PYPL (-20.738). PYPL has more cash in the bank: 10B vs. COF (3.03B). PYPL has less debt than COF: PYPL (11.3B) vs COF (51.9B). COF has higher revenues than PYPL: COF (42.8B) vs PYPL (32.3B).
COFPYPLCOF / PYPL
Capitalization133B64.6B206%
EBITDAN/A7.26B-
Gain YTD17.495-20.738-84%
P/E Ratio578.4214.493,993%
Revenue42.8B32.3B133%
Total Cash3.03B10B30%
Total Debt51.9B11.3B459%
FUNDAMENTALS RATINGS
COF vs PYPL: Fundamental Ratings
COF
PYPL
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
84
Overvalued
PROFIT vs RISK RATING
1..100
23100
SMR RATING
1..100
241
PRICE GROWTH RATING
1..100
4762
P/E GROWTH RATING
1..100
161
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PYPL's Valuation (84) in the Data Processing Services industry is in the same range as COF (100) in the Major Banks industry. This means that PYPL’s stock grew similarly to COF’s over the last 12 months.

COF's Profit vs Risk Rating (23) in the Major Banks industry is significantly better than the same rating for PYPL (100) in the Data Processing Services industry. This means that COF’s stock grew significantly faster than PYPL’s over the last 12 months.

COF's SMR Rating (2) in the Major Banks industry is somewhat better than the same rating for PYPL (41) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

COF's Price Growth Rating (47) in the Major Banks industry is in the same range as PYPL (62) in the Data Processing Services industry. This means that COF’s stock grew similarly to PYPL’s over the last 12 months.

COF's P/E Growth Rating (1) in the Major Banks industry is somewhat better than the same rating for PYPL (61) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFPYPL
RSI
ODDS (%)
Bearish Trend 4 days ago
64%
Bullish Trend 4 days ago
64%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
71%
Bullish Trend 4 days ago
77%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
76%
MACD
ODDS (%)
Bearish Trend 4 days ago
61%
Bearish Trend 4 days ago
72%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 4 days ago
70%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
71%
Advances
ODDS (%)
Bullish Trend 6 days ago
68%
Bullish Trend 15 days ago
68%
Declines
ODDS (%)
Bearish Trend 11 days ago
58%
Bearish Trend 4 days ago
74%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
77%
N/A
Aroon
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 4 days ago
76%
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COF
Daily Signalchanged days ago
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PYPL
Daily Signalchanged days ago
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
+0.45%
SYF - COF
89%
Closely correlated
+1.43%
AXP - COF
83%
Closely correlated
+0.92%
OMF - COF
81%
Closely correlated
+0.40%
BFH - COF
79%
Closely correlated
+1.04%
ENVA - COF
79%
Closely correlated
+0.38%
More

PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with SYF. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
-0.84%
SYF - PYPL
62%
Loosely correlated
+1.43%
AXP - PYPL
60%
Loosely correlated
+0.92%
COF - PYPL
57%
Loosely correlated
+0.45%
OMF - PYPL
56%
Loosely correlated
+0.40%
AL - PYPL
56%
Loosely correlated
N/A
More