COF
Price
$223.34
Change
+$12.60 (+5.98%)
Updated
Feb 3 closing price
Capitalization
139.61B
78 days until earnings call
Intraday BUY SELL Signals
PYPL
Price
$41.70
Change
-$34.05 (-44.95%)
Updated
Feb 3 closing price
Capitalization
38.36B
90 days until earnings call
Intraday BUY SELL Signals
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COF vs PYPL

Header iconCOF vs PYPL Comparison
Open Charts COF vs PYPLBanner chart's image
Capital One Financial
Price$223.34
Change+$12.60 (+5.98%)
Volume$5.61M
Capitalization139.61B
PayPal Holdings
Price$41.70
Change-$34.05 (-44.95%)
Volume$141.69M
Capitalization38.36B
COF vs PYPL Comparison Chart in %
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VS
COF vs. PYPL commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a Hold and PYPL is a Hold.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (COF: $223.34 vs. PYPL: $41.70)
Brand notoriety: COF and PYPL are both notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: COF: 117% vs. PYPL: 766%
Market capitalization -- COF: $139.61B vs. PYPL: $38.36B
COF [@Savings Banks] is valued at $139.61B. PYPL’s [@Savings Banks] market capitalization is $38.36B. The market cap for tickers in the [@Savings Banks] industry ranges from $632.61B to $0. The average market capitalization across the [@Savings Banks] industry is $20.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 2 FA rating(s) are green whilePYPL’s FA Score has 0 green FA rating(s).

  • COF’s FA Score: 2 green, 3 red.
  • PYPL’s FA Score: 0 green, 5 red.
According to our system of comparison, COF is a better buy in the long-term than PYPL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 4 TA indicator(s) are bullish while PYPL’s TA Score has 4 bullish TA indicator(s).

  • COF’s TA Score: 4 bullish, 6 bearish.
  • PYPL’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, PYPL is a better buy in the short-term than COF.

Price Growth

COF (@Savings Banks) experienced а +2.87% price change this week, while PYPL (@Savings Banks) price change was -24.88% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.96%. For the same industry, the average monthly price growth was -4.54%, and the average quarterly price growth was +0.72%.

Reported Earning Dates

COF is expected to report earnings on Apr 23, 2026.

PYPL is expected to report earnings on May 05, 2026.

Industries' Descriptions

@Savings Banks (-2.96% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($140B) has a higher market cap than PYPL($38.4B). COF has higher P/E ratio than PYPL: COF (66.47) vs PYPL (7.71). COF YTD gains are higher at: -7.848 vs. PYPL (-28.571). PYPL has more cash in the bank: 10.8B vs. COF (4.85B). PYPL has less debt than COF: PYPL (11.3B) vs COF (50.9B). COF has higher revenues than PYPL: COF (48.2B) vs PYPL (32.9B).
COFPYPLCOF / PYPL
Capitalization140B38.4B365%
EBITDAN/A7.48B-
Gain YTD-7.848-28.57127%
P/E Ratio66.477.71862%
Revenue48.2B32.9B147%
Total Cash4.85B10.8B45%
Total Debt50.9B11.3B450%
FUNDAMENTALS RATINGS
COF vs PYPL: Fundamental Ratings
COF
PYPL
OUTLOOK RATING
1..100
7350
VALUATION
overvalued / fair valued / undervalued
1..100
95
Overvalued
40
Fair valued
PROFIT vs RISK RATING
1..100
35100
SMR RATING
1..100
238
PRICE GROWTH RATING
1..100
6065
P/E GROWTH RATING
1..100
498
SEASONALITY SCORE
1..100
7590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PYPL's Valuation (40) in the Data Processing Services industry is somewhat better than the same rating for COF (95) in the Major Banks industry. This means that PYPL’s stock grew somewhat faster than COF’s over the last 12 months.

COF's Profit vs Risk Rating (35) in the Major Banks industry is somewhat better than the same rating for PYPL (100) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

COF's SMR Rating (2) in the Major Banks industry is somewhat better than the same rating for PYPL (38) in the Data Processing Services industry. This means that COF’s stock grew somewhat faster than PYPL’s over the last 12 months.

COF's Price Growth Rating (60) in the Major Banks industry is in the same range as PYPL (65) in the Data Processing Services industry. This means that COF’s stock grew similarly to PYPL’s over the last 12 months.

COF's P/E Growth Rating (4) in the Major Banks industry is significantly better than the same rating for PYPL (98) in the Data Processing Services industry. This means that COF’s stock grew significantly faster than PYPL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
COFPYPL
RSI
ODDS (%)
Bearish Trend 1 day ago
65%
Bullish Trend 1 day ago
69%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
66%
Momentum
ODDS (%)
Bearish Trend 1 day ago
70%
Bearish Trend 1 day ago
73%
MACD
ODDS (%)
Bearish Trend 1 day ago
66%
Bearish Trend 1 day ago
81%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
69%
Bearish Trend 1 day ago
72%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
63%
Bearish Trend 1 day ago
72%
Advances
ODDS (%)
Bullish Trend 7 days ago
68%
Bullish Trend 14 days ago
64%
Declines
ODDS (%)
Bearish Trend 23 days ago
61%
Bearish Trend 1 day ago
74%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
69%
Bullish Trend 1 day ago
64%
Aroon
ODDS (%)
Bullish Trend 1 day ago
66%
Bearish Trend 1 day ago
72%
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COF
Daily Signal:
Gain/Loss:
PYPL
Daily Signal:
Gain/Loss:
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
-0.15%
SYF - COF
87%
Closely correlated
+0.52%
AXP - COF
84%
Closely correlated
-0.91%
OMF - COF
83%
Closely correlated
-1.94%
BFH - COF
82%
Closely correlated
+3.22%
ENVA - COF
75%
Closely correlated
-7.72%
More

PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with SYF. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
-20.31%
SYF - PYPL
62%
Loosely correlated
+0.52%
OMF - PYPL
58%
Loosely correlated
-1.94%
AL - PYPL
57%
Loosely correlated
+0.09%
BFH - PYPL
57%
Loosely correlated
+3.22%
COF - PYPL
55%
Loosely correlated
-0.15%
More