COF
Price
$209.56
Change
+$1.34 (+0.64%)
Updated
Aug 11, 12:59 PM (EDT)
Capitalization
133.17B
73 days until earnings call
OPFI
Price
$10.90
Change
+$0.14 (+1.30%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
296.44M
87 days until earnings call
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COF vs OPFI

Header iconCOF vs OPFI Comparison
Open Charts COF vs OPFIBanner chart's image
Capital One Financial
Price$209.56
Change+$1.34 (+0.64%)
Volume$1.36K
Capitalization133.17B
OppFi
Price$10.90
Change+$0.14 (+1.30%)
Volume$5.73K
Capitalization296.44M
COF vs OPFI Comparison Chart in %
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COF
Daily Signalchanged days ago
Gain/Loss if bought
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OPFI
Daily Signalchanged days ago
Gain/Loss if bought
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COF vs. OPFI commentary
Aug 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is COF is a StrongBuy and OPFI is a Hold.

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COMPARISON
Comparison
Aug 11, 2025
Stock price -- (COF: $208.23 vs. OPFI: $10.76)
Brand notoriety: COF: Notable vs. OPFI: Not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: COF: 84% vs. OPFI: 116%
Market capitalization -- COF: $133.17B vs. OPFI: $296.44M
COF [@Savings Banks] is valued at $133.17B. OPFI’s [@Savings Banks] market capitalization is $296.44M. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

COF’s FA Score shows that 3 FA rating(s) are green whileOPFI’s FA Score has 0 green FA rating(s).

  • COF’s FA Score: 3 green, 2 red.
  • OPFI’s FA Score: 0 green, 5 red.
According to our system of comparison, COF is a better buy in the long-term than OPFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

COF’s TA Score shows that 5 TA indicator(s) are bullish while OPFI’s TA Score has 4 bullish TA indicator(s).

  • COF’s TA Score: 5 bullish, 4 bearish.
  • OPFI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, COF is a better buy in the short-term than OPFI.

Price Growth

COF (@Savings Banks) experienced а +0.37% price change this week, while OPFI (@Savings Banks) price change was +3.46% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.16%. For the same industry, the average monthly price growth was +0.49%, and the average quarterly price growth was +20.13%.

Reported Earning Dates

COF is expected to report earnings on Oct 23, 2025.

OPFI is expected to report earnings on Nov 06, 2025.

Industries' Descriptions

@Savings Banks (+0.16% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($133B) has a higher market cap than OPFI($296M). COF has higher P/E ratio than OPFI: COF (578.42) vs OPFI (33.78). OPFI YTD gains are higher at: 44.910 vs. COF (17.495). COF has more cash in the bank: 3.03B vs. OPFI (58M). OPFI has less debt than COF: OPFI (301M) vs COF (51.9B). COF has higher revenues than OPFI: COF (42.8B) vs OPFI (539M).
COFOPFICOF / OPFI
Capitalization133B296M44,932%
EBITDAN/A330M-
Gain YTD17.49544.91039%
P/E Ratio578.4233.781,712%
Revenue42.8B539M7,941%
Total Cash3.03B58M5,221%
Total Debt51.9B301M17,243%
FUNDAMENTALS RATINGS
COF: Fundamental Ratings
COF
OUTLOOK RATING
1..100
50
VALUATION
overvalued / fair valued / undervalued
1..100
100
Overvalued
PROFIT vs RISK RATING
1..100
23
SMR RATING
1..100
2
PRICE GROWTH RATING
1..100
47
P/E GROWTH RATING
1..100
1
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
COFOPFI
RSI
ODDS (%)
Bearish Trend 4 days ago
64%
Bullish Trend 4 days ago
89%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
71%
Bullish Trend 4 days ago
80%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
70%
MACD
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
78%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
73%
Bullish Trend 4 days ago
81%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
76%
Advances
ODDS (%)
Bullish Trend 6 days ago
68%
N/A
Declines
ODDS (%)
Bearish Trend 11 days ago
58%
Bearish Trend 11 days ago
75%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
77%
Bullish Trend 4 days ago
88%
Aroon
ODDS (%)
Bullish Trend 4 days ago
70%
Bearish Trend 4 days ago
69%
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COF
Daily Signalchanged days ago
Gain/Loss if bought
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OPFI
Daily Signalchanged days ago
Gain/Loss if bought
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COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
+0.45%
SYF - COF
89%
Closely correlated
+1.43%
AXP - COF
83%
Closely correlated
+0.92%
OMF - COF
81%
Closely correlated
+0.40%
BFH - COF
79%
Closely correlated
+1.04%
ENVA - COF
79%
Closely correlated
+0.38%
More

OPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPFI has been loosely correlated with ENVA. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if OPFI jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPFI
1D Price
Change %
OPFI100%
+3.96%
ENVA - OPFI
42%
Loosely correlated
+0.38%
URI - OPFI
39%
Loosely correlated
+0.51%
COF - OPFI
37%
Loosely correlated
+0.45%
OMF - OPFI
37%
Loosely correlated
+0.40%
ALLY - OPFI
36%
Loosely correlated
+1.43%
More