CHMG
Price
$57.60
Change
-$0.28 (-0.48%)
Updated
Dec 12 closing price
Capitalization
276.15M
45 days until earnings call
Intraday BUY SELL Signals
UMBF
Price
$118.17
Change
-$1.71 (-1.43%)
Updated
Dec 12 closing price
Capitalization
8.98B
51 days until earnings call
Intraday BUY SELL Signals
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CHMG vs UMBF

Header iconCHMG vs UMBF Comparison
Open Charts CHMG vs UMBFBanner chart's image
Chemung Financial
Price$57.60
Change-$0.28 (-0.48%)
Volume$11.34K
Capitalization276.15M
UMB Financial
Price$118.17
Change-$1.71 (-1.43%)
Volume$621.81K
Capitalization8.98B
CHMG vs UMBF Comparison Chart in %
CHMG
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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CHMG vs. UMBF commentary
Dec 15, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CHMG is a StrongBuy and UMBF is a StrongBuy.

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COMPARISON
Comparison
Dec 15, 2025
Stock price -- (CHMG: $57.88 vs. UMBF: $119.88)
Brand notoriety: CHMG and UMBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CHMG: 115% vs. UMBF: 115%
Market capitalization -- CHMG: $276.15M vs. UMBF: $8.98B
CHMG [@Regional Banks] is valued at $276.15M. UMBF’s [@Regional Banks] market capitalization is $8.98B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.57B to $0. The average market capitalization across the [@Regional Banks] industry is $8.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CHMG’s FA Score shows that 2 FA rating(s) are green whileUMBF’s FA Score has 1 green FA rating(s).

  • CHMG’s FA Score: 2 green, 3 red.
  • UMBF’s FA Score: 1 green, 4 red.
According to our system of comparison, UMBF is a better buy in the long-term than CHMG.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CHMG’s TA Score shows that 6 TA indicator(s) are bullish while UMBF’s TA Score has 5 bullish TA indicator(s).

  • CHMG’s TA Score: 6 bullish, 4 bearish.
  • UMBF’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, CHMG is a better buy in the short-term than UMBF.

Price Growth

CHMG (@Regional Banks) experienced а +8.01% price change this week, while UMBF (@Regional Banks) price change was +3.45% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.16%. For the same industry, the average monthly price growth was +5.32%, and the average quarterly price growth was +17.66%.

Reported Earning Dates

CHMG is expected to report earnings on Jan 28, 2026.

UMBF is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (+2.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UMBF($8.98B) has a higher market cap than CHMG($276M). CHMG has higher P/E ratio than UMBF: CHMG (20.79) vs UMBF (13.19). CHMG YTD gains are higher at: 20.963 vs. UMBF (7.389). UMBF has more cash in the bank: 1.09B vs. CHMG (35.8M). CHMG has less debt than UMBF: CHMG (52.7M) vs UMBF (252M). UMBF has higher revenues than CHMG: UMBF (2.16B) vs CHMG (89.3M).
CHMGUMBFCHMG / UMBF
Capitalization276M8.98B3%
EBITDAN/AN/A-
Gain YTD20.9637.389284%
P/E Ratio20.7913.19158%
Revenue89.3M2.16B4%
Total Cash35.8M1.09B3%
Total Debt52.7M252M21%
FUNDAMENTALS RATINGS
CHMG vs UMBF: Fundamental Ratings
CHMG
UMBF
OUTLOOK RATING
1..100
2716
VALUATION
overvalued / fair valued / undervalued
1..100
75
Overvalued
55
Fair valued
PROFIT vs RISK RATING
1..100
3143
SMR RATING
1..100
5712
PRICE GROWTH RATING
1..100
4650
P/E GROWTH RATING
1..100
1162
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UMBF's Valuation (55) in the Regional Banks industry is in the same range as CHMG (75). This means that UMBF’s stock grew similarly to CHMG’s over the last 12 months.

CHMG's Profit vs Risk Rating (31) in the Regional Banks industry is in the same range as UMBF (43). This means that CHMG’s stock grew similarly to UMBF’s over the last 12 months.

UMBF's SMR Rating (12) in the Regional Banks industry is somewhat better than the same rating for CHMG (57). This means that UMBF’s stock grew somewhat faster than CHMG’s over the last 12 months.

CHMG's Price Growth Rating (46) in the Regional Banks industry is in the same range as UMBF (50). This means that CHMG’s stock grew similarly to UMBF’s over the last 12 months.

CHMG's P/E Growth Rating (11) in the Regional Banks industry is somewhat better than the same rating for UMBF (62). This means that CHMG’s stock grew somewhat faster than UMBF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CHMGUMBF
RSI
ODDS (%)
Bearish Trend 4 days ago
50%
Bearish Trend 4 days ago
70%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
43%
Bearish Trend 4 days ago
62%
Momentum
ODDS (%)
Bullish Trend 4 days ago
61%
Bullish Trend 4 days ago
68%
MACD
ODDS (%)
Bullish Trend 4 days ago
55%
Bullish Trend 4 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
63%
Bullish Trend 4 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
58%
Bullish Trend 4 days ago
64%
Advances
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 4 days ago
62%
Declines
ODDS (%)
Bearish Trend 10 days ago
44%
Bearish Trend 6 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
38%
Bearish Trend 4 days ago
65%
Aroon
ODDS (%)
Bullish Trend 4 days ago
50%
Bearish Trend 4 days ago
84%
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CHMG
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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CHMG and

Correlation & Price change

A.I.dvisor indicates that over the last year, CHMG has been closely correlated with WSBF. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if CHMG jumps, then WSBF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CHMG
1D Price
Change %
CHMG100%
+3.34%
WSBF - CHMG
69%
Closely correlated
+1.55%
BHRB - CHMG
68%
Closely correlated
+0.54%
TRMK - CHMG
67%
Closely correlated
+0.59%
UMBF - CHMG
66%
Closely correlated
+1.22%
CCNE - CHMG
66%
Closely correlated
+0.51%
More

UMBF and

Correlation & Price change

A.I.dvisor indicates that over the last year, UMBF has been closely correlated with HWC. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then HWC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UMBF
1D Price
Change %
UMBF100%
+1.22%
HWC - UMBF
89%
Closely correlated
+0.20%
FNB - UMBF
89%
Closely correlated
+0.46%
TRMK - UMBF
88%
Closely correlated
+0.59%
UBSI - UMBF
88%
Closely correlated
+0.64%
ONB - UMBF
88%
Closely correlated
+0.26%
More