CHMG
Price
$42.51
Change
+$0.15 (+0.35%)
Updated
Apr 17 closing price
Capitalization
201.81M
88 days until earnings call
FRAF
Price
$37.30
Change
+$1.83 (+5.16%)
Updated
Apr 17 closing price
Capitalization
113.45M
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CHMG vs FRAF

Header iconCHMG vs FRAF Comparison
Open Charts CHMG vs FRAFBanner chart's image
Chemung Financial
Price$42.51
Change+$0.15 (+0.35%)
Volume$6.02K
Capitalization201.81M
Franklin Financial Services
Price$37.30
Change+$1.83 (+5.16%)
Volume$25.7K
Capitalization113.45M
CHMG vs FRAF Comparison Chart
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CHMG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
FRAF
Daily Signalchanged days ago
Gain/Loss if bought
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VS
CHMG vs. FRAF commentary
Apr 21, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CHMG is a Hold and FRAF is a Hold.

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COMPARISON
Comparison
Apr 21, 2025
Stock price -- (CHMG: $42.51 vs. FRAF: $37.30)
Brand notoriety: CHMG and FRAF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CHMG: 32% vs. FRAF: 139%
Market capitalization -- CHMG: $201.81M vs. FRAF: $113.45M
CHMG [@Regional Banks] is valued at $201.81M. FRAF’s [@Regional Banks] market capitalization is $113.45M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $5.96B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CHMG’s FA Score shows that 1 FA rating(s) are green whileFRAF’s FA Score has 2 green FA rating(s).

  • CHMG’s FA Score: 1 green, 4 red.
  • FRAF’s FA Score: 2 green, 3 red.
According to our system of comparison, both CHMG and FRAF are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CHMG’s TA Score shows that 4 TA indicator(s) are bullish while FRAF’s TA Score has 5 bullish TA indicator(s).

  • CHMG’s TA Score: 4 bullish, 5 bearish.
  • FRAF’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, FRAF is a better buy in the short-term than CHMG.

Price Growth

CHMG (@Regional Banks) experienced а +2.29% price change this week, while FRAF (@Regional Banks) price change was +8.46% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.11%. For the same industry, the average monthly price growth was -2.66%, and the average quarterly price growth was +1.78%.

Reported Earning Dates

CHMG is expected to report earnings on Jul 17, 2025.

FRAF is expected to report earnings on Apr 25, 2023.

Industries' Descriptions

@Regional Banks (+3.11% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CHMG($202M) has a higher market cap than FRAF($113M). FRAF (8.33) and CHMG (7.94) have similar P/E ratio . FRAF YTD gains are higher at: 25.843 vs. CHMG (-12.332). CHMG has more cash in the bank: 52.6M vs. FRAF (20.1M). CHMG has less debt than FRAF: CHMG (40.8M) vs FRAF (154M). CHMG has higher revenues than FRAF: CHMG (98M) vs FRAF (67.3M).
CHMGFRAFCHMG / FRAF
Capitalization202M113M179%
EBITDAN/AN/A-
Gain YTD-12.33225.843-48%
P/E Ratio7.948.3395%
Revenue98M67.3M146%
Total Cash52.6M20.1M262%
Total Debt40.8M154M26%
FUNDAMENTALS RATINGS
CHMG vs FRAF: Fundamental Ratings
CHMG
FRAF
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
39
Fair valued
61
Fair valued
PROFIT vs RISK RATING
1..100
3617
SMR RATING
1..100
3746
PRICE GROWTH RATING
1..100
6040
P/E GROWTH RATING
1..100
319
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CHMG's Valuation (39) in the Regional Banks industry is in the same range as FRAF (61). This means that CHMG’s stock grew similarly to FRAF’s over the last 12 months.

FRAF's Profit vs Risk Rating (17) in the Regional Banks industry is in the same range as CHMG (36). This means that FRAF’s stock grew similarly to CHMG’s over the last 12 months.

CHMG's SMR Rating (37) in the Regional Banks industry is in the same range as FRAF (46). This means that CHMG’s stock grew similarly to FRAF’s over the last 12 months.

FRAF's Price Growth Rating (40) in the Regional Banks industry is in the same range as CHMG (60). This means that FRAF’s stock grew similarly to CHMG’s over the last 12 months.

FRAF's P/E Growth Rating (9) in the Regional Banks industry is in the same range as CHMG (31). This means that FRAF’s stock grew similarly to CHMG’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CHMGFRAF
RSI
ODDS (%)
Bullish Trend 4 days ago
63%
Bullish Trend 4 days ago
52%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
69%
Bearish Trend 4 days ago
48%
Momentum
ODDS (%)
Bearish Trend 4 days ago
40%
Bullish Trend 4 days ago
63%
MACD
ODDS (%)
N/A
Bullish Trend 4 days ago
55%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 4 days ago
54%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
37%
Bullish Trend 4 days ago
48%
Advances
ODDS (%)
Bullish Trend 6 days ago
64%
Bullish Trend 4 days ago
61%
Declines
ODDS (%)
Bearish Trend 10 days ago
45%
Bearish Trend 10 days ago
55%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
73%
Bearish Trend 4 days ago
46%
Aroon
ODDS (%)
Bearish Trend 4 days ago
47%
Bearish Trend 4 days ago
47%
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CHMG
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
FRAF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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CHMG and

Correlation & Price change

A.I.dvisor indicates that over the last year, CHMG has been loosely correlated with CCBG. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if CHMG jumps, then CCBG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CHMG
1D Price
Change %
CHMG100%
+0.35%
CCBG - CHMG
65%
Loosely correlated
+1.18%
HAFC - CHMG
65%
Loosely correlated
+0.42%
WSBF - CHMG
65%
Loosely correlated
-0.16%
BCAL - CHMG
64%
Loosely correlated
+0.64%
FMNB - CHMG
64%
Loosely correlated
+2.09%
More

FRAF and

Correlation & Price change

A.I.dvisor indicates that over the last year, FRAF has been loosely correlated with FUNC. These tickers have moved in lockstep 38% of the time. This A.I.-generated data suggests there is some statistical probability that if FRAF jumps, then FUNC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To FRAF
1D Price
Change %
FRAF100%
+5.16%
FUNC - FRAF
38%
Loosely correlated
+0.61%
FCCO - FRAF
38%
Loosely correlated
N/A
CHMG - FRAF
37%
Loosely correlated
+0.35%
BWFG - FRAF
36%
Loosely correlated
+0.90%
HOMB - FRAF
36%
Loosely correlated
+1.85%
More