CBU
Price
$62.42
Change
+$1.13 (+1.84%)
Updated
Jan 15, 11:13 AM (EDT)
Capitalization
3.23B
12 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$34.04
Change
+$0.65 (+1.95%)
Updated
Jan 15, 12:17 PM (EDT)
Capitalization
4.03B
96 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

CBU vs UCB

Header iconCBU vs UCB Comparison
Open Charts CBU vs UCBBanner chart's image
Community Financial System
Price$62.42
Change+$1.13 (+1.84%)
Volume$692
Capitalization3.23B
United Community Banks
Price$34.04
Change+$0.65 (+1.95%)
Volume$423
Capitalization4.03B
CBU vs UCB Comparison Chart in %
CBU
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
CBU vs. UCB commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CBU is a Hold and UCB is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Jan 15, 2026
Stock price -- (CBU: $61.29 vs. UCB: $33.39)
Brand notoriety: CBU and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CBU: 61% vs. UCB: 184%
Market capitalization -- CBU: $3.23B vs. UCB: $4.03B
CBU [@Regional Banks] is valued at $3.23B. UCB’s [@Regional Banks] market capitalization is $4.03B. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CBU’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • CBU’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, both CBU and UCB are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CBU’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • CBU’s TA Score: 6 bullish, 3 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, CBU is a better buy in the short-term than UCB.

Price Growth

CBU (@Regional Banks) experienced а +0.89% price change this week, while UCB (@Regional Banks) price change was +2.64% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.18%, and the average quarterly price growth was +13.82%.

Reported Earning Dates

CBU is expected to report earnings on Jan 27, 2026.

UCB is expected to report earnings on Apr 21, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UCB($4.03B) has a higher market cap than CBU($3.23B). CBU has higher P/E ratio than UCB: CBU (15.80) vs UCB (13.25). UCB (6.951) and CBU (6.703) have similar YTD gains . UCB has less debt than CBU: UCB (155M) vs CBU (539M). UCB has higher revenues than CBU: UCB (1.01B) vs CBU (799M).
CBUUCBCBU / UCB
Capitalization3.23B4.03B80%
EBITDAN/AN/A-
Gain YTD6.7036.95196%
P/E Ratio15.8013.25119%
Revenue799M1.01B79%
Total CashN/A205M-
Total Debt539M155M348%
FUNDAMENTALS RATINGS
CBU vs UCB: Fundamental Ratings
CBU
UCB
OUTLOOK RATING
1..100
470
VALUATION
overvalued / fair valued / undervalued
1..100
76
Overvalued
76
Overvalued
PROFIT vs RISK RATING
1..100
8772
SMR RATING
1..100
1613
PRICE GROWTH RATING
1..100
5453
P/E GROWTH RATING
1..100
7788
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CBU's Valuation (76) in the Regional Banks industry is in the same range as UCB (76). This means that CBU’s stock grew similarly to UCB’s over the last 12 months.

UCB's Profit vs Risk Rating (72) in the Regional Banks industry is in the same range as CBU (87). This means that UCB’s stock grew similarly to CBU’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as CBU (16). This means that UCB’s stock grew similarly to CBU’s over the last 12 months.

UCB's Price Growth Rating (53) in the Regional Banks industry is in the same range as CBU (54). This means that UCB’s stock grew similarly to CBU’s over the last 12 months.

CBU's P/E Growth Rating (77) in the Regional Banks industry is in the same range as UCB (88). This means that CBU’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CBUUCB
RSI
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
70%
Stochastic
ODDS (%)
Bearish Trend 1 day ago
64%
Bearish Trend 1 day ago
67%
Momentum
ODDS (%)
Bullish Trend 1 day ago
56%
Bullish Trend 1 day ago
64%
MACD
ODDS (%)
Bullish Trend 1 day ago
61%
Bullish Trend 1 day ago
60%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
59%
Bullish Trend 1 day ago
57%
TrendMonth
ODDS (%)
Bullish Trend 1 day ago
50%
Bullish Trend 1 day ago
52%
Advances
ODDS (%)
Bullish Trend 8 days ago
59%
Bullish Trend 8 days ago
54%
Declines
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
68%
Bearish Trend 1 day ago
65%
Aroon
ODDS (%)
Bullish Trend 1 day ago
47%
Bullish Trend 1 day ago
45%
View a ticker or compare two or three
Interact to see
Advertisement
CBU
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
DFVIX25.340.22
+0.88%
DFA International Value III
LRSFX15.390.08
+0.52%
Lord Abbett Small Cap Value F
GSMCX36.710.03
+0.08%
Goldman Sachs Mid Cap Value Instl
LOFLX16.02N/A
N/A
Lord Abbett Focused Large Cap Value F3
PRUIX179.84-0.96
-0.53%
T. Rowe Price Equity Index 500 I

CBU and

Correlation & Price change

A.I.dvisor indicates that over the last year, CBU has been closely correlated with HOPE. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if CBU jumps, then HOPE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CBU
1D Price
Change %
CBU100%
+1.95%
HOPE - CBU
85%
Closely correlated
+2.05%
STBA - CBU
85%
Closely correlated
+1.34%
UCB - CBU
85%
Closely correlated
+2.80%
PEBO - CBU
85%
Closely correlated
+1.61%
NBTB - CBU
85%
Closely correlated
+1.38%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with WSFS. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+2.80%
WSFS - UCB
91%
Closely correlated
+0.72%
UBSI - UCB
91%
Closely correlated
+1.58%
HWC - UCB
91%
Closely correlated
+0.73%
FNB - UCB
91%
Closely correlated
+0.58%
TRMK - UCB
90%
Closely correlated
+0.68%
More