CACC
Price
$477.47
Change
+$2.31 (+0.49%)
Updated
Dec 11 closing price
Capitalization
5.27B
48 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$27.27
Change
+$0.20 (+0.74%)
Updated
Dec 12, 04:59 PM (EDT)
Capitalization
34.12B
52 days until earnings call
Intraday BUY SELL Signals
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CACC vs SOFI

Header iconCACC vs SOFI Comparison
Open Charts CACC vs SOFIBanner chart's image
Credit Acceptance
Price$477.47
Change+$2.31 (+0.49%)
Volume$61.03K
Capitalization5.27B
SoFi Technologies
Price$27.27
Change+$0.20 (+0.74%)
Volume$830.46K
Capitalization34.12B
CACC vs SOFI Comparison Chart in %
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VS
CACC vs. SOFI commentary
Dec 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CACC is a StrongBuy and SOFI is a Hold.

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COMPARISON
Comparison
Dec 13, 2025
Stock price -- (CACC: $477.47 vs. SOFI: $27.07)
Brand notoriety: CACC and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: CACC: 44% vs. SOFI: 56%
Market capitalization -- CACC: $5.27B vs. SOFI: $34.12B
CACC [@Savings Banks] is valued at $5.27B. SOFI’s [@Savings Banks] market capitalization is $34.12B. The market cap for tickers in the [@Savings Banks] industry ranges from $666.39B to $0. The average market capitalization across the [@Savings Banks] industry is $22.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CACC’s FA Score shows that 0 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • CACC’s FA Score: 0 green, 5 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, SOFI is a better buy in the long-term than CACC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CACC’s TA Score shows that 7 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • CACC’s TA Score: 7 bullish, 2 bearish.
  • SOFI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, CACC is a better buy in the short-term than SOFI.

Price Growth

CACC (@Savings Banks) experienced а +3.59% price change this week, while SOFI (@Savings Banks) price change was -8.55% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.22%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +8.39%.

Reported Earning Dates

CACC is expected to report earnings on Jan 29, 2026.

SOFI is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Savings Banks (+2.22% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($34.1B) has a higher market cap than CACC($5.27B). SOFI has higher P/E ratio than CACC: SOFI (48.34) vs CACC (12.66). SOFI YTD gains are higher at: 75.779 vs. CACC (1.706). SOFI has less debt than CACC: SOFI (4.04B) vs CACC (6.47B). SOFI has higher revenues than CACC: SOFI (3.06B) vs CACC (2.24B).
CACCSOFICACC / SOFI
Capitalization5.27B34.1B15%
EBITDA555MN/A-
Gain YTD1.70675.7792%
P/E Ratio12.6648.3426%
Revenue2.24B3.06B73%
Total Cash70MN/A-
Total Debt6.47B4.04B160%
FUNDAMENTALS RATINGS
CACC: Fundamental Ratings
CACC
OUTLOOK RATING
1..100
27
VALUATION
overvalued / fair valued / undervalued
1..100
71
Overvalued
PROFIT vs RISK RATING
1..100
65
SMR RATING
1..100
35
PRICE GROWTH RATING
1..100
58
P/E GROWTH RATING
1..100
96
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
CACCSOFI
RSI
ODDS (%)
Bullish Trend 5 days ago
76%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
85%
Bullish Trend 2 days ago
87%
Momentum
ODDS (%)
Bullish Trend 3 days ago
69%
Bearish Trend 2 days ago
83%
MACD
ODDS (%)
Bullish Trend 3 days ago
62%
Bearish Trend 2 days ago
80%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
73%
Bearish Trend 2 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
68%
Bearish Trend 2 days ago
84%
Advances
ODDS (%)
Bullish Trend 10 days ago
75%
Bullish Trend 15 days ago
85%
Declines
ODDS (%)
Bearish Trend 4 days ago
69%
Bearish Trend 4 days ago
81%
BollingerBands
ODDS (%)
Bullish Trend 8 days ago
75%
N/A
Aroon
ODDS (%)
N/A
Bullish Trend 3 days ago
87%
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CACC
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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CACC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CACC has been loosely correlated with ALLY. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if CACC jumps, then ALLY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CACC
1D Price
Change %
CACC100%
+0.49%
ALLY - CACC
63%
Loosely correlated
+2.99%
OMF - CACC
62%
Loosely correlated
+3.48%
AXP - CACC
58%
Loosely correlated
+2.48%
SYF - CACC
57%
Loosely correlated
+1.31%
SLM - CACC
57%
Loosely correlated
N/A
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